TIPPER FINANCE

Tipper Finance for Construction, Quarry, and Earthmoving Operators

Our brokers understand the tipper market. We know the difference between financing a 6 wheeler rigid for a small builder and a quad axle truck and dog for a major quarry. We match you with lenders who value tippers correctly based on configuration, brand, and application.

Tippers are the workhorses of Australian construction, quarrying, and waste management. Whether you run a single rigid tipper for residential landscaping or a fleet of truck and dog combinations for a quarry operation, the right finance structure keeps your cash flow healthy while your tippers earn.

A tipper earns by the load. Get it on the road faster.

Construction sites, quarries, and development projects all need material moved. Every day your tipper is not working is revenue lost. Our fast approval process gets tipper operators from application to earning in days.

Ready to get started? Get Pre-Approved Today
WHY CHOOSE US

Why Tipper Operators Choose Equifund

Tippers are high utilisation assets that earn consistent revenue in construction, quarrying, and waste management. Lenders who understand these industries offer competitive rates because they know tippers are essential and in constant demand.

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All tipper configurations

Rigid tippers, truck and dog, truck and quad, side tippers, end tippers, hooklift, and skip bin trucks. We finance every tipper setup used in Australian industry.

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Leading truck brands

Isuzu, Hino, Fuso, UD, Mercedes-Benz, Volvo, Mack, Kenworth, Scania. New and used across all makes and models with tipper bodies from all builders.

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Body and chassis packages

Finance the complete package including cab chassis and tipper body build in one loan. No need for separate finance arrangements for the truck and body.

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Fast approval for contract work

Won a contract that needs a tipper on site? Same day pre-approvals mean you can secure the right truck and start earning without waiting for bank approvals.

Get Pre-Approved Today
OUR SERVICES

Types of Tippers We Finance

From lightweight single axle rigid tippers to heavy duty multi-combination tipping setups, we finance every configuration.

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    Light duty 4x2 tippers
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    Medium duty 6x4 tippers
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    Heavy duty 8x4 tippers
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    All wheel drive tippers
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    Crane and tipper combos
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    Hooklift and skip bin trucks

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    Truck and dog tippers
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    Truck and quad combinations
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    Side tipper combinations
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    End tipper combinations
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    B-double tipper sets
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    Road train tipper configurations

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    Side tipper trailers
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    End tipper trailers
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    Dog trailers and tag trailers
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    Belly dump trailers
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    Bulk grain and commodity tippers
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    Aggregate and sand trailers

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    Water cart tipper trucks
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    Waste collection vehicles
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    Recycling collection trucks
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    Concrete agitator combos
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    Landscape and garden supply
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    Tree and green waste tippers
HOW THE PROCESS WORKS

How Tipper Finance Works

A straightforward process from application to approval.

01
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Complete the Form
In 60 Seconds

Provide us with some basic information about your business and financing requirements via our secure website.

02
Group (4)

Speak With an
Industry Specialist

Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.

03
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Get Pre-Approved
Over the Phone

Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.

04
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Financing
Secured

Your finance broker will work with you to source the best funding offers available and guide your application to success.

RECENT SETTLEMENTS

Real Tipper Finance Approvals

See how we help Australian businesses.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Not Every Business Fits a Bank Template

Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.

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Asset value & condition

We consider the value, age, and condition of your asset, not just your credit history.

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Business use

Finance solutions tailored to how your equipment supports daily business operations.

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Deposit position

Low-deposit and zero-deposit options available for eligible applicants.

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Repayment capacity

Repayment plans structured around your cash flow and business revenue.

Check Your Eligibility
clock30-second check. No impact on your credit score.
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REVIEWS

What Our Clients Say

 Thousands of Australian business owners trust us for fast approvals, flexible terms, and exceptional service. 

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Quick quotes, fast approvals

Ready to Finance Your Next Tipper?

Complete the form below to fast track your application.

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FAQs

Tipper Finance FAQs

Can I finance a tipper truck and body build together?
Yes. We bundle the cab chassis and tipper body into one finance package. This is the most common and efficient approach,
What tipper brands do you finance?
All major truck brands with tipper bodies from every Australian body builder. Isuzu, Hino, Fuso, UD, Mercedes-Benz, Volv
Can I finance a truck and dog combination?
Yes. Truck and dog tipping combinations are one of our most common applications. We finance the truck, body, and dog tra
Do I need a deposit for a tipper?
Many lenders offer zero deposit tipper finance, especially for new trucks from major brands. Your broker will advise on
Can I finance a used tipper?
Yes. Used tippers in good working condition regularly qualify for competitive finance rates. The body and chassis condit
How quickly can I get tipper finance approved?
Pre-approval is often within hours. Standard tipper applications typically settle within 2 to 3 business days, so you ca

Still Have a Question?

If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.

phone 1300 464 805