Hitachi Equipment Finance

The full Hitachi range, new or used: Zaxis excavators from mini and compact to construction-class, ultra-class EX mining excavators, ZW wheel loaders, EH rigid dump trucks and material handlers. Buckets, rippers, hammers, augers, grapples and other attachments can be financed in the same facility.

Yes. Used, ex-hire, ex-mine, dealer, private-sale and auction Hitachi machinery is all financeable through specialist lenders on our panel. Hitachi's strong resale and nationwide parts and service support help these deals, because lenders weigh the asset's residual value and serviceability in the approval.

Often, yes. For civil, earthmoving and mining contractors paid on progress claims or against a contract rather than flat months, lenders on our panel can structure progress-based or seasonal repayments, so the machine is paid down when the work actually pays.

Yes. A mixed order, say a Zaxis excavator and a ZW wheel loader, or a couple of mini excavators and a dump trucks, can be structured in a single submission to specialist lenders, rather than separate dealer-finance contracts for each machine.

Not always. Many established operators finance Hitachi machinery with no deposit, securing the loan against the machine itself. A deposit or trade-in can lower repayments if you prefer, and we structure it around your cashflow either way.

Often, yes. For established ABN holders with a clean recent history, low-doc Hitachi finance is available without full financials, assessed on bank statements, BAS and the asset. It suits contractors with invoice-based or progress-claim income who do not fit a bank's standard template.

With a chattel mortgage you own the machine from day one and the lender holds security over it, which suits most operators and can carry GST and depreciation benefits. With a finance lease the lender owns the machine and you lease it for a set term. Your specialist will explain which fits your structure, and your accountant can confirm the tax treatment.

Usually within 24 to 48 hours of a complete application, compared with the 5 to 10 business days a major bank often takes. Pre-approval lets you walk onto the dealer lot or bid at auction knowing your number, which matters when a machine has to be on site for a contract start.

Yes. You can refinance existing machinery to lower repayments, restructure a balloon before it falls due, or consolidate several machine loans into one facility, which frees up room for the next purchase.

Usually, yes. Buckets, rippers, hammers, augers, grapples, tilt-hitches and other attachments can be financed together with the Hitachi machine in one facility, so the whole working setup sits under a single repayment.