Truck Finance With No Deposit

At Equifund Financial Group, we offer Truck Finance with No Deposit to help you get the vehicle you need without the burden of upfront costs. Whether you're a small business owner, sole trader, or a growing company, we have tailored options to suit your needs.

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Loan Amount $ 10,000.00

Annual Interest Rate (%) Interest % 13

Number Of Months Months 60

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Total Monthly Payment: Months 4

No Upfront Payment
One of the most significant advantages of opting for truck finance with no deposit is that you don’t have to part with a large sum of money upfront. This option is perfect for businesses that need immediate access to cash flow for other operational expenses or investments.

Keep Your Cash Flow Flexible
By choosing no deposit finance, you free up your working capital for more urgent business needs. Whether it’s hiring staff, purchasing additional equipment, or expanding your services, having extra funds on hand makes all the difference.

Access to Quality Trucks
We work with over 80+ trusted lenders across Australia to ensure that you get the best deal on your truck finance. From light commercial vehicles to heavy-duty trucks, we have financing solutions for all types of vehicles.

Truck Finance

Prime Mover Finance

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Tray Truck Finance

Tray Truck Finance

NO DEPOSIT OPTIONS

NON PROPERTY OWNERS

NO AGE RESTRICTIONS ON ANY ASSET

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

SAME DAY APPROVALS

IDENTIFICATION BASED APPROVALS

Operating Lease

An operating lease is an agreement that allows for the use of an asset but does not convey ownership rights of the asset. Operating leases are considered a form of off-balance-sheet financing—meaning a leased asset and associated liabilities.

No Doc

A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.

Cash Flow

A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.

Refinancing

A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers will try to refinance when interest rates fall, or they qualify for a lower rate loan. Refinancing involves the re-evaluation business’s credit and repayment status to obtain a better commitment.

Chattel Mortgage

A Chattel Mortgage is primarily used in the event where an asset is being purchased for business use. It is structured similarly to a regular mortgage, where the lenders provide funds to purchase the asset (known as a Chattel) and register their security interest on the Personal Property Securities Register (PPSR) for the life of the loan. When all loan repayments have been made, you will have a full ownership of the asset.

Just Financed (5)

At Equifund Financial Group, we’re committed to providing competitive rates and exceptional service, no matter where you are in Australia.

We understand the unique needs of your truck business and take the time to build a personal, one-on-one relationship with you. Whether you're launching a new business or upgrading your equipment, we offer tailored finance solutions with unbeatable terms.

Our team works closely with Australia’s top lenders to find the best options for truck finance and equipment finance. We’ll help you secure the lowest-cost finance packages with the most flexible repayment terms available. Contact us today for an free consultation!

It means you can finance your truck purchase without needing to pay any money upfront, allowing you to keep your cash flow intact.

Yes, we offer no deposit finance for various types of trucks, from light commercial vehicles to heavy-duty trucks.

Our approval process is quick. You could get approved and access your funds in as little as 24-48 hours.

Yes, you can finance both new and used trucks through Equifund. We offer flexible financing options for a wide range of vehicles, ensuring you find a suitable solution that fits your budget.

Apply Online: Fill out our simple online application form with your business and personal details.

Get Approved: Our team will assess your application and provide you with approval for your truck finance with no deposit.

Choose Your Truck: Once you’re approved, select the truck that fits your business needs. Whether it’s a new or used vehicle, we’ll help you find the best deals.

Sign the Agreement: Review and sign your finance agreement. We ensure that all terms are clear, and you’re comfortable before moving forward.

Drive Away: Once everything is sorted, you’ll be on the road with your new truck in no time!

The deposit required for truck finance depends on the lender and the type of finance agreement. Typically, a deposit of 10-20% is required, but we can help with "No Deposit" too.

While your credit score plays a role in the approval process, we work with a range of lenders and offer tailored solutions for businesses and individuals with varying credit histories. Our goal is to find a suitable solution for your circumstances.

Truck finance offers a range of benefits to businesses looking to purchase or lease commercial vehicles. By financing your truck purchase, you can preserve your cash flow while still getting access to the vehicles you need for your business. Below are just a few reasons why truck finance is a smart choice:

1. Preserve Your Cash Flow

Instead of spending a large portion of your business’s capital on purchasing a truck outright, truck financing allows you to spread the cost over time, freeing up capital for other operational expenses.

2. Access to High-Quality Assets

Truck finance gives you the opportunity to access high-quality vehicles that you may not have the funds to purchase upfront. This is particularly useful for businesses looking to upgrade their fleet or start fresh.

3. Flexible Repayment Terms

At Equifund Financial Group, we understand that each business has its own cash flow cycle. That’s why we offer flexible repayment terms that align with your business’s financial situation, ensuring that your repayments fit comfortably into your budget.

4. Potential Tax Benefits

Depending on the finance option chosen, businesses may be able to claim depreciation on the truck, which could provide tax benefits at the end of the financial year. Consult with your accountant to understand the potential advantages of financing your truck.

5. Upgrade Your Fleet

If your business requires frequent upgrades to stay competitive, a Lease Financing option may be the ideal choice. With a lease, you can upgrade to a new truck at the end of the term, ensuring that your fleet is always modern and efficient.

We offer financing for a wide range of trucks, ensuring that you can get the right vehicle to support your business needs. Some of the truck types we finance include:

No matter what type of truck you need, Equifund Financial Group is here to provide the financial solutions that help your business stay on the road.

At Equifund Financial Group, we offer a customer-centric approach to truck financing. Our experienced team works closely with you to find the best financing options for your business, whether you’re purchasing a single truck or expanding a large fleet. Our goal is to make the process as seamless as possible, providing you with flexible terms, fast approvals, and exceptional service every step of the way.

Key Benefits of Truck Financing with Equifund Financial Group:

Flexible Loan Amounts: Whether you're buying one truck or financing a fleet, we provide flexible loan amounts to suit your needs.
Tailored Solutions: We understand that every business is unique. Our finance solutions are tailored to meet the specific needs of your business and cash flow situation.
Fast Approval Process: We know that time is of the essence in business, and that’s why we offer quick and easy approval processes to get you the truck you need as soon as possible.
Access to Over 80+ Lenders: As a trusted financial partner, we provide you with access to a broad network of lenders to ensure you receive the most competitive loan terms.
Specialised Truck Finance Expertise: With years of experience in the industry, our team of experts is here to guide you through the process and help you make informed decisions about your truck finance.