Equipment Finance for Business

At Equifund Financial Group, we provide tailored equipment finance solutions to help businesses of all sizes acquire the machinery, tools, and vehicles they need to thrive, without depleting capital.

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Equipment finance for business is a financing option that allows companies to purchase or lease new or used equipment without paying the full cost upfront. This type of finance allows you to spread the cost of the equipment over time, enabling your business to maintain cash flow while still gaining access to the tools needed to succeed.

Benefits of Equipment Finance

Preserve Cash Flow: Keep your working capital free for other operational expenses.
Flexible Repayment Options: Choose a repayment schedule that suits your business's cash flow cycle.
Tax Benefits: Depending on your situation, you may be eligible for tax deductions under the Instant Asset Write-Off scheme.
Access to Newer Equipment: Stay ahead of the curve by upgrading your equipment regularly, ensuring you have the latest technology at your disposal.
Quick & Easy Approval: Get fast approvals and access the equipment you need without lengthy delays.

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Prime Mover Finance

2 Equipment finance

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Tray Truck Finance

NO DEPOSIT OPTIONS

NON PROPERTY OWNERS

NO AGE RESTRICTIONS ON ANY ASSET

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

SAME DAY APPROVALS

IDENTIFICATION BASED APPROVALS

Operating Lease

If you don’t want the responsibility of ownership, an operating lease allows you to lease the machinery for a set period. This is ideal if you need the crane temporarily or if you prefer to upgrade to new equipment regularly.

No Doc

A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.

Cash Flow

A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.

Machinery Refinance

If you already have a loan for your machinery, we can help you refinance to secure better rates or extended terms. Refinancing can help release equity in the equipment and free up cash for other business needs.

Chattel Mortgage

With a chattel mortgage, you can own the machinery from day one while making manageable payments. The crane is considered an asset of your business, which allows you to claim tax depreciation on the equipment.

How Equipment Finance Works

Choose Your Equipment – Select the equipment that fits your business needs, whether it's new or used.

Get Pre-Approval – Apply for finance, and we’ll assess your business's financial position to provide tailored options.

Sign the Agreement – Once approved, we’ll prepare the financing agreement. Review the terms and sign.

Get Your Equipment – Receive your equipment and start using it immediately to enhance your business operations.

Repay Over Time – Enjoy flexible repayment terms while you grow your business, all while benefiting from the equipment you need.

Why Choose Equifund Financial Group?

Expert Advice: We offer personalised consultations and expert advice tailored to your business needs.

Fast Approvals: Our process is streamlined, meaning your equipment is secured and your business operations can continue with minimal disruption.

Competitive Rates: We offer some of the most competitive rates in the market, ensuring that your financing solution is cost-effective.

Customised Solutions: We understand that no two businesses are the same, which is why we offer flexible terms and repayment plans.