Ready to Finance Your Transport Fleet?
Complete the form below to fast track your application.
FINANCE CALCULATOR
Get a quick estimate so you know exactly what to expect before speaking with a specialist.
Loan Calculator
Estimate your repayments before speaking with an Equifund specialist.
$
Enter the approximate amount you’d like to finance.
3%
18%
12 months
84 months
0%
60%
Percentage of the loan left owing as a final lump-sum (balloon / residual).
Estimated repayments
Monthly repayment
$0.00
Approx. weekly
$0.00
Loan amount
$0.00
Interest rate
0.00% p.a.
Term
0 months
Balloon / residual
$0.00
Total repayable (incl. balloon)
$0.00
Estimated interest over term
$0.00
This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.
30-second check. No impact on your credit score.
Choose your industry
Choose the category that best describes your finance requirement.
Transport & Logistics
Farming & Agriculture
Construction & Earthmoving
Other
Submitting this form does not lock you into finance.
.svg)
$50M+ in equipment financed
.svg)
3x faster decisions than major banks
.svg)
Dedicated support to find the best solutions
.svg)
ASIC licensed & regulated
.png?width=350&height=442&name=Rectangle%2052%20(20).png)
Trucks
.png?width=350&height=442&name=Rectangle%2052%20(17).png)
Semi-Trailers & Trailers
.png?width=350&height=442&name=Frame%202147227772%20(2).png)
Refrigerated trucks
.png?width=350&height=442&name=Rectangle%2052%20(16).png)
Excavators & Loaders
.png?width=350&height=442&name=Rectangle%2052%20(15).png)
Cranes & Site Machinery
.png?width=350&height=442&name=Frame%202147227772%20(3).png)
Trailer Trucks
.png?width=349&height=442&name=Rectangle%2052%20(19).png)
Tractors & Harvesters
.png?width=350&height=442&name=Rectangle%2052%20(21).png)
Yellow Goods
Skid Steers & Access Equipment
Every transport asset in one place
Prime movers, rigid trucks, light commercials, trailers, refrigerated vehicles, vans, buses, tippers. One application covers everything your fleet needs.
.png?width=40&name=Group%20(1).png){kind=small}
Owner-driver startup specialists
Starting your own trucking business? We have lenders who finance first time owner drivers based on experience and work availability, not just ABN history.
Fleet expansion and replacement
Growing your fleet or cycling out older vehicles? We arrange coordinated finance for multi-vehicle orders with volume pricing and simplified administration.
.png?width=40&name=Frame%20(1).png){kind=small}
Subcontractor and contract based
Working on a major contract? Lenders who understand transport will assess your application against the contract's revenue stream and duration.
-
Line haul prime movers
-
B-double and road train rated
-
Heavy rigid trucks
-
Day cab and sleeper configurations
-
All major brands
-
New and used from all model years
-
Flat top and drop deck trailers
-
Curtain side and tautliners
-
Tipping trailers and dogs
-
Skeletal and container trailers
-
B-double and road train sets
-
Dolly converters and pig trailers
-
Rigid delivery trucks
-
Refrigerated vans and trucks
-
Pantech and curtain side
-
Crane trucks
-
Tilt tray and tow trucks
-
Service and utility vehicles
-
Refrigerated transport fleets
-
Concrete agitators and pumps
-
Fuel tankers and dangerous goods
-
Livestock transport
-
Car carriers and tow trucks
-
Bus and coach fleets
HOW THE PROCESS WORKS
How Transport Finance Works
A straightforward process from application to approval.
01
.svg)
Complete the Form
In 60 Seconds
Provide us with some basic information about your business and financing requirements via our secure website.
02
.svg)
Speak With an
Industry Specialist
Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.
03
.svg)
Get Pre-Approved
Over the Phone
Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.
04
.svg)
Financing
Secured
Your finance broker will work with you to source the best funding offers available and guide your application to success.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Not Every Business Fits a Bank Template
Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.
.svg)
Asset value & condition
We consider the value, age, and condition of your asset, not just your credit history.
.svg)
Business use
Finance solutions tailored to how your equipment supports daily business operations.
.svg)
Deposit position
Low-deposit and zero-deposit options available for eligible applicants.
.svg)
Repayment capacity
Repayment plans structured around your cash flow and business revenue.
Check Your Eligibility
30-second check. No impact on your credit score.
Quick quotes, fast approvals
Can I finance my first truck as an owner driver?
Yes. We specialise in owner driver startup finance. If you have an ABN, a truck licence, relevant experience, and work l
Do you finance entire fleet replacements?
Yes. We arrange finance for single vehicles through to complete fleet replacements of 50+ vehicles. Fleet deals can attr
Can I finance trucks and trailers together?
Yes. Bundling truck and trailer finance into one package is common and often results in better overall terms and simpler
What transport brands do you finance?
All major brands across every category. Kenworth, Mack, Volvo, Scania, Mercedes-Benz, Isuzu, Hino, Fuso, and every trail
How fast is transport finance approval?
Pre-approval is often within hours. Standard truck and trailer applications typically settle within 2 to 3 business days
Do you offer fuel cards or fleet management finance?
Our focus is vehicle and equipment finance. For fuel cards and fleet management, we can refer you to specialist provider
Still Have a Question?
If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.
1300 464 805