Skip to content

Australia's fastest-growing truck and equipment finance provider

Farm Machinery Loans –Get the Equipment You Need, When The Rates Are Low

Check out our Machinery Finance Calculator for quick, accurate financing estimates!
Calculator

Request a call back from a Lending Specialist

REQUEST A CALL BACK FROM A LENDING SPECIALIST

Why Choose Us?

One of our trusted representatives can assist with endless options for you including:

NO DEPOSIT OPTIONS

NO DEPOSIT OPTIONS

NON PROPERTY OWNERS

NON PROPERTY OWNERS

NO AGE RESTRICTIONS ON ANY ASSET

NO AGE RESTRICTIONS ON ANY ASSET

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

SAME DAY APPROVALS

SAME DAY APPROVALS

IDENTIFICATION BASED APPROVALS

IDENTIFICATION BASED APPROVALS

Loan Calculator

[Enter amount]
0 15
4 60

Total Summary

Select Your Finance Option 0
Loan Amount $ 10,000.00
Annual Interest Rate (%) Interest % 13
Number Of Months Months 60
Total Monthly Payment

Your service request has been completed!

We have sent your request information to your email.

Issued On:
Payment Method:
Total Monthly Payment: Months 4

Farm Machinery Loans

At Equifund Financial Group, we understand that having reliable and efficient machinery is essential to your farming operation. Whether you need to upgrade old equipment or purchase new machinery, our farm machinery finance solutions are designed to give you the flexibility and support you need to keep your farm running smoothly.

With competitive interest rates, flexible loan terms, and fast approval, we make it easier than ever to access the machinery you need to drive your business forward. Let us help you secure the right equipment, so you can focus on what matters most—growing your farm.

Farm Equipment

Apply Online Anywhere, Anytime!

Less paperwork & waiting time

Less paperwork & waiting time

Complete the form  in 1 minute

Complete the form in 1 minute

Get Pre approved over the phone

Get Pre approved over the phone

apply-online-anywhere-anytime

Testimonials

Here is what people had to say about us

Our Lending Panel

1000+

assets financed

1000+

businesses helped

10+

years of experience

Our Partners

Looking For Financing Today?

The Equifund Team is

Experienced

Experienced

Responsive

Responsive

Transparent

Transparent

Creative

Creative

Why Choose Our Farm Machinery Loans?

Quick and Easy Access to Finance
Don’t wait months for approval. With our streamlined loan process, you can get fast access to the funds you need. Apply online, get pre-approved, and move forward with purchasing the machinery you need in just a few days.

Flexible Repayments That Work for You
Farm equipment is an investment, and your financing should be just as flexible. Choose a repayment plan that fits your cash flow—whether you’re looking for short-term or long-term financing, we’ll work with you to find a loan structure that suits your needs.

Competitive Rates
We offer highly competitive rates that help make financing your farm machinery affordable. You don’t have to worry about high-interest rates eating into your profits. We work to provide you with a deal that helps you keep costs low.

Tailored Loan Solutions
Whether you're looking to finance a new tractor, harvester, or irrigation system, we offer financing options that are designed specifically for your machinery needs. From small-scale equipment to large machinery, we tailor the loan to suit your farming operation.

Can I finance used farm machinery?

Yes, we offer financing for both new and used farm machinery. Whether you’re purchasing a second-hand tractor or a pre-owned harvester, our loans are designed to support your purchase, regardless of whether the equipment is new or used

Types of Farm Machinery We Finance

At Equifund Financial Group, we offer finance for a wide range of farm machinery. Our goal is to help you get the right tools for the job, so you can operate efficiently and increase productivity. Here’s a look at some of the farm machinery we can finance:

Tractors

Tractors are indispensable for farming operations, and whether you need a small, versatile model for smaller plots or a heavy-duty tractor for large-scale farming, we offer financing for both new and used tractors. From compact tractors for intensive farming in tight spaces to powerful, high-performance machines for vast fields, we help farmers acquire the right equipment for their specific needs.

Harvesters

Efficient harvesting equipment is essential for maximising yield and reducing waste. At Equifund, we provide financing options for a wide range of harvesters, including those for grains, vegetables, and fruits. With competitive rates and fast approval, we ensure that you can secure the equipment you need without delay, enabling you to harvest crops at their peak quality and efficiency.

