Truck Finance Brisbane

Cattle haul from the Darling Downs through Toowoomba is steady work but seasonal. The bank kept treating it like standard freight income and pricing in a buffer that did not exist. A non-bank that understood the seasonality structured repayments accordingly. We have been able to add a second prime mover to cover peak.

Brisbane to Cairns return on the Bruce Highway, twice a fortnight, same route eleven years. The bank still wants three years of full financials every time. The non-bank we got matched with took the two recent BAS quarters and the route history. Replaced the prime mover without losing a turnaround.

Bought a 2019 Kenworth at the dealer auction for the Mount Isa to Brisbane refrigerated run. You have about a day to find the money or you forfeit the deposit. A non-bank had it sorted before the next pickup cycle, and the truck has been earning since. Paying down toward the next one.

Wanted a late-model used Kenworth B-double for the Pacific Motorway run between Brisbane and Sydney. The dealer's offer would have eaten the linehaul margin. A non-bank that understands the lane economics took the deal on the used spec without grinding the price. The truck has been on the lane every week since.

Quad-axle dog trailer feeding aggregate to the Cross River Rail and the 2032 Olympic infrastructure sites is solid work if you have the gear. The bank queue ran into months. A non-bank read the contract and the route and got the trailer on the road. The contract has expanded and we are looking at a second trailer.

Container drayage between Port of Brisbane and the Acacia Ridge intermodal doesn't read like standard freight to a bank. A non-bank lender that understood the wharf-to-rail movement took the deal. The side-loader has been running consistently since, and we have added a second wharf client this year.

Five trucks for a contract starting at the new Wacol DC and the bank wanted property security across the whole order. The lender we ended up with took the DC contract as the asset case. The trucks were ready for the contract start and we have since picked up two adjacent runs to the same operator.

Tipper work on the Cross River Rail subcontract is steady but the head contractor pays on progress claims. Dealer finance would not match that to the repayment cycle. The lender we used structured the loan around how the site actually pays, and I have committed to a second project without overstretching.

Six refrigerated rigids for a Crestmead DC fit-out and our bank wanted property security across the order. The lender that took the cold chain contract as the asset case let us keep the warehouse out of it. We have since picked up a second freezer contract on the same business basis.

Crane truck for a tier-one builder on a Brisbane CBD project. Bank turnaround was not going to make first pour. A lender that scores on active contracts and operator experience took the deal. The truck made the site and we have been on three more projects with the same builder since.