Used Truck Finance

At Equifund Financial Group, we understand that purchasing a used truck is a significant investment for your business. Whether you're expanding your fleet or replacing an outdated vehicle, our tailored used truck finance options help you secure the vehicle you need with flexible terms and competitive truck finance rates.

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Loan Amount $ 10,000.00

Annual Interest Rate (%) Interest % 13

Number Of Months Months 60

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Purchasing a used truck offers a cost-effective way to add a reliable vehicle to your business without the hefty price tag of a new model. With truck financing from Equifund, you can access quality vehicles at a fraction of the cost of new trucks, ensuring you get excellent value for your investment.

Benefits of Used Truck Finance:

Cost-Effective: Used trucks are generally more affordable than new trucks, making them a perfect option for businesses looking to save on initial costs.
Competitive Truck Finance Rates: We offer competitive truck finance rates tailored to your budget, ensuring that your monthly repayments are manageable.
Flexible Loan Terms: Our financing options are designed to be flexible, allowing you to choose repayment terms that suit your cash flow needs.
Quick Approval Process: With our simple application process, you can get approved quickly and get your truck on the road faster.
No Hidden Fees: We pride ourselves on transparency, offering straightforward financing without hidden fees.
Customised Solutions: Whether you need a single truck or are expanding your fleet, our truck finance brokers work with you to tailor a financing solution that meets your business’s unique needs.

How Our Us

Prime Mover Finance

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Tray Truck Finance

NO DEPOSIT OPTIONS

NON PROPERTY OWNERS

NO AGE RESTRICTIONS ON ANY ASSET

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

SAME DAY APPROVALS

IDENTIFICATION BASED APPROVALS

Operating Lease

An operating lease is an agreement that allows for the use of an asset but does not convey ownership rights of the asset. Operating leases are considered a form of off-balance-sheet financing—meaning a leased asset and associated liabilities.

No Doc

A No-Doc loan refers to a no documentation loan where the lenders do not require borrowers to provide documentation of their income or do not require much documentation.

Cash Flow

A cash flow loan is a type of unsecured borrowing that is used for day-to-day operations of any business. The loan is used to finance working capital and is paid back with incoming cash flows of the business.

Refinancing

A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised. Borrowers will try to refinance when interest rates fall, or they qualify for a lower rate loan. Refinancing involves the re-evaluation business’s credit and repayment status to obtain a better commitment.

Chattel Mortgage

A Chattel Mortgage is primarily used in the event where an asset is being purchased for business use. It is structured similarly to a regular mortgage, where the lenders provide funds to purchase the asset (known as a Chattel) and register their security interest on the Personal Property Securities Register (PPSR) for the life of the loan. When all loan repayments have been made, you will have a full ownership of the asset.

How Our Used Truck Finance Works

Get in Touch: Reach out to us directly or use our online contact form to discuss your truck finance needs.
Apply for Finance: Fill out our simple online application form with your details to get started.
Approval Process: Our team will review your application and provide a quick decision on your finance options.
Drive Away: Once approved, you’ll receive the necessary funds to secure your used truck and start using it right away.

Finance Options We Offer

We offer various financing solutions to suit your business:

Chattel Mortgage: Own the truck outright once the loan is paid off, with the truck serving as security.
Hire Purchase: Spread the cost of the truck over an agreed period, and own it once the final payment is made.
Operating Lease: Lease the truck with an option to purchase at the end of the lease term.

For more information on these options, visit our Truck Finance Options Page.

Why Choose Equifund Financial Group?

Tailored Financing: Our truck finance brokers work closely with you to understand your business and recommend the best financing options.
Industry Expertise: With years of experience in the truck financing industry, we are experts in helping businesses across Australia secure the vehicles they need.
No Upfront Fees: Our financing solutions come with no upfront fees, ensuring a smooth and transparent process.
Fast and Simple Process: From application to approval, we make securing your used truck finance fast and easy.

Apply Now for Used Truck Finance

Ready to get started? Contact Equifund Financial Group today to discuss your used truck finance options and receive the best truck financing solutions for your business. Our team is here to help guide you through the process and ensure you get the most competitive truck finance rates available.

Contact Us
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Online Application Link

Additional Resources:

Learn more about truck finance and how it can benefit your business.
Need help understanding loan terms? Check out our Truck Finance Guide for more details.
Interested in the latest news from the truck industry? Visit Truck Industry News for up-to-date information and trends.

Truck finance is a loan or lease option that allows businesses or individuals to acquire a truck by making repayments over a period of time. It helps manage cash flow while giving you access to the vehicle you need for business or personal use.

With truck finance, you secure a loan to purchase a truck and repay the loan in installments, typically over 1 to 5 years. The repayments are structured based on your financial capacity, and once the loan term is completed, the truck is yours to own.

At Equifund, we offer several truck finance options, including Chattel Mortgages, Hire Purchase, and Leasing. Each option is tailored to your specific needs, whether you're looking to own the truck outright or simply use it for your business needs.

Yes, you can finance both new and used trucks through Equifund. We offer flexible financing options for a wide range of vehicles, ensuring you find a suitable solution that fits your budget.

A Chattel Mortgage allows you to own the truck outright after the loan term, with the truck serving as security for the loan. A lease, on the other hand, gives you the use of the truck for a fixed term with the option to purchase at the end. At Equifund, we can guide you in choosing the best option for your business.

The deposit required for truck finance depends on the lender and the type of finance agreement. Typically, a deposit of 10-20% is required, but we can help with "No Deposit" too.

While your credit score plays a role in the approval process, we work with a range of lenders and offer tailored solutions for businesses and individuals with varying credit histories. Our goal is to find a suitable solution for your circumstances.