Irrigation Systems

Water is a critical resource for farming, especially with the challenges of changing climates and water scarcity. We offer financing for modern irrigation systems, including sprinklers, pumps, and drip irrigation setups. These systems help maintain crop health and optimise water usage, saving you money in the long run and supporting sustainable farming practices.

Livestock Handling Equipment

Managing livestock effectively is a key part of successful farming. Whether you need feeders, cattle crushes, or livestock handling systems, we offer financing for a range of equipment that ensures both the safety and comfort of your animals. Our financing solutions help you keep your livestock operations running smoothly, from handling to transportation.

Seeders & Planters

Efficient planting is essential for achieving high yields. We finance seeders and planters that can handle everything from small garden crops to large agricultural fields. Our financing options make it easier for farmers to access high-quality planting equipment that maximises productivity and reduces manual labour.

 

How Our Farm Machinery Loan Works

Securing financing for your farm machinery through Equifund Financial Group is simple and fast. Here’s how it works:

  1. Apply Online: Start by completing our easy-to-follow online application form. We’ll ask for basic details about your farm and the machinery you want to finance.

  2. Get Pre-Approved: Once we receive your application, we’ll quickly assess your information and provide a pre-approval decision—usually within 24 hours.

  3. Select Your Machinery: After being pre-approved, you can select the machinery you need from trusted dealers or private sellers.

  4. Sign the Loan Agreement: After selecting your equipment, we’ll send you the loan agreement. Once signed, we’ll release the funds to the equipment supplier.

  5. Get Your Equipment: Once the funds are transferred, you can take delivery of your machinery and start using it to grow your farm.

Why Financing Your Farm Machinery Makes Sense

Preserve Your Cash Flow
Farm machinery is a significant investment, and financing helps you spread the cost over time. This allows you to maintain healthy cash flow for other parts of your business, such as working capital, operational expenses, and future investments.

Tax Benefits
Did you know that financing your farm machinery could provide tax advantages? With depreciation benefits, you may be able to claim deductions on your equipment. It’s always a good idea to check with your accountant for more details on how financing can help with tax planning.

Stay Up-to-Date with New Equipment
With financing, you don’t have to wait to upgrade your farm machinery. Keep your operation running smoothly and efficiently by financing the latest equipment, whether you’re replacing older models or investing in new technology.

Fixed Monthly Payments
Our farm machinery loans come with fixed repayments, making it easier to manage your budget and plan ahead. With predictable monthly payments, you’ll have peace of mind knowing exactly what your repayments will be each month.

Equipment Finance for Dealers & Private Sales with Competitive Rates

Equifund Financial Group offers finance options for both dealer sales and private sales of equipment. Whether you are purchasing from an authorised dealer or a private seller, we’ve got you covered.

  • Dealer Sales: We work closely with leading equipment dealers across Australia to provide you with competitive rates and quick approvals for dealer-purchased equipment.

  • Private Sales: If you're purchasing equipment from a private seller, we can still offer finance solutions that help you secure the equipment you need, with flexible repayment options.

Who Can Apply for a Farm Machinery Loan?

Our loans are designed for Australian farmers and agribusinesses of all sizes. Whether you’re a small-scale operator or a large commercial farm, we have financing solutions to suit your needs:

  • Farmers and Landowners: We provide financing for all types of farming operations, from small family farms to large-scale agricultural businesses.

  • Agribusinesses: If you’re involved in the broader agricultural supply chain, we can help you access financing for machinery and equipment.

  • Primary Producers: Whether you’re growing crops, raising livestock, or both, our financing options are designed to meet your machinery needs.

Why Choose Equifund Financial Group?

At Equifund Financial Group, we’re committed to providing farmers with the best financing options available. With flexible terms, competitive rates, and no hidden fees, we make it easy for you to access the farm machinery you need. Our streamlined process ensures you get fast approval, so you can get back to running your farm.

Get Started with the Best Equipment Finance Rates Today

If you’re ready to finance your next farm machinery purchase, Equifund Financial Group is here to help. Apply online or contact our team for more information. We make it easy to secure the equipment you need, with flexible terms and fast approval.

For more information on farm machinery loans, check out our other finance solutions:

Contact Us
Phone: 1300 464 805
Email: info@equifund.com.au
Visit: www.equifund.com.au