Ready to Finance Your Next Asset?
Complete the form below to fast track your application.
FINANCE CALCULATOR
Get a quick estimate so you know exactly what to expect before speaking with a specialist.
Loan Calculator
Estimate your repayments before speaking with an Equifund specialist.
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Enter the approximate amount you’d like to finance.
3%
18%
12 months
84 months
0%
60%
Percentage of the loan left owing as a final lump-sum (balloon / residual).
Estimated repayments
Monthly repayment
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Approx. weekly
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Loan amount
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Interest rate
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Term
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Balloon / residual
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Total repayable (incl. balloon)
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Estimated interest over term
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This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.
30-second check. No impact on your credit score.
Choose your industry
Choose the category that best describes your finance requirement.
Transport & Logistics
Farming & Agriculture
Construction & Earthmoving
Other
Submitting this form does not lock you into finance.
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$50M+ in equipment financed
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3x faster decisions than major banks
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Dedicated support to find the best solutions
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ASIC licensed & regulated
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Trucks
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Semi-Trailers & Trailers
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Refrigerated trucks
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Excavators & Loaders
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Cranes & Site Machinery
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Trailer Trucks
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Tractors & Harvesters
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Yellow Goods
Skid Steers & Access Equipment
80+ lenders in one application
Submit one application and we compare offers from over 80 lenders including banks, non bank lenders, and specialist asset finance companies. You get the best deal available, not just one bank's offer.
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All asset types and values
From a $10,000 trailer to a $5 million mining truck. Trucks, earthmoving, agricultural, manufacturing, medical, IT, and virtually any income producing business asset.
Expert structure advice
Chattel mortgage, finance lease, hire purchase, or operating lease? We model each option for your specific situation and recommend the structure that minimises your total cost.
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Fast, simple process
Pre-approval often within hours. One point of contact from application to settlement. We handle the paperwork, lender negotiations, and settlement coordination.
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Trucks, prime movers, and rigids
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Trailers and semi trailers
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Vans and light commercial vehicles
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Buses and coaches
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Utes and 4WDs for business
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Refrigerated transport
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Excavators, loaders, and dozers
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Cranes and telehandlers
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Concrete and formwork equipment
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Compactors and rollers
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Site vehicles and support equipment
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Scaffolding and access equipment
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Tractors and harvesters
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Headers, balers, and sprayers
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Irrigation and water systems
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Livestock equipment
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Farm vehicles and utes
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GPS and precision technology
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Manufacturing machinery
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Forklifts and warehouse equipment
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Medical and dental equipment
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IT infrastructure and technology
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Printing and packaging
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Office fitouts and furniture
HOW THE PROCESS WORKS
How Asset Finance Works
A straightforward process from application to approval.
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Complete the Form
In 60 Seconds
Provide us with some basic information about your business and financing requirements via our secure website.
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Speak With an
Industry Specialist
Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.
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Get Pre-Approved
Over the Phone
Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.
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Financing
Secured
Your finance broker will work with you to source the best funding offers available and guide your application to success.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Not Every Business Fits a Bank Template
Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.
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Asset value & condition
We consider the value, age, and condition of your asset, not just your credit history.
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Business use
Finance solutions tailored to how your equipment supports daily business operations.
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Deposit position
Low-deposit and zero-deposit options available for eligible applicants.
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Repayment capacity
Repayment plans structured around your cash flow and business revenue.
Check Your Eligibility
30-second check. No impact on your credit score.
Quick quotes, fast approvals
What is the difference between asset finance and a business loan?
Asset finance is secured against the specific equipment being purchased, resulting in lower rates and higher approval am
What types of assets can I finance?
Virtually any tangible business asset including vehicles, trucks, trailers, earthmoving equipment, agricultural machiner
What finance structures are available?
The main structures are chattel mortgage (you own the asset), finance lease (lender owns, you lease), hire purchase (you
Do I need a deposit?
Many lenders offer zero deposit asset finance for qualifying applicants. A deposit can improve your rate, but it is not
How quickly can I get approved?
Pre-approval is often within hours. Full approval and settlement typically takes 2 to 5 business days depending on the a
Can I finance used assets?
Yes. We finance new and used assets of all ages. Used equipment from reputable brands in good condition regularly qualif
Still Have a Question?
If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.
1300 464 805