The Equifund team knows how hard it can be for small to medium business to obtain Cash Flow Financing. We know the importance of paying bills on time and that is where we come in hand and love to assist. If meeting your everyday payments are difficult, let one of our specialists take the pressure off you and work out a strategy to help. The Equifund service will not only save you time, but we will save you money and make sure that the product chosen will best benefit your business and help you grow. Feel free to call us or please fill out the form online and one of our specialists will call you straight away!
Do you have bills to pay, but not exactly sure how to do it? Equifund is here to help you find the best short-term loan. We will complete the application together, and fit you with a suitable reliable lender. While you focus on what’s most important, we will do the hard work
One of our trusted representatives can assist with endless options for you including:
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An operating lease is an agreement that allows for the use of an asset but does not convey ownership rights of the asset. Operating leases are considered a form of off-balance-sheet financing—meaning a leased asset and associated liabilities.
A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.
A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.
A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers will try to refinance when interest rates fall, or they qualify for a lower rate loan. Refinancing involves the re-evaluation business’s credit and repayment status to obtain a better commitment.
A Chattel Mortgage is primarily used in the event where an asset is being purchased for business use. It is structured similarly to a regular mortgage, where the lenders provide funds to purchase the asset (known as a Chattel) and register their security interest on the Personal Property Securities Register (PPSR) for the life of the loan. When all loan repayments have been made, you will have a full ownership of the asset.
Using the calculator is straight forward. User enters a "loan amount", "number of months", "annual interest rate". The calculator calculates the number of monthly payments.
The "Payment Method" determines when the first payment is due. With the default selection, "End-of-Period", the first payment will be due one month after the loan is made. If "Start-of-Period" is selected, then the first payment will be due on the loan date.
The term (duration) of the loan is expressed as a number of months.
Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://financial-calculators.com/loan-calculator
All calculators will remember your choice. You may also change it at any time.
Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.