Asset Finance Solutions Across Australia
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How Asset Finance Works
1. Application Process
Applying for asset finance with Equifund Financial Group is simple. We make it easy for businesses of all sizes to get the funding they need. You can apply online or get in touch with one of our finance specialists to discuss your needs.
2. Approval & Documentation
Once we have all the details, we'll process your application quickly. Our team will work with you to complete the necessary documentation, ensuring everything is in place for approval.
3. Asset Purchase & Delivery
After approval, you'll receive the funds to purchase the asset of your choice. Our finance experts will guide you through the final steps, ensuring the process is seamless.
4. Repayment Options
We offer flexible repayment options to suit your business cash flow. Choose terms that work for your schedule and budget, with regular repayments made easy and convenient.
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What Sets Us Apart
One of our trusted representatives can assist with endless options for you including:
NO DEPOSIT OPTIONS
NON PROPERTY OWNERS
NO AGE RESTRICTIONS ON ANY ASSET
ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS
SAME DAY APPROVALS
IDENTIFICATION BASED APPROVALS
assets financed
businesses helped
years of experience
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Our Truck Finance Options
Operating Lease
An operating lease is an agreement that allows for the use of an asset but does not convey ownership rights of the asset. Operating leases are considered a form of off-balance-sheet financing—meaning a leased asset and associated liabilities.
No Doc
A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.
Cash Flow
A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.
Refinancing
A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers will try to refinance when interest rates fall, or they qualify for a lower rate loan. Refinancing involves the re-evaluation business’s credit and repayment status to obtain a better commitment.
Chattel Mortgage
A Chattel Mortgage is primarily used in the event where an asset is being purchased for business use. It is structured similarly to a regular mortgage, where the lenders provide funds to purchase the asset (known as a Chattel) and register their security interest on the Personal Property Securities Register (PPSR) for the life of the loan. When all loan repayments have been made, you will have a full ownership of the asset.
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Why Equifund Financial Group?
With years of experience helping Australian businesses grow, Equifund is the partner you can trust for all your asset finance needs. Our expert team is here to help you every step of the way, ensuring you get the best financing solution for your unique business requirements.
We specialise in:
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Fast and easy approval
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Competitive and transparent rates
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Flexible terms
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Business focused support
Whether you're a startup or an established business, our asset finance solutions are tailored to help you succeed.
Most Common FAQ on Asset Finance
Asset Finance enables businesses to acquire the equipment and vehicles they need, without having to pay the full amount upfront. This is an essential solution for businesses that want to remain agile, manage cash flow, and ensure their operations run smoothly.
Our tailored finance options are designed to suit a variety of business needs, whether you're looking to finance new or used assets. With Equifund, you’ll enjoy:
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Competitive Rates: We offer some of the most competitive rates in the market, ensuring you get the best value for your business.
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Flexible Terms: Choose from a range of loan terms and repayment options that align with your financial goals.
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Quick Approvals: We understand the importance of time in business. Our streamlined process ensures fast approvals, so you can move forward without delays.
1. Application Process
Applying for asset finance with Equifund Financial Group is simple. We make it easy for businesses of all sizes to get the funding they need. You can apply online or get in touch with one of our finance specialists to discuss your needs.
2. Approval & Documentation
Once we have all the details, we'll process your application quickly. Our team will work with you to complete the necessary documentation, ensuring everything is in place for approval.
3. Asset Purchase & Delivery
After approval, you'll receive the funds to purchase the asset of your choice. Our finance experts will guide you through the final steps, ensuring the process is seamless.
4. Repayment Options
We offer flexible repayment options to suit your business cash flow. Choose terms that work for your schedule and budget, with regular repayments made easy and convenient.
We finance a wide range of assets, including trucks, machinery, agricultural equipment, office equipment, technology, and more. If it’s essential to your business, we can help finance it.
Approval times vary, but with Equifund, we pride ourselves on quick turnaround times. Once we have all the required information, we can provide approval within 24-48hrs.
No, one of the benefits of asset finance is that it typically requires little to no upfront deposit. You only pay a portion of the asset's value, and the rest is financed over time.
Yes, we provide finance for both new and used equipment, machinery, and vehicles. Whether you're upgrading or purchasing pre-owned assets, we have flexible solutions for your needs.
Yes, in most cases, you can own the asset outright once all repayments have been completed, giving you full control of the asset after the finance period ends.
Asset finance may offer tax benefits, as businesses can usually claim tax deductions on interest payments as a business expense. However, it’s advisable to consult with a tax professional to understand how this applies to your situation.
We offer financing for a wide range of trucks, ensuring that you can get the right vehicle to support your business needs. Some of the truck types we finance include:
No matter what type of truck you need, Equifund Financial Group is here to provide the financial solutions that help your business stay on the road.
At Equifund Financial Group, we offer a customer-centric approach to truck financing. Our experienced team works closely with you to find the best financing options for your business, whether you’re purchasing a single truck or expanding a large fleet. Our goal is to make the process as seamless as possible, providing you with flexible terms, fast approvals, and exceptional service every step of the way.
Key Benefits of Truck Financing with Equifund Financial Group:
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Flexible Loan Amounts: Whether you're buying one truck or financing a fleet, we provide flexible loan amounts to suit your needs.
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Tailored Solutions: We understand that every business is unique. Our finance solutions are tailored to meet the specific needs of your business and cash flow situation.
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Fast Approval Process: We know that time is of the essence in business, and that’s why we offer quick and easy approval processes to get you the truck you need as soon as possible.
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Access to Over 80+ Lenders: As a trusted financial partner, we provide you with access to a broad network of lenders to ensure you receive the most competitive loan terms.
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Specialised Truck Finance Expertise: With years of experience in the industry, our team of experts is here to guide you through the process and help you make informed decisions about your truck finance.