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Truck Loan Calculator

Estimate Repayments | Equifund

Estimate your monthly truck finance repayments quickly and easily. Whether you're buying a prime mover, tipper, tray truck, refrigerated truck, or light commercial vehicle, our Truck Loan Calculator gives you a clear estimate of your costs before you apply.

Perfect for owner-drivers, transport companies, trades, and logistics operators looking to budget confidently.

Request a call back from a Lending Specialist

REQUEST A CALL BACK FROM A LENDING SPECIALIST

Truck Loan Calculator

Estimate your monthly truck finance repayments quickly and easily. Whether you're buying a prime mover, tipper, tray truck, refrigerated truck, or light commercial vehicle, our Truck Loan Calculator gives you a clear estimate of your costs before you apply. Perfect for owner-drivers, transport companies, trades, and logistics operators looking to budget confidently.

Loan Calculator

Estimate your repayments before speaking with an Equifund specialist.

$
Enter the approximate amount you’d like to finance.
3% 18%
12 months 84 months
0% 60%
Percentage of the loan left owing as a final lump-sum (balloon / residual).

Estimated repayments

Monthly repayment

$0.00

Approx. weekly

$0.00

Loan amount $0.00
Interest rate 0.00% p.a.
Term 0 months
Balloon / residual $0.00
Total repayable (incl. balloon) $0.00
Estimated interest over term $0.00

This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.

Why use a truck loan calculator?

Calculating your repayments upfront helps you:

✔ Set realistic cash-flow expectations

✔ Compare truck finance options

✔ Decide on loan term lengths

✔ Understand the impact of interest rates

✔ Plan business expenses confidently

If you want an exact quote based on your business financials, equipment type, and lender criteria, our team can run a personalised calculation for you.

Find Your Ideal Truck Loan with Our Calculator and 80+ Lenders

Truck Finance is essential for any business looking to expand their fleet or replace an old truck. With Equifund Financial Group, you’ll have access to more than 80+ trusted lenders across Australia, ensuring you get the best deal possible for your truck loan. We work closely with a variety of financial institutions, offering you a wide range of financing options, from low-interest rates to flexible repayment terms.

As an Australian-based company, we understand the unique needs of local businesses, whether you’re a sole trader or a larger company. Our team is dedicated to helping you secure the right truck finance solution, fast and hassle-free. We’re here to guide you every step of the way, ensuring you get the financing you need to keep your business moving forward.

Ready to get started? Use our Truck Loan Calculator today and find the perfect truck finance option for you!

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FAQ

How accurate is the truck loan calculator?

The calculator gives an estimate. Exact repayments depend on your lender, credit profile, truck age, and financials.

What interest rate should I enter?

Most commercial truck loans range between 6%-12%. Enter a number in that range for a realistic estimate.

Can I finance a used truck?

Yes — we fund both new and used trucks, including older models depending on the condition and lender guidelines.

Can I get truck finance without financials?

Yes — low-doc and no-doc commercial loans are available for ABNs over 6–12 months.

 

Do you finance private sales?

Yes, we can finance both dealer and private truck sales.

 

Please Note

The repayment amount shown using this calculator is only an estimate and is indicative, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary according to each clients profile. To find out actual repayment amounts, contact us