Ready to Finance Your Next Dozer?
Complete the details below to fast track your finance application.
FINANCE CALCULATOR
Get a quick estimate so you know exactly what to expect before speaking with a specialist.
Loan Calculator
Estimate your repayments before speaking with an Equifund specialist.
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Enter the approximate amount you’d like to finance.
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12 months
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This calculator provides an estimate only and does not constitute an offer of finance. Actual repayments will depend on your profile, lender and product.
30-second check. No impact on your credit score.
Choose your industry
Choose the category that best describes your finance requirement.
Transport & Logistics
Farming & Agriculture
Construction & Earthmoving
Other
Submitting this form does not lock you into finance.
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$50M+ in equipment financed
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3x faster decisions than major banks
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Dedicated support to find the best solutions
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ASIC licensed & regulated
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Trucks
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Semi-Trailers & Trailers
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Refrigerated trucks
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Excavators & Loaders
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Cranes & Site Machinery
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Trailer Trucks
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Tractors & Harvesters
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Yellow Goods
Skid Steers & Access Equipment
Specialist earthmoving lenders
We work with lenders who understand dozer values, hour meter readings, and the earthmoving industry. They assess your application based on the asset and your work pipeline.
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All sizes from compact to mining class
Caterpillar D3 to D11, Komatsu D31 to D475, John Deere, Case, Liebherr. Crawler dozers, wheel dozers, and swamp dozers in every size class.
Hours based assessment not just age
Lenders who understand dozers look at hours and condition, not just the year model. A well maintained machine with moderate hours can attract better finance terms.
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Fast approval for project deadlines
Won a contract that needs a dozer on site? Same day pre-approvals mean you can source and mobilise the right machine without waiting for finance.
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Medium dozers D5 to D7 class
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Road construction and grading
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Subdivision and land development
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Dam and levee construction
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Pipeline corridor clearing
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Landfill and waste management
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Large dozers D8 to D11 class
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Ripping and pushing operations
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Stockpile management
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Haul road construction
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Overburden removal
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Rehabilitation and reshaping
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Small dozers D3 to D4 class
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Residential site preparation
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Landscaping and contouring
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Rural property clearing
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Drainage and channel work
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Sports field and park construction
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Swamp dozers for soft ground
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Low ground pressure models
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Landfill compactors
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Forestry specification dozers
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Slope board equipped units
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GPS machine control dozers
HOW THE PROCESS WORKS
How Dozer Finance Works
A straightforward process from application to approval.
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Complete the Form
In 60 Seconds
Provide us with some basic information about your business and financing requirements via our secure website.
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Speak With an
Industry Specialist
Your brokers assess your requirements and guide you through gathering the right documents to secure approval quickly.
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Get Pre-Approved
Over the Phone
Receive a clear pre-approval with transparent terms and repayment options that suit your cash flow.
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Financing
Secured
Your finance broker will work with you to source the best funding offers available and guide your application to success.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Barinder Singh
Transport Operator
Non-property owner
No deposit
24hr turnaround
2025 Tipper Trailer
Transport
$150,000
Barinder needed a new tipper trailer to keep up with growing contract work but didn’t own property and didn’t have a deposit available. Traditional lenders declined the deal based on security requirements.
We structured the finance around the strength of the business income and the asset itself, delivering approval and settlement within 24 hours so the trailer could be put straight to work.
Neil Johnson
Earthmoving Contractor
Low Doc
24hr approval
2005 CAT Excavator
Contractor
$60,000
Neil was purchasing a used excavator to support ongoing civil jobs but needed a simple low-doc solution without extensive financials slowing the process down.
We secured approval within 24 hours using a streamlined low-doc structure , allowing him to secure the machine before another buyer stepped in
Bradley Moore
Owner-Driver
Private sale
Low Doc
24hr approval
2019 Scania Truck
Contractor
$100,000
Bradley found the right truck through a private seller and needed fast finance to avoid losing the deal. The transaction structure made traditional lenders hesitant.
We arranged a low-doc facility tailored to a private sale purchase and delivered approval inside 24 hours, enabling Bradley to secure the vehicle and get back on the road generating income.
Not Every Business Fits a Bank Template
Major banks often apply rigid policies that do not reflect how transport, construction or agricultural businesses actually operate.
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Asset value & condition
We consider the value, age, and condition of your asset, not just your credit history.
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Business use
Finance solutions tailored to how your equipment supports daily business operations.
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Deposit position
Low-deposit and zero-deposit options available for eligible applicants.
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Repayment capacity
Repayment plans structured around your cash flow and business revenue.
Check Your Eligibility
30-second check. No impact on your credit score.
Quick quotes, fast approvals
Can I finance a used dozer with high hours?
Yes. We finance used dozers based on condition and remaining useful life, not just hours. A well maintained D6 with 8,00
What dozer brands do you finance?
All major brands including Caterpillar, Komatsu, John Deere, Case, Liebherr, and more. New and used across all size clas
How are dozer finance rates determined?
Rates depend on the machine's age, hours, condition, your credit profile, and the loan amount. Newer machines from premi
Can I finance a dozer with GPS machine control?
Yes. We can include GPS systems, attachments, and accessories in the finance package. Bundling these with the dozer ofte
Do I need a deposit for dozer finance?
Many lenders offer zero deposit dozer finance, especially for newer machines from major brands. Your broker will advise
Can I finance a dozer for a specific project?
Yes. Project based finance is available where the loan term matches the expected project duration. This is common for la
Still Have a Question?
If you can’t find the answer you’re looking for, give us a call and our team will be happy to help straight away.
1300 464 805