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UPCOMING AUCTIONS

Upcoming Auctions at Emerald Auction Centre

Emerald Auction Centre runs multi-vendor online auctions through the year. Get pre-approved before bidding opens so you can register and bid with a firm limit on any lot, with settlement paid direct to Emerald the moment the hammer falls.

NEXT SALE

October Multi-Vendor Auction · 9 to 12 October 2026

Multi-vendor, online only, with inspection at the Emerald yard, Halferty Street, Emerald QLD. Lots close progressively across the sale, so have your finance pre-approved before bidding opens and you can bid right up to the hammer.

Bidding: 9 October 2026, 7:00 AM to 12 October 2026, 9:00 AM AEST · lots extend 5 minutes on active bids.

View the October catalogue Get pre-approved to bid
2007 Fuso Truck W/ 2008 Otto Tuza GooseneckTrailersLOT 802007 Fuso Truck W/ 2008 Otto Tuza GooseneckView details →Get finance pre-approved today2019 Kenworth T909 Prime MoverTrucksLOT 502019 Kenworth T909 Prime MoverView details →Get finance pre-approved today2024 Versatile 520DT TractorTractorsLOT 342024 Versatile 520DT TractorView details →Get finance pre-approved today2010 Kobleco SK80MSR-2 ExcavatorExcavatorsLOT 132010 Kobleco SK80MSR-2 ExcavatorView details →Get finance pre-approved today2023 John Deere R740I Powrspray Trailing SprayerSprayersLOT 2362023 John Deere R740I Powrspray Trailing SprayerView details →Get finance pre-approved today2009 CAT D10T DozerDozersLOT 12009 CAT D10T DozerView details →Get finance pre-approved today2023 CAT 246D3 Skid Steer LoaderSkid SteersLOT 82023 CAT 246D3 Skid Steer LoaderView details →Get finance pre-approved today2011 Jlg 450AJ 4WD Articulating Boom LiftAerial LiftsLOT 232011 Jlg 450AJ 4WD Articulating Boom LiftView details →Get finance pre-approved today2021 Hitachi ZW370-5B Wheel LoaderLoadersLOT 72021 Hitachi ZW370-5B Wheel LoaderView details →Get finance pre-approved today2006 CAT 16H ATS Motor GraderGradersLOT 102006 CAT 16H ATS Motor GraderView details →Get finance pre-approved today2017 Genie Gth 018 TelehandlerTelehandlersLOT 202017 Genie Gth 018 TelehandlerView details →Get finance pre-approved today2015 John Deere S670 Combine HarvesterHarvestersLOT 322015 John Deere S670 Combine HarvesterView details →Get finance pre-approved today2010 Hitachi AH400D Articulating Dump TruckDump TrucksLOT 62010 Hitachi AH400D Articulating Dump TruckView details →Get finance pre-approved today2021 John Deere CP690 Cotton PickerCotton PickersLOT 312021 John Deere CP690 Cotton PickerView details →Get finance pre-approved today2010 Polaris Ranger 400 Buggy & TrailerTrailersLOT 1392010 Polaris Ranger 400 Buggy & TrailerView details →Get finance pre-approved today2010 Kenworth T908 Prime MoverTrucksLOT 522010 Kenworth T908 Prime MoverView details →Get finance pre-approved today2021 John Deere 8RX 370 TractorTractorsLOT 352021 John Deere 8RX 370 TractorView details →Get finance pre-approved today2010 CAT 304D Cr ExcavatorExcavatorsLOT 142010 CAT 304D Cr ExcavatorView details →Get finance pre-approved today2019 Croplands 12M Weed-it Linkage SprayerSprayersLOT 2372019 Croplands 12M Weed-it Linkage SprayerView details →Get finance pre-approved today1992 CAT D10N DozerDozersLOT 21992 CAT D10N DozerView details →Get finance pre-approved today2025 Bobcat S450 Skid Steer LoaderSkid SteersLOT 92025 Bobcat S450 Skid Steer LoaderView details →Get finance pre-approved today2009 Snorkel MHP15 Cherry PickerAerial LiftsLOT 262009 Snorkel MHP15 Cherry PickerView details →Get finance pre-approved today2026 50HP Tractor With Front End LoaderLoadersLOT 432026 50HP Tractor With Front End LoaderView details →Get finance pre-approved today2008 MG1421B