MACHINERY FINANCE

Machinery Finance for Australian Manufacturers and Industry

Our brokers understand industrial machinery. We know that a $50,000 lathe and a $2 million packaging line have very different finance requirements, and we match each application with lenders who specialise in that asset class and value range.

Machinery is the backbone of Australian manufacturing, processing, and industrial businesses. Whether you are purchasing a CNC machine for a metal fabrication shop, a packaging line for a food manufacturer, or a printing press for a commercial printer, the right finance structure keeps your capital available for operations while the machinery earns.

Machinery that sits in a supplier's warehouse does not earn you revenue.

Every week waiting for finance is a week your new machinery is not producing. Our streamlined process gets manufacturers and industrial operators from application to delivery in days, so your production capacity expands sooner.

Ready to get started? Get Pre-Approved Today
WHY CHOOSE US

Why Finance Machinery Through Equifund

Industrial machinery is a broad category that general lenders often struggle to value correctly. A bank may not understand the difference between a standard lathe and a 5 axis CNC machining centre. We work with lenders who specialise in industrial equipment and value machinery based on its earning capacity.

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Specialist machinery lenders

We work with lenders who understand industrial equipment values, production economics, and the manufacturing sector. They assess machinery based on capability and market demand, not just age.

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All types and price ranges

From $10,000 workshop tools to $5 million production lines. CNC, injection moulding, printing, packaging, food processing, woodworking, metalworking, and more.

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Used and imported machinery

Buying second hand or importing from overseas? We finance used machinery of all ages and can handle imported equipment with appropriate documentation.

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Tax effective structuring

Chattel mortgage, finance lease, or hire purchase. We recommend the structure that maximises your tax deductions and minimises your cost of ownership based on your specific business and accounting position.

Get Pre-Approved Today
OUR SERVICES

Types of Machinery We Finance

From workshop tools to full production lines, we arrange finance for every type of machinery used in Australian industry.

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    CNC machines and machining centres
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    Lathes, mills, and grinders
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    Injection moulding machines
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    Press brakes and guillotines
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    Welding and fabrication equipment
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    3D printers and additive manufacturing

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    Packaging and labelling lines
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    Bottling and canning equipment
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    Commercial ovens and fryers
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    Refrigeration and cold rooms
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    Mixing and blending systems
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    Food safety and testing equipment

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    Digital and offset printing presses
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    Wide format printers
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    Binding and finishing equipment
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    Corrugated packaging machines
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    Label printing equipment
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    Paper cutting and folding machines

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    Panel saws and beam saws
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    CNC routers and edge banders
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    Thicknessers and jointers
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    Dust extraction systems
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    Concrete batching plants
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    Block and brick making machines
HOW THE PROCESS WORKS

How Machinery Finance Works

A straightforward process from application to approval.

01
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Complete the Form
In 60 Seconds

Provide us with some basic information about your business and financing requirements via our secure website.

02
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Speak With an
Industry Specialist

Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.

03
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Get Pre-Approved
Over the Phone

Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.

04
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Financing
Secured

Your finance broker will work with you to source the best funding offers available and guide your application to success.

RECENT SETTLEMENTS

Real Machinery Finance Approvals

See how we help Australian operators.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Not Every Business Fits a Bank Template

Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.

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Asset value & condition

We consider the value, age, and condition of your asset, not just your credit history.

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Business use

Finance solutions tailored to how your equipment supports daily business operations.

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Deposit position

Low-deposit and zero-deposit options available for eligible applicants.

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Repayment capacity

Repayment plans structured around your cash flow and business revenue.

Check Your Eligibility
clock30-second check. No impact on your credit score.
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REVIEWS

What Our Clients Say

 Thousands of Australian business owners trust us for fast approvals, flexible terms, and exceptional service. 

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Quick quotes, fast approvals

Ready to Finance Your Machinery?

Complete the form below to fast track your application.

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Equifund
Business Details
Equifund
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Asset Information

FAQs

Machinery Finance FAQs

Can I finance imported machinery?
Yes. We finance imported machinery from overseas suppliers. You will need the purchase invoice, shipping documentation,
Can I finance used or second hand machinery?
Yes. We finance used machinery of all ages from all manufacturers. Well maintained machines with documented service hist
What types of machinery do you finance?
Virtually any type of business machinery including CNC machines, lathes, printing presses, packaging lines, food process
Do you finance complete production lines?
Yes. We can finance individual machines or complete production line installations as a single package. Bundling multiple
What is the maximum value you finance?
We arrange machinery finance from $10,000 to $5 million and above. Larger transactions may require additional documentat
Can I include installation costs in the finance?
In many cases, yes. Installation, commissioning, and delivery costs can sometimes be included in the finance package. Yo

Still Have a Question?

If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.

phone 1300 464 805