Case IH Equipment Finance

The full range, new or used: Farmall utility tractors, Maxxum and Puma mid-range tractors, Magnum and Optum high-horsepower tractors, Steiger and Quadtrac articulated tractors, and Axial-Flow combine harvesters, plus balers, windrowers and other implements. Front-end loaders and attachments can be financed in the same facility.

Yes. Used, ex-hire, dealer, private-sale, clearing-sale and auction Case IH machinery is all financeable through specialist lenders on our panel. The strong resale and the nationwide Case IH dealer and parts network help these deals, because lenders weigh the asset's residual value and serviceability in the approval.

Often, yes. For croppers, graziers and contractors with seasonal or lumpy cashflow, lenders on our panel can structure harvest-timed, annual or progress-based repayments rather than a flat monthly schedule, so the machine is paid down when the income actually lands.

Yes. A working setup, say a Puma tractor with a front-end loader and a baler, can be structured in a single submission to specialist lenders, rather than separate dealer-finance contracts for each piece of gear.

Not always. Many established farmers and contractors finance Case IH machinery with no deposit, securing the loan against the machine itself. A deposit or trade-in can lower repayments if you prefer, and we structure it around your cashflow either way.

Often, yes. For established ABN holders with a clean recent history, low-doc Case IH finance is available without full financials, assessed on bank statements, BAS and the asset. It suits farmers and contractors with seasonal or invoice-based income who do not fit a bank's standard template.

With a chattel mortgage you own the machine from day one and the lender holds security over it, which suits most operators and can carry GST and depreciation benefits. With a finance lease the lender owns the machine and you lease it for a set term. Your specialist will explain which fits your structure, and your accountant can confirm the tax treatment.

Usually within 24 to 48 hours of a complete application, compared with the 5 to 10 business days a major bank often takes. Pre-approval lets you walk onto the dealer lot or bid at a clearing sale knowing your number, which matters when a combine has to be in the paddock for harvest.

Yes. You can refinance existing machinery to lower repayments, restructure a balloon before it falls due, or consolidate several machine loans into one facility, which frees up room for the next purchase.

Usually, yes. Front-end loaders, balers, windrowers, air seeders, sprayers and other implements and attachments can be financed together with the Case IH tractor or combine in one facility, so the whole working setup sits under a single repayment.