Ready to Finance Your John Deere?
Complete the details below to fast track your application.
FINANCE CALCULATOR
Get a quick estimate so you know exactly what to expect before speaking with a specialist.
Loan Calculator
Estimate your repayments before speaking with an Equifund specialist.
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This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.
30-second check. No impact on your credit score.
Choose your industry
Choose the category that best describes your finance requirement.
Transport & Logistics
Farming & Agriculture
Construction & Earthmoving
Other
Submitting this form does not lock you into finance.
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$50M+ in equipment financed
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3x faster decisions than major banks
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Dedicated support to find the best solutions
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ASIC licensed & regulated
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Trucks
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Semi-Trailers & Trailers
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Refrigerated trucks
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Excavators & Loaders
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Cranes & Site Machinery
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Trailer Trucks
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Tractors & Harvesters
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Yellow Goods
Skid Steers & Access Equipment
Better rates than going direct
John Deere Financial offers competitive rates, but they are one lender. We compare their offer against 80+ others. In many cases, we find a better deal. If Deere Financial is best, we will tell you.
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Full range financed
Tractors, harvesters, headers, loaders, excavators, skid steers, UTVs, mowers. Every John Deere product used for business is financeable through our panel.
Seasonal repayments for agriculture
John Deere agricultural equipment is seasonal by nature. We structure repayments around harvest and income cycles, not a fixed monthly schedule that ignores when you earn.
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Used John Deere specialists
John Deere equipment ages well and holds value. We finance used machines of all ages with rates that reflect the brand's enduring quality and parts availability.
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1 to 4 Series compact utility
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5 and 6 Series utility and livestock
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7 and 8 Series row crop and broadacre
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9R and 9RX large frame and tracked
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Specialty and orchard models
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Front loader equipped packages
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S700 Series combines
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X9 large frame harvesters
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Draper and auger front platforms
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Round and square balers
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Self propelled forage harvesters
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Mower conditioners and windrowers
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17G to 870G excavators
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204L to 844L wheel loaders
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Skid steer and CTL loaders
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Backhoe loaders
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ADTs and dozers
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Graders and scrapers
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Seeding and planting equipment
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Spraying and nutrient application
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Tillage and soil preparation
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Hay and forage equipment
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GPS and precision ag technology
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Gator UTVs and commercial mowers
HOW THE PROCESS WORKS
How John Deere Finance Works
A straightforward process from application to approval.
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Complete the Form
In 60 Seconds
Provide us with some basic information about your business and financing requirements via our secure website.
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Speak With an
Industry Specialist
Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.
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Get Pre-Approved
Over the Phone
Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.
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Financing
Secured
Your finance broker will work with you to source the best funding offers available and guide your application to success.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Not Every Business Fits a Bank Template
Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.
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Asset value & condition
We consider the value, age, and condition of your asset, not just your credit history.
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Business use
Finance solutions tailored to how your equipment supports daily business operations.
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Deposit position
Low-deposit and zero-deposit options available for eligible applicants.
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Repayment capacity
Repayment plans structured around your cash flow and business revenue.
Check Your Eligibility
30-second check. No impact on your credit score.
Quick quotes, fast approvals
Is it better to finance through John Deere Financial or a broker?
A broker compares John Deere Financial's offer against 80+ other lenders. In many cases we find a better rate. If Deere
Can I finance used John Deere equipment?
Yes. John Deere equipment holds its value exceptionally well. We regularly finance used machines that are 10, 15, even 2
Do you offer seasonal repayments for John Deere tractors?
Yes. Seasonal repayment structures are available for all John Deere agricultural equipment. Pay more after harvest, less
Can I finance John Deere GPS and precision ag technology?
Yes. We can bundle GPS systems, AutoTrac, StarFire receivers, and other precision agriculture technology into your equip
What is the minimum John Deere equipment value you finance?
We arrange finance from $10,000 upwards. This covers everything from compact tractors and Gator UTVs through to large ha
Can I trade in my old equipment when financing a new John Deere?
Yes. We can structure your finance to account for a trade-in. The equity in your existing equipment reduces the amount y
Still Have a Question?
If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.
1300 464 805