Volvo Finance

All of it, new or used. Volvo trucks (FH, FM, FMX, FE, FL prime movers and rigids), Volvo bus and coach chassis (B-series), and Volvo CE construction equipment (EC excavators, L-series wheel loaders and A-series articulated haulers) are all financeable through our panel of 80+ lenders.

Yes. Used, ex-fleet, dealer, private-sale and auction Volvo trucks, buses and equipment are all financeable through specialist lenders on our panel. Volvo's strong resale and nationwide parts and service support help these deals, because lenders weigh the asset's residual value and serviceability in the approval.

Yes. Bus and coach operators finance Volvo B-series chassis around their route, school, charter or tourism contracts. Lenders on our panel understand the long service life and contract-backed income of bus and coach assets, and can structure terms to match.

Yes. Volvo CE construction equipment, from EC excavators and L-series wheel loaders to A-series articulated haulers, is core business for the civil and earthmoving lenders on our panel, with repayments able to be matched to progress claims and contract cycles.

Yes. A mixed order, say an FH prime mover and a Volvo CE excavator, or a couple of buses and a wheel loader, can be structured in a single submission to specialist lenders, rather than separate dealer-finance contracts for each asset.

Not always. Many established operators finance a Volvo with no deposit, securing the loan against the asset itself. A deposit or trade-in can lower repayments if you prefer, and we structure it around your cashflow either way.

Often, yes. For established ABN holders with a clean recent history, low-doc Volvo finance is available without full financials, assessed on bank statements, BAS and the asset. It suits operators with invoice-based or contract income who do not fit a bank's standard template.

With a chattel mortgage you own the Volvo from day one and the lender holds security over it, which suits most operators and can carry GST and depreciation benefits. With a finance lease the lender owns the asset and you lease it for a set term. Your specialist will explain which fits your structure, and your accountant can confirm the tax treatment.

Usually within 24 to 48 hours of a complete application, compared with the 5 to 10 business days a major bank often takes. Pre-approval lets you walk onto the dealer lot or bid at auction knowing your number.

Yes. You can refinance an existing Volvo to lower repayments, restructure a balloon before it falls due, or consolidate several truck, bus or equipment loans into one facility, which frees up room for the next purchase.