TRAILER FINANCE

Calculate Your Trailer Finance Repayments

Whether you are financing a $20,000 box trailer or a $250,000 refrigerated semi trailer, knowing your repayments upfront helps you make better purchasing decisions. Use the calculator above, then apply to get a real quote from our panel of 80+ lenders.

Our trailer finance calculator gives you an instant estimate of what your repayments could look like. Adjust the loan amount, term, interest rate, and balloon payment to see how different scenarios affect your weekly and monthly costs before you even speak to a broker.

Your next trailer purchase deserves the best finance deal available.

Trailers are essential revenue generating assets for transport, construction, and farming businesses. Getting the right finance structure can save you thousands over the life of the loan. Use our calculator to estimate costs, then let our brokers find you the best deal from 80+ lenders. Want the full comparison? See the 6 truck finance options in Australia ranked by use case.

Ready to finance your trailer? Get Pre-Approved Today
WHY CHOOSE US

Why Finance Your Trailer Through Equifund

Trailers hold their value well and lenders know it. This means competitive rates and flexible terms are available if you know where to look. Our brokers specialise in trailer finance and know which lenders offer the best deals for each trailer type, whether it is a new Vawdrey curtain sider or a used Lusty EMS tipper.

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Competitive rates for trailers

Trailers are strong security for lenders, which means better rates for you. We find the most competitive deal across our panel for your specific trailer type and purchase price.

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New and used trailers financed

From brand new to 15+ years old, we finance trailers of all ages. Used trailers in good condition often qualify for rates close to new, saving you money on the purchase price.

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Fast approval for auction and private sales

Buying at auction, through a dealer, or private sale, we move fast. Same day pre-approvals mean you can bid or negotiate with confidence knowing your finance is sorted.

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All trailer brands and types

Vawdrey, Lusty EMS, Krueger, Barker, MaxiTRANS, Moore, Howard Porter, Freighter, and more. Flat tops, drop decks, tippers, refrigerated, skeletal, stock crates, we finance them all.

Get Pre-Approved Today
OUR SERVICES

Types of Trailers We Finance

From lightweight box trailers through to B-double refrigerated sets, we arrange finance for every trailer type used in Australian business.

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    Flat top and drop deck trailers
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    Curtain side and tautliner trailers
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    Refrigerated and insulated trailers
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    Skeletal and container trailers
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    B-double and road train sets
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    Dolly converters and pig trailers

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    Side tipper and end tipper trailers
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    Dog trailers and tag trailers
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    Low loader and float trailers
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    Water cart trailers
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    Concrete agitator trailers
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    Plant and machinery trailers

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    Stock crate and cattle trailers
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    Grain and bulk tipper trailers
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    Fuel and water tanker trailers
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    Bale and hay trailers
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    Spreader and fertiliser trailers
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    Farm utility and general purpose trailers

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    Car carrier and vehicle transport trailers
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    Boat trailers and marine transport
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    Tank and dangerous goods trailers
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    Logging and forestry trailers
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    Extendable and over width trailers
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    Custom built and one off trailers
HOW THE PROCESS WORKS

How Trailer Finance Works

A straightforward process from calculator estimate to driving away with your new trailer.

01
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Complete the Form
In 60 Seconds

Provide us with some basic information about your business and financing requirements via our secure website.

02
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Speak With an
Industry Specialist

Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.

03
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Get Pre-Approved
Over the Phone

Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.

04
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Financing
Secured

Your finance broker will work with you to source the best funding offers available and guide your application to success.

RECENT SETTLEMENTS

Real Trailer Finance Approvals

See how we have helped Australian operators finance the trailers they need for their businesses.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Barinder Singh

Transport Operator

user Non-property owner dollar-circle No deposit clock 24hr turnaround

2025 Tipper Trailer

Transport

$150,000

Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.

Neil Johnson

Earthmoving Contractor

document-text Low Doc clock 24hr approval

2005 CAT Excavator

Contractor

$60,000

Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in

Bradley Moore

Owner-Driver

user Private sale document-text Low Doc clock 24hr approval

2019 Scania Truck

Contractor

$100,000

Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.

Not Every Business Fits a Bank Template

Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.

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Asset value & condition

We consider the value, age, and condition of your asset, not just your credit history.

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Business use

Finance solutions tailored to how your equipment supports daily business operations.

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Deposit position

Low-deposit and zero-deposit options available for eligible applicants.

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Repayment capacity

Repayment plans structured around your cash flow and business revenue.

Check Your Eligibility
clock30-second check. No impact on your credit score.
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REVIEWS

What Our Clients Say

 Thousands of Australian business owners trust us for fast approvals, flexible terms, and exceptional service. 

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Quick quotes, fast approvals

Ready to Finance Your Next Trailer?

Use the calculator to estimate your costs, then complete the form below to get a real quote from 80+ lenders.

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Equifund
Business Details
Equifund
Contact Information
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Asset Information

FAQs

Trailer Finance FAQs

Can I finance a used trailer?
Yes. We finance used trailers of all ages from all major brands.
How accurate is the calculator?
It gives a close estimate. Apply for exact figures based on your profile.
Do I need a deposit?
Many lenders offer zero deposit trailer finance for qualifying applicants.
Can I bundle trailer and truck finance?
Yes. We can package trailer and truck into a single loan.
What brands do you finance?
All major brands: Vawdrey, Krueger, Barker, MaxiTRANS, Lusty EMS, and more.
How fast is approval?
Pre-approval often within hours. Full settlement in 2 to 3 business days.

Still Have a Question?

If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.

phone 1300 464 805