Need to Buy Before June 30?
Finance your equipment now and claim the instant write off in this financial year. Apply today for fast approval.
FINANCE CALCULATOR
Get a quick estimate so you know exactly what to expect before speaking with a specialist.
Loan Calculator
Estimate your repayments before speaking with an Equifund specialist.
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Enter the approximate amount you’d like to finance.
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12 months
84 months
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60%
Percentage of the loan left owing as a final lump-sum (balloon / residual).
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This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.
30-second check. No impact on your credit score.
Choose your industry
Choose the category that best describes your finance requirement.
Transport & Logistics
Farming & Agriculture
Construction & Earthmoving
Other
Submitting this form does not lock you into finance.
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$50M+ in equipment financed
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3x faster decisions than major banks
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Dedicated support to find the best solutions
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ASIC licensed & regulated
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Trucks
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Semi-Trailers & Trailers
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Refrigerated trucks
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Excavators & Loaders
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Cranes & Site Machinery
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Trailer Trucks
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Tractors & Harvesters
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Yellow Goods
Skid Steers & Access Equipment
$20,000 per asset, no limit on number
Each individual asset costing less than $20,000 (before GST for GST registered businesses) qualifies. You can purchase multiple items. There is no cap on the total amount you can claim across all qualifying assets.
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Must be installed and ready for use by June 30
The asset does not just need to be purchased by June 30. It must be delivered, installed, and ready for use in your business by that date. Ordering something that arrives in July does not qualify.
Aggregated turnover under $10 million
Your business (including connected entities) must have aggregated turnover of less than $10 million to qualify for the instant asset write off.
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Applies to new and used assets
Both new and second hand assets qualify, provided the cost is below the threshold and the asset is used for a taxable purpose in your business.
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Used rigid trucks and tippers
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Older light commercial vehicles
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Used vans and delivery vehicles
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Second hand utes and cab chassis
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Trade in value offsets to bring cost under $20K
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Claim the full cost immediately in this tax year
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New and used prime movers (all brands)
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Rigid trucks, tippers, and crane trucks
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Refrigerated trucks and pantechs
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Light commercial vehicles and utes
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15% depreciation in year one, 30% ongoing
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Interest on finance is also tax deductible
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Flat top, drop deck, and curtain side trailers
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Tipper trailers and dog trailers
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Refrigerated and insulated trailers
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B-double and road train trailer sets
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Skeletal and container trailers
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Stock crates and specialty trailers
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Excavators, loaders, and dozers
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Cranes, telehandlers, and forklifts
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Tractors, harvesters, and farm equipment
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Mining trucks and drill rigs
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Concrete pumps and batching plants
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All equipment attracts depreciation deductions
HOW THE PROCESS WORKS
How to Claim Before June 30
A step by step guide to claiming the instant asset write off before the deadline.
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Complete the Form
In 60 Seconds
Provide us with some basic information about your business and financing requirements via our secure website.
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Speak With an
Industry Specialist
Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.
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Get Pre-Approved
Over the Phone
Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.
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Financing
Secured
Your finance broker will work with you to source the best funding offers available and guide your application to success.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Not Every Business Fits a Bank Template
Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.
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Asset value & condition
We consider the value, age, and condition of your asset, not just your credit history.
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Business use
Finance solutions tailored to how your equipment supports daily business operations.
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Deposit position
Low-deposit and zero-deposit options available for eligible applicants.
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Repayment capacity
Repayment plans structured around your cash flow and business revenue.
Check Your Eligibility
30-second check. No impact on your credit score.
Quick quotes, fast approvals
What is the instant asset write off threshold for 2026?
The threshold is $20,000 per asset for the financial year ending 30 June 2026. After that date, it is scheduled to drop
Does the $20,000 include GST?
For GST registered businesses, the $20,000 threshold applies to the GST exclusive price. A $22,000 asset (including GST)
Can I buy multiple assets and claim each one?
Yes. There is no limit on the number of assets you can claim. Each individual asset costing less than $20,000 qualifies
What if the asset costs more than $20,000?
Assets costing $20,000 or more do not qualify for the instant write off. Instead, they are placed in the small business
Does the asset need to be paid for by June 30?
The asset needs to be installed and ready for use by June 30. It does not need to be paid in full. Financed assets quali
Can I finance an asset and still claim the write off?
Yes. Financing an asset does not affect your ability to claim the instant asset write off. The deduction is based on the
Still Have a Question?
If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.
1300 464 805