Motor GraderGradersLOT 122008 MG1421B Motor GraderView details →Get finance pre-approved today2011 Jlg 4009PS TelehandlerTelehandlersLOT 212011 Jlg 4009PS TelehandlerView details →Get finance pre-approved todayJohn Deere 7720 Combine HarvesterHarvestersLOT 33John Deere 7720 Combine HarvesterView details →Get finance pre-approved today2015 Rhino Tipper TrailerTrailersLOT 1792015 Rhino Tipper TrailerView details →Get finance pre-approved today2010 Kenworth K108 Prime MoverTrucksLOT 562010 Kenworth K108 Prime MoverView details →Get finance pre-approved today2003 John Deere 9420 TractorTractorsLOT 362003 John Deere 9420 TractorView details →Get finance pre-approved today2024 Kubota KX018-4 ExcavatorExcavatorsLOT 152024 Kubota KX018-4 ExcavatorView details →Get finance pre-approved today2019 Croplands Quantum Mist 4000 SprayerSprayersLOT 2492019 Croplands Quantum Mist 4000 SprayerView details →Get finance pre-approved today1986 CAT D7H XL DozerDozersLOT 31986 CAT D7H XL DozerView details →Get finance pre-approved todayMiller Bobcat 250 Mobile WelderSkid SteersLOT 579Miller Bobcat 250 Mobile WelderView details →Get finance pre-approved todaySkyjack Sjiii 3219 Scissor LiftAerial LiftsLOT 27Skyjack Sjiii 3219 Scissor LiftView details →Get finance pre-approved today2019 Moore Tri Axle Road Train DollyTrailersLOT 1802019 Moore Tri Axle Road Train DollyView details →Get finance pre-approved today2022 Freightliner Cascadia Prime MoverTrucksLOT 572022 Freightliner Cascadia Prime MoverView details →Get finance pre-approved today2004 John Deere 8520T TractorTractorsLOT 372004 John Deere 8520T TractorView details →Get finance pre-approved today2025 S15 Pro Mini ExcavatorExcavatorsLOT 162025 S15 Pro Mini ExcavatorView details →Get finance pre-approved todayGoldacres Hysi Upright 100 Spray TankSprayersLOT 641Goldacres Hysi Upright 100 Spray TankView details →Get finance pre-approved today1992 CAT 834B Wheel DozerDozersLOT 41992 CAT 834B Wheel DozerView details →Get finance pre-approved today1986 Tipper TrailerTrailersLOT 1821986 Tipper TrailerView details →Get finance pre-approved today2006 Freightliner Columbia CL120 Prime MoverTrucksLOT 582006 Freightliner Columbia CL120 Prime MoverView details →Get finance pre-approved today2017 John Deere 5093E TractorTractorsLOT 382017 John Deere 5093E TractorView details →Get finance pre-approved today2025 EX10 -1 Mini ExcavatorExcavatorsLOT 172025 EX10 -1 Mini ExcavatorView details →Get finance pre-approved today600L Quick Spray UnitSprayersLOT 762600L Quick Spray UnitView details →Get finance pre-approved today2023 Freightmore 4X4 Deck Widener Low LoaderTrailersLOT 1832023 Freightmore 4X4 Deck Widener Low LoaderView details →Get finance pre-approved today1995 Western Star 4864F Prime MoverTrucksLOT 591995 Western Star 4864F Prime MoverView details →Get finance pre-approved today2021 New Holland TD5.100 TractorTractorsLOT 392021 New Holland TD5.100 TractorView details →Get finance pre-approved todayCAT Skid Steer To 5 Tonne Excavator AdaptorExcavatorsLOT 675CAT Skid Steer To 5 Tonne Excavator AdaptorView details →Get finance pre-approved today400L Quick Spray UnitSprayersLOT 763400L Quick Spray UnitView details →Get finance pre-approved today2018 Freightmore ST3 Road Train Drop Deck TrailerTrailersLOT 1842018 Freightmore ST3 Road Train Drop Deck TrailerView details →Get finance pre-approved today2005 Mack Vision Prime MoverTrucksLOT 602005 Mack Vision Prime MoverView details →Get finance pre-approved today2004 New Holland TD90D TractorTractorsLOT 402004 New Holland TD90D TractorView details →Get finance pre-approved today1985 Loadmaster Step Deck TrailerTrailersLOT 1851985 Loadmaster Step Deck TrailerView details →Get finance