Truck Finance - Equifund Financial Group

Truck Finance Solutions Across Australia

Looking for the right truck finance? At Equifund, we offer flexible and tailored truck financing solutions to meet the needs of businesses in every industry. Whether you're looking to purchase a new or used truck, upgrade your fleet, or invest in a specialised vehicle, we’ve got you covered with a range of financing options designed to fit your budget and business requirements.

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Tailored Financing Solutions: Our expert brokers understand that every business is unique. We provide flexible loan terms, competitive interest rates, and repayment structures that suit your financial situation.

Fast & Easy Approval Process: We simplify the truck financing process to ensure you get the approval you need quickly. With our streamlined application, you can secure your loan in no time.

Access to a Wide Range of Trucks: Whether you're buying a new, used, or custom-built truck, we can help finance a vehicle that meets your needs.

Low Deposits & Flexible Terms: At Equifund, we offer low deposits and flexible terms, allowing you to manage your cash flow while securing the equipment you need to grow your business.

Prime Mover Finance

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Tray Truck Finance

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Loan Amount $ 10,000.00

Annual Interest Rate (%) Interest % 13

Number Of Months Months 60

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ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

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Operating Lease

An operating lease is an agreement that allows for the use of an asset but does not convey ownership rights of the asset. Operating leases are considered a form of off-balance-sheet financing—meaning a leased asset and associated liabilities.

No Doc

A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.

Cash Flow

A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.

Refinancing

A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers will try to refinance when interest rates fall, or they qualify for a lower rate loan. Refinancing involves the re-evaluation business’s credit and repayment status to obtain a better commitment.

Chattel Mortgage

A Chattel Mortgage is primarily used in the event where an asset is being purchased for business use. It is structured similarly to a regular mortgage, where the lenders provide funds to purchase the asset (known as a Chattel) and register their security interest on the Personal Property Securities Register (PPSR) for the life of the loan. When all loan repayments have been made, you will have a full ownership of the asset.

How Does Truck Finance Work?

Step 1: Get in touch with our team of experts to discuss your financing needs and the type of truck you're interested in.

Step 2: We’ll assess your application and match you with the best loan options based on your business profile and goals.

Step 3: Once approved, we’ll guide you through the paperwork and help you secure the funds to finalise your truck purchase.

Step 4: Enjoy the flexibility of repaying the loan on terms that suit your business, with options to adjust repayment schedules if necessary.

Truck finance is a loan or lease option that allows businesses or individuals to acquire a truck by making repayments over a period of time. It helps manage cash flow while giving you access to the vehicle you need for business or personal use.

With truck finance, you secure a loan to purchase a truck and repay the loan in installments, typically over 1 to 5 years. The repayments are structured based on your financial capacity, and once the loan term is completed, the truck is yours to own.

At Equifund, we offer several truck finance options, including Chattel Mortgages, Hire Purchase, and Leasing. Each option is tailored to your specific needs, whether you're looking to own the truck outright or simply use it for your business needs.

Yes, you can finance both new and used trucks through Equifund. We offer flexible financing options for a wide range of vehicles, ensuring you find a suitable solution that fits your budget.

A Chattel Mortgage allows you to own the truck outright after the loan term, with the truck serving as security for the loan. A lease, on the other hand, gives you the use of the truck for a fixed term with the option to purchase at the end. At Equifund, we can guide you in choosing the best option for your business.

The deposit required for truck finance depends on the lender and the type of finance agreement. Typically, a deposit of 10-20% is required, but we can help with "No Deposit" too.

While your credit score plays a role in the approval process, we work with a range of lenders and offer tailored solutions for businesses and individuals with varying credit histories. Our goal is to find a suitable solution for your circumstances.

Truck Finance Solutions Across Australia

Request a call back from a Lending Specialist

Why Choose Equifund for Truck Finance?