Truck Finance Canberra
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Total Summary
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Why Choose Us for Truck Finance in Canberra?
Competitive Rates & Flexible Terms
We offer some of the most competitive rates in the industry, ensuring that you can access the finance you need at an affordable cost. Our flexible loan terms can be tailored to suit your business's cash flow and growth objectives.
For more details on our financing options, visit our Equipment Finance page.
Fast and Easy Application Process
We understand that time is crucial for your business. Our truck finance process is designed to be fast and simple, with pre-approvals available to get you on the road as soon as possible.
Looking for more information about how to apply? Check out our Finance Application page.
No Upfront Fees or Hidden Costs
At Equifund, we believe in transparency. There are no hidden fees or upfront charges when you apply for truck finance through us, so you can rest assured that you’re getting a fair deal.
Expert Advice from Local Brokers
Our experienced brokers in Melbourne are here to guide you every step of the way. Whether you're a small business owner or an established enterprise, we have the expertise to help you secure the best truck finance solution for your needs. Learn more about our Finance Brokers team and their expertise.
Tray Truck Finance
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What Sets Us Apart
One of our trusted representatives can assist with endless options for you including:
NO DEPOSIT OPTIONS
NON PROPERTY OWNERS
NO AGE RESTRICTIONS ON ANY ASSET
ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS
SAME DAY APPROVALS
IDENTIFICATION BASED APPROVALS
assets financed
businesses helped
years of experience
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Our Truck Finance Melbourne Options
Operating Lease
An operating lease is an agreement that allows for the use of an asset but does not convey ownership rights of the asset. Operating leases are considered a form of off-balance-sheet financing—meaning a leased asset and associated liabilities.
No Doc
A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.
Cash Flow
A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.
Refinancing
A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers will try to refinance when interest rates fall, or they qualify for a lower rate loan. Refinancing involves the re-evaluation business’s credit and repayment status to obtain a better commitment.
Chattel Mortgage
A Chattel Mortgage is primarily used in the event where an asset is being purchased for business use. It is structured similarly to a regular mortgage, where the lenders provide funds to purchase the asset (known as a Chattel) and register their security interest on the Personal Property Securities Register (PPSR) for the life of the loan. When all loan repayments have been made, you will have a full ownership of the asset.
How Truck Finance Canberra Works
Applying for a truck loan with Equifund Financial Group is easy. Here’s how the process works:
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Step 1: Apply Online
Complete our quick online application form. You’ll need to provide some basic details about your business and the truck you wish to finance. -
Step 2: Loan Assessment
Our team will review your application and give you a call, and if approved, we’ll offer you a loan that matches your needs. -
Step 3: Approval & Loan Contract
Once you’ve reviewed and signed the loan contract, we’ll process the funds and transfer them to your account. -
Step 4: Get Your Truck
You’re now ready to purchase your truck! With your loan in place, you can focus on running your business.
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Canberra-Based, Australia-Wide Service
Whether you're based in Canberra or operating across ACT, we provide truck finance solutions to businesses throughout Australia. Our brokers have deep local knowledge and will work closely with you to ensure you get the best deal available.
For information on our services in other regions, visit our Australia-wide Finance Services page.