pre-approved today2003 Mack Titan Prime MoverTrucksLOT 612003 Mack Titan Prime MoverView details →Get finance pre-approved today2000 New Holland TM125 TractorTractorsLOT 412000 New Holland TM125 TractorView details →Get finance pre-approved today1985 Holmwood/highgate Water Tanker TrailerTrailersLOT 1861985 Holmwood/highgate Water Tanker TrailerView details →Get finance pre-approved today2007 Nissan Ud CWB483 Prime MoverTrucksLOT 622007 Nissan Ud CWB483 Prime MoverView details →Get finance pre-approved today2010 Challenger MT755C TractorTractorsLOT 422010 Challenger MT755C TractorView details →Get finance pre-approved today2020 Moore 44FT Flat Top TrailerTrailersLOT 1872020 Moore 44FT Flat Top TrailerView details →Get finance pre-approved today2022 Isuzu Nps 75-155 TruckTrucksLOT 632022 Isuzu Nps 75-155 TruckView details →Get finance pre-approved today2006 Massey Ferguson 5445 TractorTractorsLOT 442006 Massey Ferguson 5445 TractorView details →Get finance pre-approved today1985 Haulmark 12.2M Flat Top TrailerTrailersLOT 1881985 Haulmark 12.2M Flat Top TrailerView details →Get finance pre-approved today2022 Isuzu Npr 45/155 Swb Tradepack TruckTrucksLOT 652022 Isuzu Npr 45/155 Swb Tradepack TruckView details →Get finance pre-approved today2010 Deutz Agrotron K610 TractorTractorsLOT 452010 Deutz Agrotron K610 TractorView details →Get finance pre-approved todayLusty Flat Top TrailerTrailersLOT 189Lusty Flat Top TrailerView details →Get finance pre-approved today2021 Isuzu Fsr 140-260 Sweeper TruckTrucksLOT 682021 Isuzu Fsr 140-260 Sweeper TruckView details →Get finance pre-approved today2014 Kubota M9540D TractorTractorsLOT 462014 Kubota M9540D TractorView details →Get finance pre-approved today1980 Howard Porter Dog TrailerTrailersLOT 1901980 Howard Porter Dog TrailerView details →Get finance pre-approved today2012 Hino FM8J TruckTrucksLOT 692012 Hino FM8J TruckView details →Get finance pre-approved today2012 Kubota M9540D Tractor & 7FT Superior SlasherTractorsLOT 472012 Kubota M9540D Tractor & 7FT Superior SlasherView details →Get finance pre-approved today2008 Bushmans 5 Horse Gooseneck TrailerTrailersLOT 1912008 Bushmans 5 Horse Gooseneck TrailerView details →Get finance pre-approved today2006 Daf CF7585 Tilt Tray TruckTrucksLOT 702006 Daf CF7585 Tilt Tray TruckView details →Get finance pre-approved today2008 Case JXU95 Tractor With 7FT Superior SlasherTractorsLOT 482008 Case JXU95 Tractor With 7FT Superior SlasherView details →Get finance pre-approved today2006 Otto Tuza 4 Horse Angle Load Horse FloatTrailersLOT 1922006 Otto Tuza 4 Horse Angle Load Horse FloatView details →Get finance pre-approved today2013 Isuzu FSR700 TruckTrucksLOT 712013 Isuzu FSR700 TruckView details →Get finance pre-approved today2008 Case JXU95 TractorTractorsLOT 492008 Case JXU95 TractorView details →Get finance pre-approved today2019 Trailers Direct Mobile Site TrailerTrailersLOT 1932019 Trailers Direct Mobile Site TrailerView details →Get finance pre-approved today2001 Hino Fd TruckTrucksLOT 722001 Hino Fd TruckView details →Get finance pre-approved todayG.a.m.c. 180-3 TractorTractorsLOT 174G.a.m.c. 180-3 TractorView details →Get finance pre-approved todayOceanic Trailers Jet Ski TrailerTrailersLOT 203Oceanic Trailers Jet Ski TrailerView details →Get finance pre-approved today2007 International 7600 Tipper TruckTrucksLOT 732007 International 7600 Tipper TruckView details →Get finance pre-approved todayContractor Toolboxes On Skid PlateTractorsLOT 639Contractor Toolboxes On Skid PlateView details →Get finance pre-approved today2017 Atlas Copco XAS185DD Air Compressor TrailerTrailersLOT 2042017 Atlas Copco XAS185DD Air Compressor TrailerView details →Get finance pre-approved today2005 