Ready to Finance Your Kubota?
Complete the form below.
FINANCE CALCULATOR
Get a quick estimate so you know exactly what to expect before speaking with a specialist.
Loan Calculator
Estimate your repayments before speaking with an Equifund specialist.
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12 months
84 months
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60%
Percentage of the loan left owing as a final lump-sum (balloon / residual).
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This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.
30-second check. No impact on your credit score.
Choose your industry
Choose the category that best describes your finance requirement.
Transport & Logistics
Farming & Agriculture
Construction & Earthmoving
Other
Submitting this form does not lock you into finance.
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$50M+ in equipment financed
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3x faster decisions than major banks
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Dedicated support to find the best solutions
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ASIC licensed & regulated
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Trucks
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Semi-Trailers & Trailers
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Refrigerated trucks
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Excavators & Loaders
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Cranes & Site Machinery
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Trailer Trucks
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Tractors & Harvesters
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Yellow Goods
Skid Steers & Access Equipment
Beat the dealer rate
Dealers offer Kubota Finance as a convenience. We shop the entire market. In many cases, our panel produces a lower rate than the dealer's standard offering.
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Full Kubota range financed
M, L, B Series tractors. KX, U Series excavators. SVL, SSV loaders. F, ZD, Z Series mowers. RTV UTVs. Every Kubota product for business use.
Used Kubota specialists
Kubota equipment ages well and retains value. We regularly finance used Kubota machines that are 10+ years old at competitive rates because lenders understand the brand's durability.
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Seasonal repayments for farm Kubota
Kubota tractors and agricultural equipment qualify for seasonal repayment structures. Pay more after harvest, less during quieter periods.
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M Series utility tractors 60HP to 170HP
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L Series compact tractors 25HP to 60HP
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B Series sub-compact tractors
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Specialty and narrow tractors
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Front loader packages
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GPS and guidance equipped
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KX Series mini excavators 1.7t to 5t
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U Series tight tail swing
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K Series conventional
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Zero tail swing models
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Short and standard radius
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Rubber and steel track options
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SVL Series compact track loaders
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SSV Series skid steer loaders
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R Series wheel loaders
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Compact utility loaders
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High flow attachments
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Road and construction spec
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ZD Series zero turn diesels
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Z Series residential zero turns
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F Series front mount mowers
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RTV Series utility vehicles
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Rough terrain vehicles
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Grounds maintenance packages
HOW THE PROCESS WORKS
How Kubota Finance Works
A straightforward process.
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Complete the Form
In 60 Seconds
Provide us with some basic information about your business and financing requirements via our secure website.
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Speak With an
Industry Specialist
Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.
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Get Pre-Approved
Over the Phone
Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.
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Financing
Secured
Your finance broker will work with you to source the best funding offers available and guide your application to success.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Not Every Business Fits a Bank Template
Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.
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Asset value & condition
We consider the value, age, and condition of your asset, not just your credit history.
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Business use
Finance solutions tailored to how your equipment supports daily business operations.
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Deposit position
Low-deposit and zero-deposit options available for eligible applicants.
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Repayment capacity
Repayment plans structured around your cash flow and business revenue.
Check Your Eligibility
30-second check. No impact on your credit score.
Quick quotes, fast approvals
Is it better to finance through the Kubota dealer or a broker?
A broker compares the dealer's Kubota Finance offer against 80+ other lenders. We often find a more competitive rate. If
Can I finance a used Kubota?
Yes. Kubota equipment is known for longevity and holds value well. We regularly finance used Kubota machines that are 5,
Do you offer seasonal repayments for Kubota tractors?
Yes. Kubota tractors used in agriculture qualify for seasonal repayment structures. Pay more after harvest, less during
What is the most popular Kubota to finance?
The KX040 and KX057 mini excavators and the M Series tractors are consistently our most financed Kubota models. Both hav
Can I finance Kubota attachments?
Yes. Buckets, augers, breakers, mowing decks, front loaders, and other Kubota attachments can be bundled into the financ
Can I trade in my old Kubota when financing a new one?
Yes. Trade-in equity from your existing machine reduces the amount you need to finance on the new Kubota. We structure t
Still Have a Question?
If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.
1300 464 805