Ready to Finance Your Construction Equipment?
Complete the form below to fast track your application.
FINANCE CALCULATOR
Get a quick estimate so you know exactly what to expect before speaking with a specialist.
Loan Calculator
Estimate your repayments before speaking with an Equifund specialist.
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Enter the approximate amount you’d like to finance.
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12 months
84 months
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Percentage of the loan left owing as a final lump-sum (balloon / residual).
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This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.
30-second check. No impact on your credit score.
Choose your industry
Choose the category that best describes your finance requirement.
Transport & Logistics
Farming & Agriculture
Construction & Earthmoving
Other
Submitting this form does not lock you into finance.
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$50M+ in equipment financed
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3x faster decisions than major banks
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Dedicated support to find the best solutions
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ASIC licensed & regulated
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Trucks
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Semi-Trailers & Trailers
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Refrigerated trucks
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Excavators & Loaders
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Cranes & Site Machinery
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Trailer Trucks
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Tractors & Harvesters
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Yellow Goods
Skid Steers & Access Equipment
All construction equipment in one place
Excavators, loaders, cranes, concrete pumps, scaffolding, formwork, compactors, generators, site vehicles. One broker, one application, access to 80+ lenders.
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Project based finance structures
Need equipment for a specific project? We arrange finance with terms that match the project duration and payment schedule.
Fleet and multi-asset packages
Equipping a new project with multiple machines? We arrange fleet packages with coordinated settlement and volume pricing from lenders who understand construction.
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Subcontractor and startup friendly
New to business or a subcontractor with irregular income? We have lenders who assess construction operators on their skills and work pipeline, not just their financial history.
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Mini to large excavators
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Wheel loaders and skid steers
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Dozers and graders
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Compactors and rollers
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Articulated dump trucks
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Backhoe loaders
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Concrete pumps and boom pumps
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Concrete agitator trucks
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Concrete batching plants
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Formwork systems
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Concrete saws and grinders
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Finishing and polishing equipment
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Mobile and tower cranes
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Telehandlers
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Boom lifts and scissor lifts
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Scaffolding systems
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Hoists and material lifts
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Elevated work platforms
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Tippers and rigid trucks
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Site utes and 4WDs
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Water carts
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Generators and compressors
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Light towers
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Tool trailers and storage
HOW THE PROCESS WORKS
How Construction Equipment Finance Works
A straightforward process from application to approval.
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Complete the Form
In 60 Seconds
Provide us with some basic information about your business and financing requirements via our secure website.
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Speak With an
Industry Specialist
Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.
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Get Pre-Approved
Over the Phone
Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.
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Financing
Secured
Your finance broker will work with you to source the best funding offers available and guide your application to success.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Not Every Business Fits a Bank Template
Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.
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Asset value & condition
We consider the value, age, and condition of your asset, not just your credit history.
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Business use
Finance solutions tailored to how your equipment supports daily business operations.
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Deposit position
Low-deposit and zero-deposit options available for eligible applicants.
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Repayment capacity
Repayment plans structured around your cash flow and business revenue.
Check Your Eligibility
30-second check. No impact on your credit score.
Quick quotes, fast approvals
Can I finance equipment for a specific project?
Yes. Project based finance terms can be matched to the project duration. This is common for large civil and infrastructu
Do you finance scaffolding and formwork?
Yes. Reusable construction assets like scaffolding, formwork systems, and shoring equipment are all financeable through
Can I get finance as a new construction business?
Yes. We have lenders who finance construction startups based on your trade qualifications, experience, and work pipeline
What is the minimum equipment value you finance?
We arrange construction equipment finance from $10,000 upwards, covering everything from small tools and attachments to
Can I finance multiple pieces of equipment at once?
Yes. Fleet and multi-asset packages are common in construction. We coordinate the finance for all items with simplified
How fast can I get construction equipment finance?
Pre-approval is often within hours. Standard applications typically settle within 2 to 3 business days. Urgent project r
Still Have a Question?
If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.
1300 464 805