Ready to Finance Your Equipment?
Complete the form below.
FINANCE CALCULATOR
Get a quick estimate so you know exactly what to expect before speaking with a specialist.
Loan Calculator
Estimate your repayments before speaking with an Equifund specialist.
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This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.
30-second check. No impact on your credit score.
Choose your industry
Choose the category that best describes your finance requirement.
Transport & Logistics
Farming & Agriculture
Construction & Earthmoving
Other
Submitting this form does not lock you into finance.
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$50M+ in equipment financed
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3x faster decisions than major banks
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Dedicated support to find the best solutions
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ASIC licensed & regulated
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Trucks
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Semi-Trailers & Trailers
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Refrigerated trucks
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Excavators & Loaders
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Cranes & Site Machinery
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Trailer Trucks
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Tractors & Harvesters
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Yellow Goods
Skid Steers & Access Equipment
Industry specialist lenders
Medical, dental, IT, hospitality, fitness, manufacturing, agriculture. We match your equipment type with lenders who specialise in financing those specific assets.
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All price ranges
From $5,000 for a small tool package to $5 million for a complete medical imaging suite. One broker, one process, regardless of the equipment value.
Tax effective structures
Chattel mortgage, finance lease, hire purchase, or rental. We recommend the structure that maximises your tax deductions based on your business type and accountant's advice.
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Fast and simple process
Business equipment finance is typically faster and simpler than vehicle finance. Many applications are approved within hours with minimal documentation.
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X-ray and imaging equipment
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Dental chairs and units
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Physiotherapy and rehab equipment
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Veterinary equipment
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Optical and audiology
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Pharmacy dispensing systems
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Commercial kitchen equipment
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Coffee machines and barista equipment
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Refrigeration and coolrooms
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POS and ordering systems
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Restaurant fitouts
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Bakery and food production
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Servers and networking
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Computers and workstations
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Audio visual systems
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Security and surveillance
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Telecommunications
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Data centre equipment
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Gym and exercise equipment
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Salon and spa equipment
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Laser and cosmetic devices
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Pilates and yoga studios
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Swimming pool equipment
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Sports facility fitouts
HOW THE PROCESS WORKS
How Business Equipment Finance Works
A straightforward process.
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Complete the Form
In 60 Seconds
Provide us with some basic information about your business and financing requirements via our secure website.
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Speak With an
Industry Specialist
Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.
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Get Pre-Approved
Over the Phone
Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.
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Financing
Secured
Your finance broker will work with you to source the best funding offers available and guide your application to success.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Not Every Business Fits a Bank Template
Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.
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Asset value & condition
We consider the value, age, and condition of your asset, not just your credit history.
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Business use
Finance solutions tailored to how your equipment supports daily business operations.
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Deposit position
Low-deposit and zero-deposit options available for eligible applicants.
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Repayment capacity
Repayment plans structured around your cash flow and business revenue.
Check Your Eligibility
30-second check. No impact on your credit score.
Quick quotes, fast approvals
What is the minimum equipment value you finance?
We arrange business equipment finance from approximately $5,000 upwards. For smaller purchases, a bundled package of mul
Can I finance a complete business fitout?
Yes. New restaurant, dental practice, gym, or office. We can finance the entire fitout as a single package including fur
Do you finance IT equipment?
Yes. Servers, networking equipment, computers, security systems, and telecommunications equipment all qualify for busine
Can I finance medical or dental equipment?
Yes. Medical and dental equipment is a specialist area we handle regularly. Specialist healthcare lenders understand the
What tax benefits are available?
Business equipment typically qualifies for GST claims (if you are GST registered), depreciation deductions, and interest
Can I finance second hand business equipment?
Yes. Used business equipment in good working condition qualifies for finance. Medical and IT equipment may have age limi
Still Have a Question?
If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.
1300 464 805