Nissan Ud PK265 TruckTrucksLOT 752005 Nissan Ud PK265 TruckView details →Get finance pre-approved today5000 Litre Fuel Tank Trailer With PumpTrailersLOT 2115000 Litre Fuel Tank Trailer With PumpView details →Get finance pre-approved today2007 Nissan Ud CW385 Hook TruckTrucksLOT 762007 Nissan Ud CW385 Hook TruckView details →Get finance pre-approved today2300L Diesel Tank Trailer And PumpTrailersLOT 2122300L Diesel Tank Trailer And PumpView details →Get finance pre-approved today1996 Freightliner Basket TruckTrucksLOT 771996 Freightliner Basket TruckView details →Get finance pre-approved today2006 Ace Trailers Drain Block TrailerTrailersLOT 2132006 Ace Trailers Drain Block TrailerView details →Get finance pre-approved today1981 Leyland TR510 6M Cement TruckTrucksLOT 781981 Leyland TR510 6M Cement TruckView details →Get finance pre-approved today2008 Trailers 2000 Trailer And Rapid Spray UnitTrailersLOT 2142008 Trailers 2000 Trailer And Rapid Spray UnitView details →Get finance pre-approved today1982 Isuzu Sbr TruckTrucksLOT 791982 Isuzu Sbr TruckView details →Get finance pre-approved today400L Quick Spray Unit On 1978 TrailerTrailersLOT 215400L Quick Spray Unit On 1978 TrailerView details →Get finance pre-approved today2004 Iveco Eurocargo 100E24 TruckTrucksLOT 812004 Iveco Eurocargo 100E24 TruckView details →Get finance pre-approved today2021 Unknown Plant TrailerTrailersLOT 2202021 Unknown Plant TrailerView details →Get finance pre-approved today2009 Moore Ab Triple Tipper CombinationTrucksLOT 1762009 Moore Ab Triple Tipper CombinationView details →Get finance pre-approved today1993 Laceys Tandem Plant TrailerTrailersLOT 2211993 Laceys Tandem Plant TrailerView details →Get finance pre-approved today2013 Moore Road Train Tipper CombinationTrucksLOT 1772013 Moore Road Train Tipper CombinationView details →Get finance pre-approved todayHome Made Tool TrailerTrailersLOT 224Home Made Tool TrailerView details →Get finance pre-approved today2023 Hamelex White B Double Tipper CombinationTrucksLOT 1782023 Hamelex White B Double Tipper CombinationView details →Get finance pre-approved today2000 Capella Sales Plant TrailerTrailersLOT 2272000 Capella Sales Plant TrailerView details →Get finance pre-approved todayNew Power 11 R 22.5 Truck TyreTrucksLOT 652New Power 11 R 22.5 Truck TyreView details →Get finance pre-approved today2003 Nathan Box 6' TrailerTrailersLOT 2282003 Nathan Box 6' TrailerView details →Get finance pre-approved today1991 Laceys Box 6' TrailerTrailersLOT 2291991 Laceys Box 6' TrailerView details →Get finance pre-approved todayUnfinished Fully Enclosed TrailerTrailersLOT 231Unfinished Fully Enclosed TrailerView details →Get finance pre-approved today2012 Case Ih 2152 45FT Front And TrailerTrailersLOT 2432012 Case Ih 2152 45FT Front And TrailerView details →Get finance pre-approved todayPallet Of Trailer AxlesTrailersLOT 653Pallet Of Trailer AxlesView details →Get finance pre-approved todayDolly A-frameTrailersLOT 660Dolly A-frameView details →Get finance pre-approved todaySteel Trailer Loading RampsTrailersLOT 671Steel Trailer Loading RampsView details →Get finance pre-approved today8 X 5 Trailer Tub With ContentsTrailersLOT 7428 X 5 Trailer Tub With ContentsView details →Get finance pre-approved today7 X 4 Trailer Tub With ContentsTrailersLOT 7447 X 4 Trailer Tub With ContentsView details →Get finance pre-approved today6 X 4 Trailer Tub With ContentsTrailersLOT 7466 X 4 Trailer Tub With ContentsView details →Get finance pre-approved todayFlat Top Trailer Tail GateTrailersLOT 890Flat Top Trailer Tail GateView details →Get finance pre-approved todayTradie Trailer TopTrailersLOT 894Tradie Trailer TopView details →Get finance pre-approved today

