If you're in the market for a new or used trailer, whether for business or personal use, Trailer Finance can make it possible without straining your cash flow. At Equifund Financial Group, we help clients secure competitive trailer financing through access to over 80+ lenders across Australia. Whether you’re a sole trader, small business owner, or a dealer, our solutions are tailored to meet your needs.
Use our Trailer Loan Calculator to estimate your repayments today and discover how simple it is to finance your next purchase!
Trailer Finance is a loan facility that helps individuals and businesses purchase a trailer by spreading the cost over time through manageable repayments. Rather than paying upfront, trailer financing lets you preserve your working capital while still gaining full use of the asset.
Trailers can be financed for different purposes – from transport and logistics to farming, construction, and personal use.
At Equifund Financial Group, we simplify the trailer finance process by offering flexible terms, competitive rates, and access to a vast lender network.
👉 Explore our Trailer Finance Solutions
When it comes to financing your trailer, you have several options depending on your needs:
Chattel Mortgage: You own the trailer outright from the start while the lender uses it as security until the loan is paid.
Hire Purchase: You hire the trailer from the lender and take ownership once the final payment is made.
Lease Agreements: Ideal for businesses that prefer to rent instead of own, offering potential tax advantages.
Personal Loans: Suitable for individuals financing trailers for non-business use.
Each option has its pros and cons, and the best choice depends on your goals, structure, and cash flow.
Trailer finance is available to a wide range of customers, including:
Sole Traders
Small to Medium Businesses
Large Enterprises
Owner-Operators
Dealers and Resellers
Individuals (for personal trailer purchases)
At Equifund Financial Group, we work with clients from all walks of life, including startups and businesses with low documentation requirements. Even if you’re newly self-employed, we have no-doc and low-doc trailer financing options available.
When it comes to trailer finance, the lending criteria can differ based on your business structure:
| Aspect | Sole Trader | Company |
|---|---|---|
| Ownership | The individual owns the trailer | The company owns the trailer |
| Liability | Personal liability for the loan | Corporate liability (separate from personal assets) |
| Documentation | Basic ID, ABN, and income proof | Company financials, director guarantees |
| Finance Options | No-doc options available | Full range of finance types |
Whether you’re a sole trader or a company, we can tailor the right trailer financing solution to match your needs.
We provide finance for a wide range of trailers, including but not limited to:
Box Trailers
Flatbed Trailers
Tipper Trailers
Car Carrier Trailers
Refrigerated Trailers
Livestock Trailers
Heavy Equipment Trailers
Tanker Trailers
Whether you're expanding your logistics business or need specialised equipment for agriculture, our team is ready to assist you.
At Equifund Financial Group, we offer a variety of finance options for trailers and more:
Trailer Loans
Truck Finance (View our Truck Finance Solutions)
Farm Equipment Finance (See Farm Equipment Finance)
Business Equipment Loans
Commercial Hire Purchase
Operating Lease & Finance Lease
Our team helps you find the right match based on your business needs and cash flow.
We are proud to have partnerships with over 80 lenders across Australia, including major banks, specialist truck and trailer financiers, and alternative lenders. This wide network allows us to:
✅ Negotiate competitive trailer loan rates
✅ Offer faster approvals
✅ Find options for low-doc or no-doc trailer financing
✅ Support bad credit trailer loans when applicable
When you work with Equifund, you’re accessing one of Australia's largest finance networks.
Are you a trailer dealer? Partner with Equifund Financial Group and boost your sales!
We offer special finance programs for trailer dealers and truck dealers including:
Exclusive $500 Voucher Offer on settlements
Priority processing for dealer clients
Promotional support to help you close deals faster
Custom finance packages to match different trailer types
Whether you're a national dealer or a local reseller, our dealer finance solutions are designed to give you an edge.
👉 Enquire About Dealer Finance Partnerships
When it comes to Trailer Finance in Australia, Equifund Financial Group is your trusted partner. Whether you’re an individual, business owner, sole trader, or dealer, we have the expertise and lender network to get you on the road faster.
Get started today by using our easy Trailer Loan Calculator to estimate your repayments and contact our friendly team for a tailored quote.
📞 1300 464 805
📧 info@equifund.com.au