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Truck Finance Western Australia

Looking for reliable Truck Finance Western Australia? Equifund Financial Group offers tailored finance solutions for businesses and individuals in need of trucks, trailers, and commercial vehicles. Whether expanding your fleet or purchasing your first vehicle, we provide competitive rates and flexible terms to suit your needs.
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Total Summary

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Loan Amount $ 10,000.00
Annual Interest Rate (%) Interest % 13
Number Of Months Months 60
Total Monthly Payment

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What Sets Us Apart

One of our trusted representatives can assist with endless options for you including:

NO DEPOSIT OPTIONS

NO DEPOSIT OPTIONS

NON PROPERTY OWNERS

NON PROPERTY OWNERS

NO AGE RESTRICTIONS ON ANY ASSET

NO AGE RESTRICTIONS ON ANY ASSET

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

SAME DAY APPROVALS

SAME DAY APPROVALS

IDENTIFICATION BASED APPROVALS

IDENTIFICATION BASED APPROVALS

1000+

assets financed

1000+

businesses helped

10+

years of experience

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Our Truck loan Options

Operating Lease

Operating Lease

An operating lease is an agreement that allows for the use of an asset but does not convey ownership rights of the asset. Operating leases are considered a form of off-balance-sheet financing—meaning a leased asset and associated liabilities.

No Doc

No Doc

A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.

Cash Flow

Cash Flow

A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.

Refinancing

Refinancing

A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers will try to refinance when interest rates fall, or they qualify for a lower rate loan. Refinancing involves the re-evaluation business’s credit and repayment status to obtain a better commitment.

 
Chattel Mortgage

Chattel Mortgage

A Chattel Mortgage is primarily used in the event where an asset is being purchased for business use. It is structured similarly to a regular mortgage, where the lenders provide funds to purchase the asset (known as a Chattel) and register their security interest on the Personal Property Securities Register (PPSR) for the life of the loan. When all loan repayments have been made, you will have a full ownership of the asset.

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Why Truck Finance Is Essential in Western Australia

Meeting the Demands of WA's Core Industries

WA’s economy is heavily driven by key industries like construction, transportation, mining, and civil infrastructure. Each of these sectors relies on dependable truck fleets for daily operations.

  • Construction companies need tippers, crane trucks, and concrete agitators.

  • Transport and logistics providers require prime movers, curtain-siders, and B-doubles.

  • Mining contractors and civil firms depend on vacuum trucks, water carts, and service trucks for remote and rugged environments.

Having access to reliable truck finance allows these businesses to scale efficiently, manage workloads, and remain competitive in demanding sectors.

Avoiding Large Upfront Costs

Investing in new or used trucks can be capital-intensive. With our flexible loan terms and minimal upfront costs, you can spread payments over time, preserving your working capital for day-to-day operations.

truck finance perth

Truck Finance Perth | Fast Approvals for Local Operators

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If you’re running a business in Perth and need reliable truck finance, Equifund Financial Group offers tailored loan solutions designed for local operators. From small businesses in the metro area to contractors working across the suburbs, we provide low-doc, fast-approval truck loans that help you get moving — without the paperwork headaches.

Whether you’re financing a prime mover, tipper, crane truck, or vacuum vehicle, we’ve got your back with flexible terms, minimal documentation, and local industry expertise.

 Why Choose Equifund for Truck Finance in Perth?

  • Same-day pre-approval

  • Loans up to $500K – no property required

  • Private and dealer sale finance available

  • Custom solutions for all credit types

  • Local knowledge, national reach

Perth businesses across construction, freight, civil works, and mining support services rely on our truck finance options to scale their operations quickly and affordably.

Frequently Asked Questions (FAQ) About Truck Finance Western Australia

What is Truck Finance Western Australia?

Truck Finance Western Australia refers to tailored financing solutions available for individuals and businesses across Western Australia looking to purchase new or used trucks. Instead of paying upfront, you can spread the cost over a manageable term through a truck loan, preserving your working capital for other needs.
At Equifund Financial Group, we make securing truck finance in Western Australia simple and accessible for all types of clients.

Who can apply for Truck Finance in Western Australia?

Truck finance in Adelaide is available to:

  • Sole traders

  • Owner-operators

  • Small businesses

  • Large logistics companies

  • Start ups with an ABN

  • Individuals purchasing a truck for business use

Whether you're expanding your fleet or starting your own transport business, our team can find the right truck finance solution for you in Western Australia.

What types of trucks can I finance in WA?

We offer truck financing for a wide range of vehicles, including:

  • Prime movers

  • Heavy rigid (HR) trucks

  • Light rigid (LR) trucks

  • Tippers

  • Flatbed trucks

  • Refrigerated trucks

  • Crane trucks

  • Tow trucks

No matter what type of truck you need, our Truck Finance Western Australia options can help make it happen.

Can I get Truck Finance for a used truck in Western Australia?

Yes! At Equifund Financial Group, we can arrange finance for both brand new and used trucks.
Used truck finance can be a cost effective option, and we work with lenders who specialise in financing second-hand trucks that meet certain age and condition criteria.

Do I need a deposit for Truck Finance in Western Australia?

Not always. Many of our lender partners offer 100% truck finance with no deposit required, especially for businesses with a strong trading history.
However, offering a deposit could help reduce your repayments or improve your loan approval chances if you’re a new business or have limited documentation.

How can I estimate my repayments for Truck Finance Western Australia?

You can use our free Truck Loan Calculator to estimate your potential repayments.
Simply enter the loan amount, term, and estimated interest rate to see what your monthly or fortnightly payments could look like. It's a great first step before applying for truck finance..

How long does it take to get approved for Truck Finance in Western Australia?

Pre-approvals can often be arranged within 24 to 48 hours, provided we have all the necessary documents.
We understand that time is critical in the transport industry, and we work fast to get you moving.

Why choose Equifund Financial Group for Truck Finance Western Australia?

At Equifund Financial Group, we offer:

  • Access to 70+ lenders across Australia

  • Personalised truck finance solutions

  • Fast pre-approvals

  • Low-doc and no-doc truck finance options

  • Competitive truck loan rates

  • Specialist support for sole traders, owner-operators, and companies

Do you offer Truck Finance for Western Australia truck dealers?

Yes!
We partner with Western Australia truck dealers to offer on-the-spot finance approvals, voucher promotions, and special finance packages to help dealerships close more sales.
If you're a dealer looking to boost truck sales with flexible customer finance options, contact us today.

What is the next step to apply for Truck Finance Western Australia?

Start by getting a quick estimate using our Truck Loan Calculator or contact our finance specialists directly.
We’ll guide you through the process, from application to settlement, making sure you secure the best truck finance deal available.