MINING FINANCE

Mining Equipment Finance for Australian Resource Operations

Whether you are a contract miner expanding your fleet, an exploration company mobilising for a new project, or a quarry operator upgrading crushing equipment, our brokers have the relationships and expertise to arrange competitive finance for mining assets of any value.

Mining equipment represents some of the highest value assets in the Australian economy. A single haul truck can cost over $5 million, and a mining fleet can run into tens of millions. We work with specialist lenders who understand mining equipment values, production economics, and the unique requirements of the resources sector.

Mining runs on equipment. Get yours financed by people who understand resources.

The resources sector has specific requirements that general business lenders often do not understand. Contract terms, production targets, commodity cycles, and site specific conditions all affect how mining equipment should be financed. Our specialist brokers get it.

Ready to get started? Get Pre-Approved Today
WHY CHOOSE US

Why Mining Operators Choose Equifund

Mining equipment finance requires specialist lenders who understand asset values, production economics, and the contractual frameworks that underpin the resources sector. General business lenders often cannot accommodate the complexity and scale of mining finance.

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High value asset expertise

We regularly arrange finance for single assets valued at $1 million to $10 million+. Our lender panel includes specialists who focus exclusively on mining and resources.

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Contract backed finance

Have a mining contract? Lenders who understand the resources sector will assess your finance application against the contract's revenue stream, not just your historical financials.

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All mining equipment categories

Haul trucks, excavators, drill rigs, crushers, screens, conveyors, underground equipment, water management, processing plant. If it works in mining, we can finance it.

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Flexible structures for mining

Equipment leases, chattel mortgages, hire purchase, and sale and leaseback arrangements. We match the finance structure to your mining operation's specific requirements.

Get Pre-Approved Today
OUR SERVICES

Mining Equipment We Finance

Every category of equipment used in Australian mining, from exploration through to production and rehabilitation.

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    Haul trucks 40t to 400t
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    Mining class excavators
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    Large dozers D10 and D11
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    Motor graders for haul roads
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    Water carts and fuel trucks
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    Articulated dump trucks

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    Production drill rigs
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    Exploration drill rigs
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    Blast hole drills
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    Diamond core drills
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    Reverse circulation rigs
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    Raise bore machines

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    Jaw and cone crushers
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    Impact crushers and screens
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    Conveyor systems
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    Wash plants
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    Processing equipment
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    Ore handling systems

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    Underground trucks and loaders
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    Jumbo drill rigs
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    Shotcrete machines
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    Ventilation systems
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    Personnel carriers
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    Underground support vehicles
HOW THE PROCESS WORKS

How Mining Equipment Finance Works

A straightforward process from application to approval.

01
Group (3)

Complete the Form
In 60 Seconds

Provide us with some basic information about your business and financing requirements via our secure website.

02
Group (4)

Speak With an
Industry Specialist

Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.

03
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Get Pre-Approved
Over the Phone

Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.

04
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Financing
Secured

Your finance broker will work with you to source the best funding offers available and guide your application to success.

RECENT SETTLEMENTS

Real Mining Finance Approvals

See how we help Australian businesses.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Not Every Business Fits a Bank Template

Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.

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Asset value & condition

We consider the value, age, and condition of your asset, not just your credit history.

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Business use

Finance solutions tailored to how your equipment supports daily business operations.

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Deposit position

Low-deposit and zero-deposit options available for eligible applicants.

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Repayment capacity

Repayment plans structured around your cash flow and business revenue.

Check Your Eligibility
clock30-second check. No impact on your credit score.
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REVIEWS

What Our Clients Say

 Thousands of Australian business owners trust us for fast approvals, flexible terms, and exceptional service. 

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Quick quotes, fast approvals

Ready to Finance Your Mining Equipment?

Complete the form below to fast track your application.

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Priority Service
Equifund
Business Details
Equifund
Contact Information
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Asset Information

FAQs

Mining Equipment Finance FAQs

What is the maximum value you can finance for mining equipment?
We arrange mining equipment finance from $100,000 to well over $10 million for single assets. Fleet packages can be sign
Do you finance contract mining operations?
Yes. Contract mining is a well understood business model. Lenders assess your fleet requirements against your mining con
Can you finance used mining equipment?
Yes. Mining equipment can retain significant value even with high hours if properly maintained. We work with lenders who
What finance structures work best for mining?
It depends on your operation. Chattel mortgages suit owner operators, equipment leases can suit contract miners, and sal
How long does mining equipment finance take to approve?
Standard applications for equipment under $1 million can be pre-approved within 24 to 48 hours. High value mining assets
Do you finance mining equipment for exploration companies?
Yes, though lenders assess exploration companies differently from production operations. Having secured funding, farm-in

Still Have a Question?

If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.

phone 1300 464 805