Equipment finance is a specialised loan that allows businesses to acquire necessary machinery, vehicles, or technology without needing to pay large sums of money upfront. With equipment finance, you can spread the cost of the asset over time, making it easier to manage your budget and maintain cash flow. This is especially helpful for businesses that need to invest in essential equipment but don't want to tie up significant capital.

By using our equipment finance calculator, you can get an instant estimate of your monthly repayments, giving you a clearer picture of how financing your equipment can fit into your business’s budget.

Competitive Rates
We offer some of the most competitive rates available in the market, ensuring that your farming business can access affordable loans to fund equipment purchases. Whether you're buying new or used machinery, we ensure that you get the best possible deal with favorable loan terms.

Flexible Terms
Our loans are designed to be as flexible as possible, with terms ranging from short to long-term options. We understand that cash flow in the agricultural sector can be seasonal, so we tailor loan terms to suit your needs, providing repayment options that align with your financial circumstances.

Fast Approval Process
Time is of the essence in farming, and we get that. Our application process is quick, with approval often granted within 24 hours. This means you can secure the equipment you need without unnecessary delays and get back to running your business.

No Hidden Fees
We believe in transparency. When you finance agricultural equipment through Equifund, you can be sure there are no hidden fees. What you see is what you get—clear, straightforward financing that you can trust.

Tailored Loan Solutions
Every farming operation is unique, and so are your equipment financing needs. Whether you're expanding your operation or upgrading to new machinery, we offer flexible loan solutions that can be tailored to suit your business's goals and budget.

At Equifund Financial Group, we specialise in financing farm equipment and machinery that help drive the success of Australian farms. We provide financing for a broad selection of agricultural equipment, ensuring that farmers have access to the tools they need to improve productivity and efficiency. Some of the agricultural equipment we finance includes:

Tractors

Tractors are indispensable for farming operations, and whether you need a small, versatile model for smaller plots or a heavy-duty tractor for large-scale farming, we offer financing for both new and used tractors. From compact tractors for intensive farming in tight spaces to powerful, high-performance machines for vast fields, we help farmers acquire the right equipment for their specific needs.

Harvesters

Efficient harvesting equipment is essential for maximising yield and reducing waste. At Equifund, we provide financing options for a wide range of harvesters, including those for grains, vegetables, and fruits. With competitive rates and fast approval, we ensure that you can secure the equipment you need without delay, enabling you to harvest crops at their peak quality and efficiency.

Irrigation Systems

Water is a critical resource for farming, especially with the challenges of changing climates and water scarcity. We offer financing for modern irrigation systems, including sprinklers, pumps, and drip irrigation setups. These systems help maintain crop health and optimise water usage, saving you money in the long run and supporting sustainable farming practices.

Livestock Handling Equipment

Managing livestock effectively is a key part of successful farming. Whether you need feeders, cattle crushes, or livestock handling systems, we offer financing for a range of equipment that ensures both the safety and comfort of your animals. Our financing solutions help you keep your livestock operations running smoothly, from handling to transportation.

Seeders & Planters

Efficient planting is essential for achieving high yields. We finance seeders and planters that can handle everything from small garden crops to large agricultural fields. Our financing options make it easier for farmers to access high-quality planting equipment that maximises productivity and reduces manual labour.

Securing a loan for agricultural equipment through Equifund Financial Group is a simple and efficient process. Here’s how it works:

1. Apply Online: Begin by completing our online application. We’ll ask for basic details about your farm, the equipment you wish to finance, and your financial background.

2. Get Pre-Approval: Once your application is received, we’ll assess your information and provide a pre-approval decision—typically within 24 hours.

3. Select Your Equipment: With pre-approval in hand, you can select the agricultural machinery that suits your needs. Whether you’re working with a dealer or a private seller, we’ll help you secure the best financing option.

4. Sign the Loan Agreement: Once you’ve selected your equipment, we’ll send you the loan agreement. After it’s signed, we’ll release the funds to the supplier.

5. Take Delivery of Your Equipment: After the loan is processed, you can take delivery of your equipment and start using it to enhance your farm’s productivity.

Preserve Your Cash Flow
Agricultural equipment can be a significant investment, and financing allows you to preserve your cash flow while still acquiring the machinery you need. By spreading the cost over time, you can keep your working capital free for other areas of your business.

Tax Advantages
Did you know that agricultural equipment can offer tax benefits? Through depreciation, you may be able to write off the cost of your equipment over its useful life. Consult with your accountant to see how financing your equipment can benefit your farm’s tax situation.

Upgrade When You Need It
Agricultural technology is always evolving. Financing allows you to keep up with advancements in machinery and technology, so you don’t fall behind the competition. With our loans, you can easily upgrade equipment when you need it most, keeping your farm running efficiently.

Fixed Repayments
Our loans come with fixed repayments, so you’ll always know what to expect each month. This helps with budgeting and allows you to manage your finances without surprises.

Equifund Financial Group offers finance options for both dealer sales and private sales of equipment. Whether you are purchasing from an authorised dealer or a private seller, we’ve got you covered.

• Dealer Sales: We work closely with leading equipment dealers across Australia to provide you with competitive rates and quick approvals for dealer-purchased equipment.

• Private Sales: If you're purchasing equipment from a private seller, we can still offer finance solutions that help you secure the equipment you need, with flexible repayment options.

We understand that agriculture is a diverse industry, which is why our financing solutions are available to a wide range of individuals and businesses, including:

• Farmers and Landowners: Whether you run a small farm or a large agricultural business, we provide financing solutions to suit your needs.

• Agribusinesses: If you’re involved in the production, processing, or supply of agricultural goods, we offer financing to help grow your business.

For many businesses, equipment finance is a smarter option than paying upfront in full. It offers several benefits:

• Preserve Cash Flow: Spread your payments over time, so your business doesn't have to tie up large sums of cash in equipment purchases.

• Tax Benefits: Equipment finance can provide tax deductions, making it a cost-effective solution for your business. Read more about tax benefits.

• Flexible Repayments: Choose the repayment structure that best suits your cash flow, including fixed repayments and flexible options.

• Asset Ownership: Depending on the finance option you choose, you may own the equipment at the end of the term, making it a long-term investment for your business.

At Equifund Financial Group, we’re committed to providing businesses across Australia with fast, flexible, and affordable equipment finance solutions. Whether you’re looking to finance a single piece of machinery or an entire fleet, our expert team is here to help.

For an instant estimate of your monthly repayments, check out our equipment finance calculator. Contact us today to find out how we can assist you with financing your next equipment purchase.