TRAILER FINANCE

Trailer Finance for Australian Transport Operators

Our brokers understand that trailers hold their value well and lenders compete for this business. We leverage our panel of 80+ lenders to find competitive rates for every trailer type, from lightweight box trailers to heavy duty road train combinations.

Trailers are essential revenue generating assets for transport, construction, and agricultural businesses across Australia. Whether you are adding a single flat top to your fleet or replacing an entire set of B-double curtain siders, we arrange trailer finance with terms that match your operational requirements and cash flow.

Your fleet is only as strong as the trailers behind it.

Trailers earn revenue every day they are on the road. Whether you are replacing worn units, expanding capacity, or upgrading to meet compliance requirements, getting finance sorted quickly means less downtime and more productive kilometres.

Ready to get started? Get Pre-Approved Today
WHY CHOOSE US

Why Transport Operators Choose Equifund for Trailer Finance

Trailers are strong security for lenders because they hold their value and are essential to earning revenue. This means competitive rates are readily available across the market. Our brokers find the best deal from our panel for your specific trailer type and purchase scenario.

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Competitive rates on all trailer types

Flat tops, drop decks, curtain siders, tippers, refrigerated, skeletal, stock crates, and more. We find the best rate for your specific trailer.

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All major manufacturers

Vawdrey, Krueger, Barker, MaxiTRANS, Lusty EMS, Moore, Howard Porter, Freighter, Hamelex White, Stoodley, and more.

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Fleet and multi-unit packages

Financing multiple trailers? We arrange fleet packages with volume pricing and coordinated settlement dates.

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Fast approval for auction and dealer purchases

Same day pre-approvals mean you can buy with confidence at auctions, clearing sales, or through dealers.

Get Pre-Approved Today
OUR SERVICES

Types of Trailers We Finance

From lightweight single axle trailers to heavy duty multi-combination sets, we finance every trailer type used in Australian transport and industry.

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    Flat top and drop deck trailers
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    Curtain side and tautliner trailers
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    Skeletal and container trailers
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    B-double and road train sets
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    Dolly converters and pig trailers
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    Extendable and over width trailers

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    Side tipper and end tipper trailers
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    Dog trailers and tag trailers
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    Low loader and float trailers
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    Plant transport trailers
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    Concrete agitator trailers
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    Water cart trailers

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    Refrigerated semi trailers
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    Multi-temp trailer sets
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    Fuel and chemical tankers
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    Water tanker trailers
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    Bulk powder tankers
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    Food grade tank trailers

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    Stock crate and cattle trailers
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    Grain tipper trailers
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    Hay and bale trailers
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    Car carrier trailers
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    Boat and marine trailers
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    Logging and forestry trailers
HOW THE PROCESS WORKS

How Trailer Finance Works

A straightforward process from application to approval.

01
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Complete the Form
In 60 Seconds

Provide us with some basic information about your business and financing requirements via our secure website.

02
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Speak With an
Industry Specialist

Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.

03
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Get Pre-Approved
Over the Phone

Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.

04
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Financing
Secured

Your finance broker will work with you to source the best funding offers available and guide your application to success.

RECENT SETTLEMENTS

Real Trailer Finance Approvals

See how we help Australian operators get the equipment they need.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Not Every Business Fits a Bank Template

Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.

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Asset value & condition

We consider the value, age, and condition of your asset, not just your credit history.

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Business use

Finance solutions tailored to how your equipment supports daily business operations.

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Deposit position

Low-deposit and zero-deposit options available for eligible applicants.

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Repayment capacity

Repayment plans structured around your cash flow and business revenue.

Check Your Eligibility
clock30-second check. No impact on your credit score.
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REVIEWS

What Our Clients Say

 Thousands of Australian business owners trust us for fast approvals, flexible terms, and exceptional service. 

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Quick quotes, fast approvals

Ready to Finance Your Next Trailer?

Complete the details below to fast track your finance application.

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Equifund
Business Details
Equifund
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Asset Information

FAQs

Trailer Finance FAQs

Can I finance a used trailer?
Yes. Trailers hold their value well and used units regularly qualify for competitive rates. We finance trailers of all a
What trailer brands do you finance?
All major manufacturers including Vawdrey, Krueger, Barker, MaxiTRANS, Lusty EMS, Moore, Howard Porter, Freighter, and m
Can I finance a trailer and prime mover together?
Yes. Bundling trailer and prime mover finance into one package is common and often simplifies administration and improve
Do I need a deposit for trailer finance?
Many lenders offer zero deposit trailer finance for qualifying applicants. Your broker will advise on the best approach
What is the maximum loan term?
Terms range from 2 to 7 years depending on the trailer's age and value. New trailers from major manufacturers typically
Can I finance B-double or road train trailer sets?
Yes. We finance complete multi-combination sets including dollies, lead trailers, and tag trailers as a package.

Still Have a Question?

If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.

phone 1300 464 805