Auction dates are multi-vendor, online only and set by Emerald Auction Centre. Lots shown are a sample of the October 2026 catalogue and current as at the latest update. Always confirm dates, lots and availability on the Emerald Auction Centre website before bidding.

Recent Auction Results

What Machinery Actually Sells For

Winning bids often land higher than buyers expect, and buyer's premium and GST sit on top. Here is what recent machinery sold for, so you can get pre-approved for enough to win.

2006 CAT D8T DozerDozers2006 CAT D8T DozerSold $400,0002009 CAT D10T DozerDozers2009 CAT D10T DozerSold $388,8502005 Drake Quad Axle Full Widener Low Loader, Vin: 6T9T25ABFTrailers2005 Drake Quad Axle Full Widener Low Loader, Vin: 6T9T25ABFSold $232,0002025 CAT 323D3 ExcavatorExcavators2025 CAT 323D3 ExcavatorSold $198,0002017 Graham Lusty Trailers B Double Tipper Combination, LeadTrailers2017 Graham Lusty Trailers B Double Tipper Combination, LeadSold $198,0002010 John Deere 770GP Motor GraderGraders2010 John Deere 770GP Motor GraderSold $160,8002007 Kenworth T650 Prime Mover, Vin: 6F50000007A436355, E/n:Trucks2007 Kenworth T650 Prime Mover, Vin: 6F50000007A436355, E/n:Sold $152,5002016 Merlo MF40.7CS TelehandlerTelehandlers2016 Merlo MF40.7CS TelehandlerSold $146,0001973 CAT D9G DozerDozers1973 CAT D9G DozerSold $132,0002005 Kenworth T650 Prime Mover, Vin: 6F50000005A429979, E/n:Trucks2005 Kenworth T650 Prime Mover, Vin: 6F50000005A429979, E/n:Sold $130,5002015 John Deere 8295R TractorTractors2015 John Deere 8295R TractorSold $125,0002010 John Deere 770GP Motor GraderGraders2010 John Deere 770GP Motor GraderSold $121,0002010 Nissan Ud MK6 Truck, Vin: JNBMKB37A00L00557, E/n: J08ETTrucks2010 Nissan Ud MK6 Truck, Vin: JNBMKB37A00L00557, E/n: J08ETSold $101,0001999 CAT 834B Wheel DozerDozers1999 CAT 834B Wheel DozerSold $100,5002016 Graham Lusty Trailers Tipper Trailer, Vin: 6V9GLT3TRGB0Trailers2016 Graham Lusty Trailers Tipper Trailer, Vin: 6V9GLT3TRGB0Sold $90,0002024 Moore Tipper Trailer, Vin: 6V9LMTSMTRP002011, No RegistTrailers2024 Moore Tipper Trailer, Vin: 6V9LMTSMTRP002011, No RegistSold $90,0002026 Bruce Rock Engineering Tarex Tipper Trailer, Vin: 6RFBRTrailers2026 Bruce Rock Engineering Tarex Tipper Trailer, Vin: 6RFBRSold $90,000Road Train Tipper Combination, 2007 Maxitrans Lead Toa TrailTrucksRoad Train Tipper Combination, 2007 Maxitrans Lead Toa TrailSold $83,0002017 Moore Tipper Trailer, Vin: 6V9LMTSMTHP002193, No RegistTrailers2017 Moore Tipper Trailer, Vin: 6V9LMTSMTHP002193, No RegistSold $81,0002007 John Deere 9760STS Combine HarvesterHarvesters2007 John Deere 9760STS Combine HarvesterSold $80,6002012 Komatsu PC450LC-8 ExcavatorExcavators2012 Komatsu PC450LC-8 ExcavatorSold $78,0002008 Challenger MT765B Tractor. S/n: AGCMT765VAMS61488, E/n:Tractors2008 Challenger MT765B Tractor. S/n: AGCMT765VAMS61488, E/n:Sold $73,0002019 Western Star 6964FXC Prime Mover, Vin: 5KKJABBG9KPKD511Trucks2019 Western Star 6964FXC Prime Mover, Vin: 5KKJABBG9KPKD511Sold $70,0001997 Brazier Livestock Trailer, Vin: 6H9T25000V2LC7009, RegiTrailers1997 Brazier Livestock Trailer, Vin: 6H9T25000V2LC7009, RegiSold $66,8002011 Sow Ezy/boss 24 Row 8M Planter With Transport Trailer.Trailers2011 Sow Ezy/boss 24 Row 8M Planter With Transport Trailer.Sold $62,4002014 Moore Tipper Trailer, Vin: 6V9LMTSMTEP002059, No RegistTrailers2014 Moore Tipper Trailer, Vin: 6V9LMTSMTEP002059, No RegistSold $60,2002002 John Deere 9320T TractorTractors2002 John Deere 9320T TractorSold $60,0002018 Stonestar Drop Deck Widener Trailer, Vin: LJT93VGP2H001Trailers2018 Stonestar Drop Deck Widener Trailer, Vin: LJT93VGP2H001Sold $58,4002024 JCB 155HD Skid Steer LoaderSkid Steers2024 JCB 155HD Skid Steer LoaderSold $55,0002014 John Deere S660 Combine HarvesterHarvesters2014 John Deere S660 Combine HarvesterSold $55,000

Budget for more than the hammer. Emerald adds a buyer's premium on top of the hammer price, 10% up to $100,000 and tapering to 8% and 5% on higher lots, plus GST, so a $40,000 lot costs about $44,000 before GST and delivery. Get pre-approved with room to win.

Get pre-approvedCalculate your repayments

Confirmed sold prices from the August 2026 Emerald Auction Centre multi-vendor auction (referred and passed lots excluded). A tiered buyer's premium applies on top of the hammer price, plus GST on lots sold by GST-registered vendors. Past results are a guide only, not a prediction of future prices.
How the Process Works

How Auction Finance Works at Emerald Auction Centre

A straightforward path from application to pre-approval, so your finance is locked in before the hammer falls.

01

Complete the Form in 60 Seconds

Tell us about your business and the auction you are financing through our secure online form.

02

Speak With an Auction Finance Specialist

An Australia-based auction finance specialist reviews your situation and walks you through the documents needed for the lender match.

03

Get Pre-Approved Over the Phone

You'll have a clear pre-approval, often within one business day, with rate, term and repayment structure tailored to how your business income flows.

04

Settle the Loan and Take Delivery

Your specialist sources the strongest matched offer and coordinates settlement with the dealer, private seller or auction house.

Get pre-approved to bid

WHO THIS IS FOR

Auction Finance Built for Buyers Who Move Fast

Auctions move fast and the best lots go to buyers who arrive already funded. Established operators across earthmoving, transport, agriculture and mining are knocked back by banks on age or paperwork, stalled in single-lender queues that cannot turn around before sale day, and locked into single products by dealer finance that will not touch a mixed catalogue. Whether you are upgrading a single machine, replacing a unit at end of life, or bidding across several lots in the one sale, your application goes to specialist asset lenders who price on the lot value and your trading history.

Your application goes to specialist asset finance lenders who assess the lot value, your trading history and contract income directly, in one structured submission timed around the Emerald auction calendar.

