VAN FINANCE

Commercial Van Finance for Australian Businesses

Van finance is one of the most competitive segments in the market because vans hold their value well and are considered low risk assets by lenders. We leverage this competition to find you the best rate from our panel of 80+ lenders.

Vans are the backbone of last mile delivery, trade services, catering, and countless other Australian businesses. From a compact courier van to a large refrigerated pantech, the right van makes your business more efficient. We arrange van finance that gets you behind the wheel quickly with repayments your business can comfortably cover.

Your business moves when your van moves.

Whether you are starting a courier run, expanding a delivery fleet, or replacing a tired van, every day without the right vehicle costs you orders, clients, and revenue. Our fast approval gets your new van on the road in days.

Ready to get started? Get Pre-Approved Today
WHY CHOOSE US

Why Finance Your Van Through Equifund

Vans are highly financeable assets. Strong resale values and high demand mean lenders compete for this business. We make sure you benefit from that competition.

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Competitive rates on all van types

Delivery vans, pantechs, refrigerated, crew vans, and custom builds. We find the best rate for your specific van and business needs.

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All major brands

Toyota HiAce, Mercedes Sprinter and Vito, Volkswagen Crafter and Transporter, Renault Master and Trafic, Iveco Daily, Fiat Ducato, Ford Transit, Hyundai Staria, and more.

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Body builds included

Finance the van and body build (pantech, refrigerated, shelving, racking) as one package. No separate finance for the body and chassis.

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Small business friendly

Many van buyers are small businesses or startups. We have lenders who specialise in simple applications for smaller vehicle purchases.

Get Pre-Approved Today
OUR SERVICES

Types of Vans We Finance

Every commercial van type from compact delivery to large refrigerated pantechs.

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    Compact delivery vans
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    Medium panel vans
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    Large cargo vans
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    Express and parcel delivery
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    E-commerce fulfilment vans
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    Crew vans with cargo space

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    Refrigerated delivery vans
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    Chiller and freezer vans
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    Multi-temperature vans
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    Florist and nursery transport
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    Pharmaceutical transport
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    Food service and catering

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    Plumber and electrician vans
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    Custom shelving and racking
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    Mobile workshop vans
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    Toolbox and storage builds
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    Painter and decorator vans
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    Cleaning service vehicles

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    Pantech vans and trucks
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    Furniture removal vans
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    Mobile showroom vehicles
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    Event and exhibition vans
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    Mobile medical and dental
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    Broadcasting and production
HOW THE PROCESS WORKS

How Van Finance Works

A straightforward process.

01
Group (3)

Complete the Form
In 60 Seconds

Provide us with some basic information about your business and financing requirements via our secure website.

02
Group (4)

Speak With an
Industry Specialist

Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.

03
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Get Pre-Approved
Over the Phone

Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.

04
Group (5)

Financing
Secured

Your finance broker will work with you to source the best funding offers available and guide your application to success.

RECENT SETTLEMENTS

Real Van Finance Approvals

See how we help.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Not Every Business Fits a Bank Template

Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.

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Asset value & condition

We consider the value, age, and condition of your asset, not just your credit history.

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Business use

Finance solutions tailored to how your equipment supports daily business operations.

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Deposit position

Low-deposit and zero-deposit options available for eligible applicants.

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Repayment capacity

Repayment plans structured around your cash flow and business revenue.

Check Your Eligibility
clock30-second check. No impact on your credit score.
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REVIEWS

What Our Clients Say

 Thousands of Australian business owners trust us for fast approvals, flexible terms, and exceptional service. 

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Quick quotes, fast approvals

Ready to Finance Your Van?

Complete the form below.

Secure Portal
Priority Service
Equifund
Business Details
Equifund
Contact Information
Equifund
Asset Information

FAQs

Van Finance FAQs

What is the cheapest van to finance?
Compact delivery vans like the Toyota HiAce start from around $35,000 to $45,000 new. Finance repayments can start from
Can I finance a van with a body build?
Yes. We bundle the base van with any body build including pantech, refrigerated, shelving, racking, and custom fitouts i
Do you finance used vans?
Yes. Used vans from major brands in good condition regularly qualify for competitive rates. Vans under 5 years old typic
Can I get van finance for a new business?
Yes. Many van buyers are starting new businesses. We have lenders who finance new ABN holders purchasing vans with simpl
What brands of vans do you finance?
All major brands including Toyota, Mercedes-Benz, Volkswagen, Renault, Iveco, Fiat, Ford, Hyundai, LDV, and more.
How quickly can I get approved?
Pre-approval is often within hours for standard van applications. Full settlement typically takes 2 to 3 business days.

Still Have a Question?

If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.

phone 1300 464 805