Truck finance is a loan or lease option that allows businesses or individuals to acquire a truck by making repayments over a period of time. It helps manage cash flow while giving you access to the vehicle you need for business or personal use.

Our Truck Loan Refinance Calculator allows you to input key details about your current loan, such as:

• Current Loan Amount

• Current Interest Rate

• Remaining Term

• New Interest Rate (Estimate)

• Desired Loan Term

Once you enter these details, the calculator will provide an estimate of your new monthly payments, helping you assess whether refinancing is the right choice for your business.

Instant Results: Get immediate feedback on your potential savings or changes in your payments.

Accurate Estimates: Based on your inputs, our calculator provides reliable estimates to help you make informed decisions.

Free to Use: You don’t need to commit or pay any fees to use the calculator—just enter your details and explore your options.

Easy to Understand: We’ve designed the tool to be simple and user-friendly, so you can quickly see how refinancing could impact your finances.

Yes, you can finance both new and used trucks through Equifund. We offer flexible financing options for a wide range of vehicles, ensuring you find a suitable solution that fits your budget.

Refinancing is a great option for businesses looking to:

• Lower their monthly truck loan payments.

• Access better interest rates.

• Change their loan terms to suit evolving business needs.

• Simplify their financing by consolidating multiple loans into one.

If you find that refinancing could be beneficial, Equifund Financial Group is here to assist you with the process. We offer competitive rates from over 80 lenders, ensuring you get the best deal possible for your truck loan refinance.

The deposit required for truck finance depends on the lender and the type of finance agreement. Typically, a deposit of 10-20% is required, but we can help with "No Deposit" too.

While your credit score plays a role in the approval process, we work with a range of lenders and offer tailored solutions for businesses and individuals with varying credit histories. Our goal is to find a suitable solution for your circumstances.

Truck finance offers a range of benefits to businesses looking to purchase or lease commercial vehicles. By financing your truck purchase, you can preserve your cash flow while still getting access to the vehicles you need for your business. Below are just a few reasons why truck finance is a smart choice:

1. Preserve Your Cash Flow

Instead of spending a large portion of your business’s capital on purchasing a truck outright, truck financing allows you to spread the cost over time, freeing up capital for other operational expenses.

2. Access to High-Quality Assets

Truck finance gives you the opportunity to access high-quality vehicles that you may not have the funds to purchase upfront. This is particularly useful for businesses looking to upgrade their fleet or start fresh.

3. Flexible Repayment Terms

At Equifund Financial Group, we understand that each business has its own cash flow cycle. That’s why we offer flexible repayment terms that align with your business’s financial situation, ensuring that your repayments fit comfortably into your budget.

4. Potential Tax Benefits

Depending on the finance option chosen, businesses may be able to claim depreciation on the truck, which could provide tax benefits at the end of the financial year. Consult with your accountant to understand the potential advantages of financing your truck.

5. Upgrade Your Fleet

If your business requires frequent upgrades to stay competitive, a Lease Financing option may be the ideal choice. With a lease, you can upgrade to a new truck at the end of the term, ensuring that your fleet is always modern and efficient.

We offer financing for a wide range of trucks, ensuring that you can get the right vehicle to support your business needs. Some of the truck types we finance include:

• Prime Movers

• Tipper Trucks

• Refrigerated Trucks

• Tray Trucks

• Cab & Chassis Trucks

• Tow Trucks

• Water Trucks

• Curtainsider Trucks

• Tilt Tray Trucks

• Livestock Trucks

• Concrete Trucks

• Flatbed Trucks

No matter what type of truck you need, Equifund Financial Group is here to provide the financial solutions that help your business stay on the road.

At Equifund Financial Group, we offer a customer-centric approach to truck financing. Our experienced team works closely with you to find the best financing options for your business, whether you’re purchasing a single truck or expanding a large fleet. Our goal is to make the process as seamless as possible, providing you with flexible terms, fast approvals, and exceptional service every step of the way.

Key Benefits of Truck Financing with Equifund Financial Group:

• Flexible Loan Amounts: Whether you're buying one truck or financing a fleet, we provide flexible loan amounts to suit your needs.

• Tailored Solutions: We understand that every business is unique. Our finance solutions are tailored to meet the specific needs of your business and cash flow situation.

• Fast Approval Process: We know that time is of the essence in business, and that’s why we offer quick and easy approval processes to get you the truck you need as soon as possible.

• Access to Over 80+ Lenders: As a trusted financial partner, we provide you with access to a broad network of lenders to ensure you receive the most competitive loan terms.

• Specialised Truck Finance Expertise: With years of experience in the industry, our team of experts is here to guide you through the process and help you make informed decisions about your truck finance.