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Excavator Finance Australia

Fast Excavator Loans for Business

At Equifund Financial Group, we understand how essential the right machinery is to keeping your construction, earthmoving, or mining operations moving. Our excavator finance solutions are designed to help businesses secure the equipment they need—without placing unnecessary strain on cash flow.

Whether you're purchasing a new or used excavator, upgrading your existing fleet, or looking for a flexible loan option tailored to your project pipeline, we provide fast, competitive, and straightforward financing options to support your business.

From mini excavators to large earthmoving machinery, we help you access the right equipment finance so you can stay productive, take on bigger jobs, and keep your business growing.

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Why Businesses Across Australia Choose Equifund for Excavator Finance

With years of experience in heavy equipment finance, Equifund Financial Group provides expert guidance and competitive loan solutions to help you secure the excavators your business needs. Here’s why operators nationwide trust us for excavator finance and leasing solutions:

Tailored Excavator Finance Solutions

Every business has different machinery requirements, project timelines, and cash-flow needs. We offer custom excavator finance options designed specifically for construction, earthmoving, landscaping, and mining operators. Our solutions adapt to your business—not the other way around.

Access to Multiple Lenders

As independent finance brokers, we partner with a wide network of trusted Australian lenders. This gives you access to competitive rates, flexible structures, and a variety of loan options. We compare lenders on your behalf to ensure you secure the best possible deal.

Fast and Efficient Approval Process

In earthmoving and construction, delays cost money. Our streamlined application and documentation process ensures fast approvals and quick access to funds, helping you get your excavator on-site and operating sooner—without unnecessary paperwork or hold-ups.

Expert Advice and Ongoing Support

Our team of dedicated excavator finance specialists guides you through every step of the process. From choosing the right loan structure to negotiating terms and managing documentation, we provide clear advice and ongoing support so you can make confident financial decisions.

Competitive Rates and Flexible Terms

We work with you to secure competitive interest rates and flexible repayment options tailored to your operational and cash-flow needs. Whether you're financing a new or used excavator, refinancing, or upgrading your fleet, we ensure your finance works for your long-term goals.

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What Sets Us Apart

One of our trusted representatives can assist with endless options for you including:

NO DEPOSIT OPTIONS

NO DEPOSIT OPTIONS

NON PROPERTY OWNERS

NON PROPERTY OWNERS

NO AGE RESTRICTIONS ON ANY ASSET

NO AGE RESTRICTIONS ON ANY ASSET

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

SAME DAY APPROVALS

SAME DAY APPROVALS

IDENTIFICATION BASED APPROVALS

IDENTIFICATION BASED APPROVALS

1000+

assets financed

1000+

businesses helped

10+

years of experience

Trust The Excavator Professionals

Here is what people had to say about us

Types of Excavator Finance We Offer

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Operating Lease

Operating Lease

An operating lease allows you to lease the excavator for a specific period without ownership. This option is ideal for businesses that prefer to upgrade their equipment regularly or don’t want the long-term commitment of ownership.

No Doc

No Doc

A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.

Cash Flow

Cash Flow

A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.

Forklift Equipment Refinance

Forklift Refinance

If you have existing financing for your excavator, we can help you refinance to lower your rates or extend your term, freeing up cash flow for other business needs.

 
Chattel Mortgage

Chattel Mortgage

A chattel mortgage allows you to own the excavator from day one while spreading the cost over time. You can claim tax depreciation on the equipment as it is considered an asset of your business.

How Equifund Financial Group Can Helps You Secure Your Excavator Finance

At Equifund Financial Group, we make securing excavator finance simple, transparent, and stress-free. Here’s how our team supports you from start to finish 

  1. Understanding Your Excavator Finance Needs
    We take the time to understand your business, project requirements, and cash-flow needs. By learning exactly what you’re trying to achieve, we recommend finance structures and lenders that best align with your goals and budget .

  2. Helping You Select the Right Excavator
    Whether you need a mini excavator for tight spaces or a large machine for heavy-duty projects, we can help you choose the right equipment that will best suit your business needs

  3. Whether you’re looking for a mini excavator for tight-access work, a mid-size machine for civil projects, or a large excavator for mining or heavy earthmoving, our team can guide you in choosing the equipment that best fits your operational needs and long-term plans. 

  4. Securing the Best Finance Deals for excavators
    As experienced finance brokers, we negotiate directly with a wide panel of lenders to secure competitive rates, flexible terms, and tailored loan options. We handle the comparisons, paperwork, and negotiations—so you can stay focused on running your business 

  5. Fast Approvals and Quick Funding
    We know your excavator is critical to keeping projects moving. Our streamlined process ensures fast approvals and rapid access to funds, helping you get your machinery on-site and operational with minimal downtime

  6. Ongoing Support and Advice
    After securing your financing, we continue to offer support, answering any questions you have and providing guidance throughout the life of the agreement.

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Why Choose Equifund Financial Group for Excavator Finance?

Expertise in Excavator Finance
Our team has deep expertise in excavator finance and understands the unique requirements of construction, earthmoving, and mining businesses. We provide tailored guidance to ensure you secure the best finance option for your operational needs.

Access to a Wide Network of Lenders
As independent brokers, we have access to a broad network of lenders, ensuring that you get the most competitive rates and terms available.

No Hidden Fees
We believe in transparency. We ensure that you understand all the costs involved in the financing process, with no hidden fees or surprise charges.

Flexible Financing for Your Business Needs
We offer flexible financing solutions that are designed to fit your business's cash flow and long-term goals.