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Trailer Finance

The Equifund team are known as the Trailer finance experts. If you are looking to finance a Truck, then we are the guys to help you. We use our extensive, trusted lending panel and partners to help secure the best truck finance on the market. As we know Trailer financing can be difficult, we have made it easy with one simple sentence. We will finance ANY trailer no matter the type or age! The Equifund service will not only save you time, but we will save you money and make sure that the product chosen will best benefit your business and help you grow. Feel free to call us or please fill out the form online and one of our specialists will call you straight away

At Equifund Financial Group we pride ourselves on our efficiency and knowledge in the trailer finance field. If you are looking for Trailer finance for your business you are in the right place. We can ensure you the best available trailer/truck finance from our trusted banks and lenders. As our specialist, handling the entire process from start to finish, we will save you the time and money. We have a solution, fit for every type of business.

Among the types of trailers we finance are Tipper Trailers, Tri Axle Trailers, Dog Trailers, Drop Deck Trailers, Low Loader Trailers, Dolly Trailers, Refrigerator Trailers, Flatbed Trailers, Box Trailers, B Double Trailers, A Trailers, etc.

What Sets Us Apart

One of our trusted representatives can assist with endless options for you including:

NO DEPOSIT OPTIONS

NO DEPOSIT OPTIONS

NON PROPERTY OWNERS

NON PROPERTY OWNERS

NO AGE RESTRICTIONS ON ANY ASSET

NO AGE RESTRICTIONS ON ANY ASSET

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

SAME DAY APPROVALS

SAME DAY APPROVALS

IDENTIFICATION BASED APPROVALS

IDENTIFICATION BASED APPROVALS

500+

assets financed

500+

businesses helped

10+

years of experience

Trust The Professionals

Here is what people had to say about us

Types Of Loans

Operating Lease

Operating Lease

An operating lease is an agreement that allows for the use of an asset but does not convey ownership rights of the asset. Operating leases are considered a form of off-balance-sheet financing—meaning a leased asset and associated liabilities.

No Doc

No Doc

A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.

Cash Flow

Cash Flow

A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.

Refinancing

Refinancing

A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers will try to refinance when interest rates fall, or they qualify for a lower rate loan. Refinancing involves the re-evaluation business’s credit and repayment status to obtain a better commitment.

Chattel Mortgage

Chattel Mortgage

A Chattel Mortgage is primarily used in the event where an asset is being purchased for business use. It is structured similarly to a regular mortgage, where the lenders provide funds to purchase the asset (known as a Chattel) and register their security interest on the Personal Property Securities Register (PPSR) for the life of the loan. When all loan repayments have been made, you will have a full ownership of the asset.  

Frequently Asked Questions (FAQ) About Trailer Finance

What is Trailer Finance?

Trailer Finance is a specialised form of equipment finance that helps individuals and businesses purchase a trailer without paying the full price upfront. Instead, you make affordable repayments over a set term. Whether you need a trailer for business operations, agriculture, or personal use, trailer financing gives you immediate access to the asset without impacting your working capital.

Can I use a Trailer Loan Calculator before applying?

Yes, absolutely! We highly recommend using our Trailer Loan Calculator to get an instant estimate of your potential repayments.
A trailer loan calculator helps you plan your finances by showing how loan terms, interest rates, and repayment periods can impact your monthly or fortnightly payments. It’s a smart first step before applying for trailer financing.

Can I get Trailer Finance if I’m a Sole Trader?

Yes! Trailer finance is very popular among sole traders, especially in industries like logistics, construction, and agriculture. If you're a sole trader, you may even qualify for no-doc trailer financing options if you have an ABN and can demonstrate your ability to repay.
Equifund Financial Group specialises in working with sole traders and tailoring trailer financing packages that suit their cash flow and business needs.

Is Trailer Financing available for Companies as well?

Definitely. Companies looking to expand their fleet or invest in transportation assets often turn to trailer financing to preserve capital and maintain operational flexibility.
As a company, you may access larger loan amounts, competitive rates, and flexible repayment terms. Speak to our team at Equifund to explore the right trailer finance options for your corporate needs.

What types of trailers can I finance?

Through Equifund Financial Group, you can finance almost any type of trailer, including:

  • Box Trailers

  • Flatbed Trailers

  • Refrigerated Trailers

  • Tipper Trailers

  • Car Carrier Trailers

  • Livestock Trailers

  • Tanker Trailers

  • Custom-built or specialised trailers

Whether you're after a standard box trailer or a heavy-duty equipment trailer, our trailer finance options can be tailored to fit.

Can I get Trailer Finance for Used Trailers?

Yes, we offer trailer financing for both new and used trailers.
Purchasing a used trailer can be a cost-effective solution, and many of our 80+ lender partners are open to financing second-hand assets, provided they meet certain age and condition requirements.

How much can I borrow with Trailer Financing?

The amount you can borrow depends on several factors, including the type of trailer, your credit history, and your business structure.
At Equifund, we can help you secure trailer finance from as little as $10,000 to well over $500,000, depending on the trailer and your needs. Use our Trailer Loan Calculator to estimate your possible borrowing amount.

Do I need a deposit for Trailer Finance?

Not always. Many of our lenders offer 100% trailer financing with no deposit required, particularly for established businesses or applicants with strong financials.
However, providing a deposit can sometimes lower your monthly repayments and improve your chances of approval, especially if you have a newer ABN or limited financial documentation.

How fast can I get approved for Trailer Financing?

Pre-approvals for trailer finance can happen within 24–48 hours, depending on how quickly you provide the required documents.
We aim to make the trailer financing process fast and stress-free, helping you secure your trailer as soon as possible. You can even get started today by filling out our online enquiry form.

Why Choose Equifund Financial Group for Trailer Finance?

Choosing Equifund means you’ll have access to:

  • Over 80+ lenders on our panel

  • Personalised finance solutions

  • Fast approvals and pre-approvals

  • Competitive trailer loan rates

  • No-doc and low-doc trailer finance options

  • Expertise with both sole traders and companies

We specialise in trailer finance for all types of buyers — from individuals and start-ups to large transport companies.

Do you offer special deals for Trailer Dealers?
Yes! We have special trailer financing solutions tailored for trailer and truck dealers.
Contact us to know more about dealer program.