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WHO THIS IS FOR

Truck Finance Built for Australian Operators

Truck operators across Australia running linehaul, 3PL contract, refrigerated FMCG, port drayage, last-mile and bulk-haulage work are knocked back by banks, stalled in single-lender queues, and locked into single products by dealer finance. Whether you're an owner-driver on a single prime mover, a small-fleet linehaul operator on a national 3PL contract, a refrigerated specialist on grocery distribution, a port drayage sub-contractor on container runs, a last-mile e-commerce operator on rigid fleets, or a livestock, fuel or bulk-liquid hauler, we finance prime movers, rigids, semi-trailers, B-doubles and full combinations.

Weighing up your options first? See our full comparison of the best truck finance options in Australia.

Your application goes to specialist transport lenders who assess freight income, shipper contracts and trading history directly, in one structured submission with no multi-lender credit hits.

  • Upgrading ageing trucks or trailers Replace before maintenance costs outpace what a newer asset would be worth. Trade-in and replacement structured in one application.
  • Securing a new freight contract Quote the work confident your pre-approval is locked in and the asset will be on site for day one.
  • Buying used, dealer or private sale Auction, dealer and private deals other lenders walk away from. We settle direct to the seller and handle the paperwork end to end.
  • Refinancing existing equipment loans Lower monthly repayments, restructure balloons before they're due, or consolidate multiple loans into one repayment.

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Trucks
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Semi-Trailers & Trailers
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Refrigerated trucks
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Excavators & Loaders
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Cranes & Site Machinery
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Trailer Trucks
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Tractors & Harvesters
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Yellow Goods
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Skid Steers & Access Equipment
HOW THE PROCESS WORKS

How Truck Finance Works in Australia

A simple, secure online application, with honest advice from a Australia specialist you can trust.
No pressure. No hit to your credit score.

01
Group (3)

Complete the Form in 60 Seconds

Tell us about your transport business and the truck or trailer you are financing through our secure online form.

02
Group (4)

Speak With a Truck Finance Specialist

An Australia-based truck finance specialist reviews your situation and walks you through the documents needed for the lender match.

03
Frame (9)

Get Pre-Approved Over the Phone

You'll have a clear pre-approval often within 1 business day, with rate, term and repayment structure tailored to how your freight income actually flows.

04
Group (5)

Settle the Loan
and Take Delivery

Your specialist sources the strongest matched offer and coordinates settlement with the dealer, private seller or auction house.

# Equifund Financial Group > Equifund is an Australian commercial finance broker (ACL 389328) connecting businesses with 80+ lenders for truck, equipment and business vehicle finance. Phone: 1300 464 805. Suite 24-25, 175-181 Oxford St, Bondi Junction NSW 2022. ## Core pillar pages - Best Truck Finance in Australia: https://equifund.com.au/best-truck-finance-australia Compares chattel mortgage, hire purchase, finance lease and novated lease for truck and road transport assets. - Best Business Vehicle Finance in Australia: https://equifund.com.au/best-business-vehicle-finance-australia Comparison guide for light commercial vehicles, vans and passenger vehicles. - Best Construction Equipment Finance in Australia: https://equifund.com.au/best-construction-equipment-finance-australia Compares finance structures for excavators, loaders, dozers, forklifts and earthmoving equipment. ## Finance structure pages - Chattel Mortgage: https://equifund.com.au/chattel-mortgage - Hire Purchase: https://equifund.com.au/hire-purchase - Chattel Mortgage vs Finance Lease: https://equifund.com.au/chattel-mortgage-vs-finance-lease - Truck Refinance: https://equifund.com.au/truck-refinance ## Service hubs - Truck Finance: https://equifund.com.au/truck-finance - Truck Finance Brokers: https://equifund.com.au/truck-finance-brokers - Used Truck Finance: https://equifund.com.au/used-truck-finance-australia - Motor Vehicle Finance: https://equifund.com.au/motor-vehicle-finance - Business Equipment Finance: https://equifund.com.au/business-equipment-finance - Equipment Finance Broker: https://equifund.com.au/equipment-finance-broker - Farming and Agriculture Finance: https://equifund.com.au/farming-and-agriculture-finance ## Tools - Finance Calculator: https://equifund.com.au/finance-calculator - Apply Now: https://equifund.com.au/apply-now ## Blog - What is Truck Finance in Australia: https://equifund.com.au/blog/what-is-truck-finance-australia - Why Use an Equipment Finance Broker: https://equifund.com.au/blog/why-use-equipment-finance-broker-australia - Instant Asset Write-Off 2026: https://equifund.com.au/blog/instant-asset-write-off-2026-australia - Low Doc Equipment Finance: https://equifund.com.au/blog/low-doc-equipment-finance-abn-2026-australia ## Entity Equifund Financial Group | ACN 647 510 790 | ACL 389328 | Rating 5.0 (191 reviews) | General advice only - not personal financial advice.

EQUIPMENT WE HELP FINANCE

Truck Brands and Classes We Help Finance

From owner-driver prime movers to multi-truck fleets. New, used, dealer and private-sale across every major brand on the Australian market.

Brands We Help Finance

  • Kenworth
  • Scania
  • Volvo
  • Mack
  • Western Star
  • Isuzu
  • Mercedes-Benz
  • DAF
  • Hino
  • Iveco
  • MAN
  • Freightliner

Truck Classes We Help Finance

  • Prime Movers

    Single + multi-axle prime movers for linehaul, interstate corridor and B-double work.

  • Rigid Trucks

    Light, medium and heavy rigids for distribution, construction supply and metropolitan work.

  • Semi-Trailers

    Tautliners, drop-decks, flat-tops, B-doubles and combination trailer sets.

  • Tippers + Tipper Combos

    Civil-spec tippers, body trucks, tipper trailer sets and quad-axle road train trailers.

  • Refrigerated Trucks

    Single and multi-temp reefers for cold-chain distribution, supermarket DC and frozen freight.

  • Specialist Bodies

    Crane trucks, tow trucks, water trucks, concrete agitators, cherry pickers and vacuum trucks.

Equifund finance specialist on call
truck finance specialists

Apply for Your Truck Finance

Three quick steps. A truck finance specialist gets back to you the same business day.

Pre-approval in 24 hours
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