Ready to Finance Your Commercial Vehicle?
Complete the form below to fast track your application.
FINANCE CALCULATOR
Get a quick estimate so you know exactly what to expect before speaking with a specialist.
Loan Calculator
Estimate your repayments before speaking with an Equifund specialist.
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Enter the approximate amount you’d like to finance.
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12 months
84 months
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This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.
30-second check. No impact on your credit score.
Choose your industry
Choose the category that best describes your finance requirement.
Transport & Logistics
Farming & Agriculture
Construction & Earthmoving
Other
Submitting this form does not lock you into finance.
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$50M+ in equipment financed
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3x faster decisions than major banks
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Dedicated support to find the best solutions
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ASIC licensed & regulated
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Trucks
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Semi-Trailers & Trailers
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Refrigerated trucks
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Excavators & Loaders
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Cranes & Site Machinery
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Trailer Trucks
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Tractors & Harvesters
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Yellow Goods
Skid Steers & Access Equipment
Every vehicle type covered
Trucks, vans, utes, buses, taxis, ambulances, tow trucks, car carriers, service vehicles, and specialty builds. If it has wheels and earns money, we can finance it.
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Fleet finance packages
Financing multiple vehicles? We arrange fleet packages with volume pricing, coordinated delivery, and simplified administration across your entire order.
All business sizes welcome
From a sole trader buying a single ute to a national fleet operator replacing 200 trucks. We scale our service to match your business.
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Flexible structures and terms
Chattel mortgage, finance lease, hire purchase, or operating lease. Terms from 1 to 7 years. Balloon payments and seasonal structures available.
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Prime movers and B-double trucks
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Rigid trucks 4x2 to 8x4
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Tippers and concrete agitators
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Refrigerated trucks
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Crane trucks
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Fire trucks and emergency vehicles
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Delivery vans and pantechs
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Service utes and dual cabs
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Tray back and cab chassis
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Refrigerated vans
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Courier and parcel vehicles
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Tradesman and service bodies
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Buses and coaches
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Mini buses and shuttles
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Taxi and rideshare vehicles
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Ambulances and patient transport
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School buses
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Charter and tourism coaches
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Tow trucks and car carriers
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Waste collection vehicles
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Street sweepers and cleaners
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Mobile workshops and laboratories
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Food trucks and mobile kitchens
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Broadcasting and event vehicles
HOW THE PROCESS WORKS
How Commercial Vehicle Finance Works
A straightforward process from application to approval.
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Complete the Form
In 60 Seconds
Provide us with some basic information about your business and financing requirements via our secure website.
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Speak With an
Industry Specialist
Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.
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Get Pre-Approved
Over the Phone
Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.
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Financing
Secured
Your finance broker will work with you to source the best funding offers available and guide your application to success.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Not Every Business Fits a Bank Template
Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.
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Asset value & condition
We consider the value, age, and condition of your asset, not just your credit history.
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Business use
Finance solutions tailored to how your equipment supports daily business operations.
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Deposit position
Low-deposit and zero-deposit options available for eligible applicants.
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Repayment capacity
Repayment plans structured around your cash flow and business revenue.
Check Your Eligibility
30-second check. No impact on your credit score.
Quick quotes, fast approvals
What counts as a commercial vehicle for finance purposes?
Any vehicle used primarily for business purposes qualifies. This includes trucks, vans, utes, buses, taxis, and specialt
Can I finance a fleet of vehicles at once?
Yes. Fleet finance is one of our specialties. We arrange coordinated finance for multi-vehicle orders with volume pricin
Do you finance used commercial vehicles?
Yes. We finance used commercial vehicles of all ages from all manufacturers. Vehicles in good condition with service his
What is the difference between commercial and consumer vehicle finance?
Commercial vehicle finance is for business use vehicles purchased through an ABN. It offers tax benefits including GST c
Can I include body builds in the finance?
Yes. Tray bodies, pantechs, refrigerated bodies, service bodies, and other modifications can be included in the finance
How quickly can I get approved?
Pre-approval is often within hours for standard commercial vehicles. Fleet orders may require additional assessment time
Still Have a Question?
If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.
1300 464 805