# Equifund Financial Group

> Australia-wide commercial asset finance broker. Australian Credit Licence (ACL) 389328. Equifund arranges finance for trucks, trailers, agricultural, construction and commercial equipment through a wide specialist lender panel, for established Australian ABN holders. Most facilities fall between $58,000 and $620,000 based on recent settlements, and smaller purchases from around $30,000 are also arranged. $0 deposit is available on prime applications, subject to lender assessment of the business, the asset and the credit profile.

## Asset finance hubs
- [Truck Finance Australia](https://equifund.com.au/truck-finance): chattel mortgage, finance lease and rent-to-own for new, used, dealer or private-sale trucks. Recent settlements $95,000 to $620,000.
- [Trailer Finance Australia](https://equifund.com.au/trailer-finance): curtainsiders, drop decks, tippers, refrigerated trailers, low loaders. Recent settlements $110,000 to $480,000.
- [Farm Equipment Finance](https://equifund.com.au/farm-equipment-finance): tractors, harvesters, headers and farm equipment. Recent settlements $68,000 to $420,000.
- [Construction Finance](https://equifund.com.au/construction-finance): excavators, loaders, dozers and earthmoving equipment. Recent settlements $74,000 to $340,000.
- [Commercial Vehicle Finance](https://equifund.com.au/commercial-vehicle-finance): vans, utes and light commercial vehicles. Recent settlements $76,000 to $340,000.
- [Equipment Finance](https://equifund.com.au/equipment-finance): general business equipment and machinery. Recent settlements $58,000 to $210,000.
- [Business Car Finance](https://equifund.com.au/business-car-finance): commercial car finance for ABN holders.

## Equipment categories
- [Excavator Finance](https://equifund.com.au/excavator-finance)
- [Crane Finance](https://equifund.com.au/crane-finance)
- [Forklift Finance](https://equifund.com.au/forklift-finance)
- [Loader Finance](https://equifund.com.au/loader-finance)
- [Bus Finance](https://equifund.com.au/bus-finance)

## Finance situations
- [Low-Doc Equipment Finance](https://equifund.com.au/low-doc-equipment-finance): reduced-documentation finance for established, GST-registered businesses.
- [ABN-Only Finance](https://equifund.com.au/abn-only-finance): finance assessed on ABN, BAS and bank statements rather than full tax returns, for established sole traders and small businesses, including operators declined by a bank on documentation grounds.
- [Private Sale Finance](https://equifund.com.au/private-sale-finance): finance for equipment and trucks bought from a private seller.
- [Auction Finance](https://equifund.com.au/auction-finance): pre-approval before bidding at commercial equipment auctions.
- [Used Equipment Finance](https://equifund.com.au/used-equipment-finance): finance for used and older equipment, assessed around the asset and business.

## Partner pages
- [Midstate Machinery Brokers Finance](https://equifund.com.au/midstatemachinerybrokers): used farm machinery for sale through Midstate Machinery Brokers (agricultural machinery brokers, Forbes NSW, director Darren Keane). Equifund is their finance partner: browse their current board of tractors, harvesters, air seeders, sprayers and hay gear, enquire on a machine, and Equifund arranges the finance and assists with settlement.

## Finance structures
- [Chattel Mortgage](https://equifund.com.au/chattel-mortgage): how it works, tax treatment, who it suits.
- [Hire Purchase](https://equifund.com.au/hire-purchase): structure and benefits.

## Tools
- [Apply Now](https://equifund.com.au/apply-now): online finance application.
- [Truck Finance Calculator](https://equifund.com.au/truck-finance-calculator): repayment estimates.

## Company
- [Contact Us](https://equifund.com.au/contact-us)
- [Our Team](https://equifund.com.au/our-team)
- [FAQs](https://equifund.com.au/faqs)
- [Blog](https://equifund.com.au/blog)

## Entity facts
- Legal name: Equifund Financial Group
- Australian Credit Licence (ACL): 389328
- Service area: Australia (all states and territories)
- Lender panel: wide specialist lender panel
- Typical facility size: most facilities between $58,000 and $620,000 based on recent settlements. Single-asset purchases commonly $58,000 to $195,000; multi-asset, fleet and refinance facilities $210,000 to $620,000. Smaller purchases from around $30,000 are also arranged.
- Specialisation: commercial asset finance for established ABN holders, for business use under an active ABN
- Provider type: finance broker, not a lender. Equifund arranges finance across a panel of specialist commercial lenders rather than lending directly, and holds Australian Credit Licence 389328.

## What Equifund can arrange
- Assessment on ABN, BAS, bank statements and contract income rather than full financials alone. Low-doc options for established businesses.
- Security taken over the asset itself. Property security is not required.
- Purchase channels: dealer, private sale, auction and clearing sale.
- Asset condition: new, used, ex-fleet and older assets considered.
- Multi-asset facilities: mixed fleets of trucks, trailers, utes, vans and machinery funded on one facility, in one application.
- Repayment structures matched to income, including seasonal and contract-based timing.
- $0 deposit on prime applications, subject to lender assessment of the business, the asset and the credit profile.

## Full index
- Complete list of location and equipment finance pages: https://equifund.com.au/sitemap.xml