  • Bidding at an upcoming sale Get pre-approved before the catalogue closes, so you can register, set a firm limit and bid with real numbers instead of guesswork.
  • Winning a lot on a tight deadline Auction settlement windows are short. With pre-approval already in place we pay Emerald direct so you collect your gear on time.
  • Bidding across several lots Tell us your total bidding budget and we size one facility across multiple lots, so you bid the whole catalogue without reapplying.
  • Any-age or high-hour machinery No make, model or year-of-manufacture cap. Lenders price on condition and earning capacity, which is how an auction catalogue is built.

Trucks financeTrucksSemi-trailers and trailers financeSemi-Trailers & TrailersRefrigerated trucks financeRefrigerated TrucksExcavators and loaders financeExcavators & LoadersCranes and site machinery financeCranes & Site MachineryTrailer trucks financeTrailer TrucksTractors and harvesters financeTractors & HarvestersYellow goods financeYellow GoodsSkid steers and access equipment financeSkid Steers & Access Equipment
RECENT SETTLEMENTS

Real Results for Emerald Auction Buyers

Auction finance settled across a wide panel of Australian lenders, from single-lot buyers to operators bidding across the full catalogue. Asset-backed lending priced on condition and earning capacity, with no age caps. ACL 389328.

"I spotted a low-hour excavator in the Emerald catalogue, but a bank was never going to come through before sale day. Pre-approval gave me a firm ceiling, so I registered and bid with real numbers instead of hoping."

Civil contractor
Earthmoving buyer

"Picked up a tipper and two trailers across three lots in the one sale. Equifund sized a single facility to my whole bidding budget, so I moved between lots without reapplying for each hammer."

Haulage operator
Mixed-lot purchase

"The grader I wanted was fifteen years old and every bank I rang put an age cap on it. Equifund matched me to a lender that priced it on condition and hours, which is how an auction catalogue actually works."

Plant hire owner
Older asset

"I run lean and did not want to tie up cash before a busy season. A no-deposit structure on the loader I won at auction kept my equity on existing assets where it needed to be."

Earthmoving subcontractor
No-deposit buyer

"My financials lagged the contract book because we had just won new civil work. The lender scored the deal on the signed contracts and the machine itself, not last year's numbers."

Civil foreman
Contract-backed

"I spotted a low-hour excavator in the Emerald catalogue, but a bank was never going to come through before sale day. Pre-approval gave me a firm ceiling, so I registered and bid with real numbers instead of hoping."

Civil contractor
Earthmoving buyer

"Picked up a tipper and two trailers across three lots in the one sale. Equifund sized a single facility to my whole bidding budget, so I moved between lots without reapplying for each hammer."

Haulage operator
Mixed-lot purchase

"The grader I wanted was fifteen years old and every bank I rang put an age cap on it. Equifund matched me to a lender that priced it on condition and hours, which is how an auction catalogue actually works."

Plant hire owner
Older asset

"I run lean and did not want to tie up cash before a busy season. A no-deposit structure on the loader I won at auction kept my equity on existing assets where it needed to be."

Earthmoving subcontractor
No-deposit buyer

"My financials lagged the contract book because we had just won new civil work. The lender scored the deal on the signed contracts and the machine itself, not last year's numbers."

Civil foreman
Contract-backed

"Bought a prime mover and a curtain-sider out of the same catalogue. Rather than two applications with two credit hits, it went through as one submission and one decision."

Transport operator
Multi-asset purchase

"Low-doc was the difference. As an established ABN holder I did not want to pull together a full financial pack against an auction date, and I did not have to."

Owner-operator
Low-doc buyer

"We were replacing a unit at end of life and the timing was tight around the sale. Pre-approval meant settlement went direct to Emerald and I collected the gear without holding up the yard."

Quarry manager
Fleet replacement

"I bid on farm gear at auction every season and used to scramble for finance each time. Now I get a facility pre-approved ahead of the catalogue and just bid to the limit."

Broadacre farmer
Agricultural buyer

"Wanted a chattel mortgage structured for my tax position on a dozer I won. They matched the balloon and term to how the machine actually earns, not a stock repayment schedule."

Earthmoving contractor
Structured finance

"Bought a prime mover and a curtain-sider out of the same catalogue. Rather than two applications with two credit hits, it went through as one submission and one decision."

Transport operator
Multi-asset purchase

"Low-doc was the difference. As an established ABN holder I did not want to pull together a full financial pack against an auction date, and I did not have to."

Owner-operator
Low-doc buyer

"We were replacing a unit at end of life and the timing was tight around the sale. Pre-approval meant settlement went direct to Emerald and I collected the gear without holding up the yard."

Quarry manager
Fleet replacement

"I bid on farm gear at auction every season and used to scramble for finance each time. Now I get a facility pre-approved ahead of the catalogue and just bid to the limit."

Broadacre farmer
Agricultural buyer

"Wanted a chattel mortgage structured for my tax position on a dozer I won. They matched the balloon and term to how the machine actually earns, not a stock repayment schedule."

Earthmoving contractor
Structured finance
Reviews

What our clients have to say

Rated 5.0 on Google by Australian business owners for fast pre-approvals, flexible terms and exceptional service.

See all reviews on Google
Rebecca Busch27 August 2026

Exceptional service, so grateful to Cody! Cody worked above and beyond to get me the best rate. Nothing was a problem, he answered every question I had thoroughly and had my loan sorted and finalised within days. I would highly recommend Cody from Equifund to anyone needing finance.

Bryce Douch20 August 2026

Excellent service, good communication would highly recommend

Nicole Hawkins5 August 2026

Great service from Cody quick and easy to deal with

Fiona Gowty5 August 2026

Cody was absolutely amazing. He went above and beyond all our expectations. He achieved what we thought was impossible. No road block was too high, he found a way around it and the best part was he communicated with us every step of the way. Cannot praise him enough. Well done and thanks Cody!!!

Brad Skillman4 August 2026

Alex was fantastic to deal with , highly recommended

Brittney Diamond4 August 2026

Alex was extremely helpful. He got us exactly what we needed! He came up with solutions when we needed them & was very active with communication across the whole process. We will definitely use Equifunds services again, mainly due to Alex!

Bex14 July 2026

We had a fantastic experience with our finance broker. They were incredibly fast, proactive, and excellent at problem-solving throughout the entire process. Nothing was too much trouble, and they found solutions whenever challenges came up. Their communication was great, and they made what could have been a stressful experience feel easy. Highly recommend their services!

riley lamperd14 July 2026

Equifund was absolutely amazing to deal with. Alex and Amelia were fantastic. Talking to Alex felt like talking to one of my mates at the pub. Highly recommend them to anyone and will for be using them again for any purchase I have to make.

Lachlan Newman7 July 2026

I was put onto these guys by a good mate and another long time Equifund customer, and it was 100% the correct decision. Plenty of headaches along the way (out of both of our control), which Jake and Amelia completely took over and kept both myself and other stakeholders completely informed, and had all issues resolved. Will 100% use them again, and would give them 6 stars if i could. 5 will have to do for now, and a huge thank you to the Equifund team. Best in the business by a long shot.

Get pre-approved to bid
How We Compare

Four Ways to Fund a Winning Bid

When the hammer falls at Emerald, the money needs to be ready. Here is how getting pre-approved with Equifund compares with the alternatives before you bid.

Recommended

Equifund

Auction finance specialist

  • Pre-approved bidding limit before the auction
  • Settlement paid direct to Emerald, often same week
  • New, used, ex-fleet and auction lots all financed
  • $0 deposit for prime applications, secured on the machine
  • A wide lender panel matched to your deal
  • Keeps your working capital in the business
  • Your specialist handles lender, paperwork and settlement

Your bank

Direct to one lender

  • Credit decision often not ready before the sale
  • 5 to 10 business days to settle
  • Restrictive on used and auction-bought stock
  • Deposit and often property security required
  • One bank, one credit template
  • Ties up your existing banking facilities
  • You do the legwork

Buy with cash

Self-funding the purchase

  • Bidding limit capped by cash on hand
  • Immediate, but drains your reserves
  • Any lot, if you can pay in full
  • 100% of the hammer price up front
  • No lender or finance structure
  • Locks up capital in a single asset
  • You manage the whole purchase

Finance after you win

Sorting finance after the sale

  • No funding certainty when you bid
  • Racing Emerald's settlement deadline
  • Lender may decline the lot after you commit
  • Terms unknown until after the sale
  • Whoever will move fast enough
  • Pressure to accept a costly last-minute offer
  • You scramble under deadline
FAQ

Common Auction Finance Questions

Straight answers to the questions Australian auction buyers ask most.

How long does auction finance take to settle?

Pre-approval is typically inside 24 hours once you submit the form. Settlement timing then depends on the lender and asset details, with many Australian deals settling within a week of pre-approval.

Can I finance several lots in one application?

Yes, you can finance several lots in one application. Tell us your total bidding budget and we size a single facility to cover several lots, so you can bid across the catalogue without reapplying. Larger packages can be split across more than one lender to suit each asset.

What is auction finance?

Auction finance is a business loan arranged specifically to buy plant, machinery and equipment at auction. You get pre-approved before the sale so you can bid to a firm limit, then funds are paid direct to the auction house when you win. Equifund arranges auction finance across a wide panel of Australian lenders, with no make, model or year-of-manufacture cap and settlement timed to the auction window.

What is pre-approval in auction finance?

Pre-approval is a conditional finance decision issued before you commit to a machine. It sets the maximum loan amount, indicative rate, term and repayment structure so you can negotiate with dealers, private sellers or auction houses on solid ground. Equifund pre-approvals are typically issued within 24 hours of form submission.

Can I get pre-approved before bidding at Emerald Auction Centre?

Yes, you can get pre-approved before bidding at Emerald Auction Centre, and we recommend it. Pre-approval gives you a clear bidding limit so you can register, bid and settle without holding up the sale. Most pre-approvals are issued within 24 hours of applying.

Do you finance every lot in the catalogue?

We finance the full catalogue: earthmoving and plant, trucks and trailers, tractors and farm equipment, mining gear and general plant. There is no make, model or year-of-manufacture cap. Pre-approval rests on the asset value and your business profile.

How quickly can you settle once I win a lot?

With pre-approval already in place, we co-ordinate funds direct to Emerald Auction Centre once your bid is successful. Settlement happens inside the auction's standard settlement window so you can collect without delay.

Can I bid across multiple lots on one pre-approval?

Yes, one pre-approval can cover bids across multiple lots. Tell us your overall bidding budget and we pre-approve a facility sized to cover several lots, so you can bid across the catalogue without reapplying for each one.

Can I refinance an existing auction loan?

Yes, you can refinance an existing auction loan. Many Australian operators refinance to restructure repayments around their income cycle, release equity from the asset, or consolidate multiple auction loans into one facility.

Which lenders does Equifund work with?

We have a wide panel of Australian lenders spanning major banks, specialist asset financiers and non-bank lenders that specifically understand business income and business assets. Your specialist matches your file to the right lender for the deal.

What's the difference between a chattel mortgage and a finance lease?

A chattel mortgage gives you immediate ownership of the machine while the lender holds it as security. You claim GST upfront and depreciate the machine for tax. It is the most common structure for established Australian owner-operators. A finance lease keeps the machine on the lender's books with set monthly payments and an optional residual paid at the end of the term. Useful for operators managing repayments against equipment turnover. Your Australia-based auction finance specialist will recommend the structure that suits your business and tax position. Read the full chattel mortgage vs finance lease comparison. This is general information only, not tax or financial advice, so confirm your position with a registered tax agent.

What is low-doc auction finance?

Low-doc auction finance is finance assessed on a reduced documentation set, usually a Director declaration plus business activity statements or recent bank statements, rather than full financials. It is faster to process and common for established small-fleet operators in Australia who would rather not produce two years of full tax returns for a single asset purchase.

What is an Australian Credit Licence (ACL)?

An Australian Credit Licence (ACL) is a licence issued by ASIC permitting a business to engage in credit activities under the National Consumer Credit Protection Act. Equifund holds Australian Credit Licence 389328. Working with an ACL holder is a baseline regulatory protection for the borrower and a baseline trust signal for any Australian finance provider.

What types of machinery can I finance in Australia?

We finance earthmoving and plant, excavators, dozers, graders, loaders, tractors, harvesters, trucks, trailers and general plant across all major makes including Caterpillar, Komatsu, Hitachi, John Deere, Bobcat, JCB, Kenworth and Volvo. New, used, ex-fleet, dealer or private sale.

Do I need to own property to qualify?

No, you do not need to own property to qualify. Many of our lenders score the deal on business income and asset value rather than requiring property security. Non-property owners regularly settle auction finance through Equifund.

Do I need a deposit?

You do not always need a deposit. $0 deposit is available for prime applications, especially for established operators with active contracts. Other deals may require a deposit depending on the asset, the lender and the loan term.

Can I finance a used machine, private sale, or auction purchase?

Yes, you can finance a used machine, private sale or auction purchase. We finance dealer purchases, private sales, auctions and end-of-lease buyouts. The auction just needs to meet the lender's age and condition requirements.

Do you finance trailers and equipment as well as machinery?

Yes, we finance trailers and equipment as well as machinery. Earthmoving plant, trucks, trailers, tractors and attachments are all on the panel. Trailer or attachment security can be structured independently of the main asset if that better suits the deal.

Can you finance older or high-hour machinery?

Yes, we can finance older and high-hour machinery. We do not apply strict age limits. Lenders on our panel finance any-age assets on quality, condition and earning capacity, which suits an auction catalogue.

Do I need to own property or pay a deposit?

In most cases you need neither property nor a deposit. Equipment finance is secured against the asset itself, and no-deposit options are available for eligible buyers including sole traders and contractors.
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Auction Finance Guides

Know Your Numbers Before You Bid

Quick reads on how auction finance works, so you can bid with a firm limit and no surprises.

Auction Pre-Approval: Know Your Limit Before You BidAuction Pre-Approval: Know Your Limit Before You BidHow pre-approval sets a firm bidding limit before the sale, so you know exactly how high you can go.Read the guide →Buyer's Premium Explained: What It Adds to Your Finance AmountBuyer's Premium Explained: What It Adds to Your Finance AmountThe buyer's premium and GST that land on top of the hammer price, and how to build them into your finance.Read the guide →What Lenders Will and Will Not Fund at AuctionWhat Lenders Will and Will Not Fund at AuctionWhich lots lenders will finance and which they will not, so there are no surprises after you win the bid.Read the guide →

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