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"From Sole Traders to Compnay Owners We’ve Got You Covered."
The 2025 Brisbane Truck Show brought together some of the best in the trucking industry, and Equifund Financial Group was right there in the mix. Our team had the opportunity to interact with truck dealers, business owners, and finance experts, gaining valuable insights into the evolving landscape of truck and equipment finance. This year’s show offered a fresh perspective on the market, and the feedback we received was eye-opening.
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What We’ve Noticed This Year: A Shift in Perspective
Compared to previous years, sales at the Brisbane Truck Show 2025 were decent, but the real change was in the way people are thinking about purchases. A significant shift is happening in the market, and it’s clear that more customers are leaning toward financing their purchases rather than buying outright. This isn’t just a trend—it's a strategic move.
Why People Are Choosing Finance Over Outright Purchases
One major reason for this change is that businesses are more cautious with their cash flow. Many customers are choosing to hold onto their capital, preferring to use financing options instead of tying up large sums of money in upfront purchases.
Truck dealers have shared similar feedback, noting that people are not buying new trucks outright like they used to. Why? The cost of new trucks has skyrocketed, and business owners are hesitant to make such large, upfront investments.
As one client told us, "The new prime mover cost me at least $400,000. Add the trailer setup, colour customisation, and branding, and that price easily jumps to $1 million!" With such high costs, it’s no wonder people are opting for used trucks and equipment instead.
The Impact of COVID-19 on the Transport Industry
We also can’t ignore the lasting effects of COVID-19 on the transport business and other industries. Even five years after the pandemic, its impact is still being felt. While things are slowly improving, the road to recovery has been long and challenging for many in the transport sector. Businesses are now more cautious about large expenditures, and this has driven many to seek alternative financing options.
The Benefits of Truck Finance: Making It Easier for Customers
Financing options like truck finance are making it easier for business owners to manage their cash flow while still acquiring the necessary equipment to keep their operations running smoothly. Here’s the benefit: if you’re earning, say, $50,000 from your truck, it becomes manageable to make monthly repayments. This structure gives business owners the flexibility to grow without compromising their liquidity.
At Equifund Financial Group, we offer a Truck Finance Repayment Calculator to help potential customers easily calculate their repayments. This simple tool allows you to get an idea of what you’ll be paying monthly, making it easier to assess whether financing is the right choice for your business.
Access to More Lenders and Better Rates
What sets us apart is our network. Equifund Financial Group has access to over 70 lenders in the industry, meaning we can find you the best rates on the market. Our finance specialists are not only here to help you with the paperwork but to ensure you get the most competitive offers.
Check Your Eligibility Without Impacting Your Credit Score
An often-overlooked advantage of working with a finance broker like us is that we can help you check your eligibility without affecting your credit score. This is incredibly useful for customers who are unsure whether they will be approved for financing. Applying directly through a bank, on the other hand, can result in your credit score taking a hit if your application is rejected.
So, if you’re concerned about your credit score or want to get a clearer picture of your financing options without risking any damage, reach out to us. We can help you check your eligibility and guide you through the process.
The Future of Truck Finance: Why It’s More Important Than Ever
Truck finance is becoming more essential for businesses, especially as costs rise and economic uncertainty lingers. Financing helps protect cash flow, which is crucial for staying afloat in tough times. Whether you’re upgrading your fleet, purchasing a trailer, or investing in machinery, financing allows you to keep your business moving forward without sacrificing your financial stability.
At Equifund Financial Group, we understand that buying trucks, trailers, and machinery can be a daunting task, but financing doesn’t have to be. Let us help you find the best solution that fits your business needs.
Increased Demand for Used Trucks and Equipment
One of the most significant observations at the show was the increased interest in used trucks and equipment. As mentioned earlier, the high cost of new trucks, combined with rising fuel prices, operational costs, and the uncertainty brought on by economic shifts, has led businesses to re-evaluate their purchasing strategies. Rather than opting for new, expensive trucks, more businesses are turning to used vehicles to meet their needs.
However, this doesn’t mean that companies are settling for low-quality machinery. Used trucks and equipment are still being carefully selected to ensure reliability, and financing makes it easier for businesses to acquire these assets while keeping their budgets in check.
Supply Chain Delays Impacting Availability
Another factor affecting the market is the ongoing supply chain issues that have plagued industries worldwide in the wake of the pandemic. The trucking and transport sectors are no exception, with many businesses facing delays in acquiring new trucks and equipment. These delays are often caused by a shortage of parts or longer wait times for custom-built vehicles.
As a result, businesses are opting for used trucks to maintain operational efficiency while they wait for new orders to arrive. This, combined with the high demand for second-hand vehicles, has led to an increased focus on financing options that allow businesses to stay agile during periods of uncertainty.
Fuel Efficiency and Environmental Impact
The push for sustainability is another factor impacting purchasing decisions. Many truck owners and businesses are now considering fuel-efficient vehicles or those that can contribute to reducing the environmental footprint of their operations. Hybrid and electric trucks are becoming more prominent, and though they come with a higher upfront cost, businesses are increasingly seeing the value in investing for the future.
Financing plays a crucial role here as it provides businesses with the flexibility to upgrade their fleets to newer, more fuel-efficient models without breaking the bank. The environmental aspect of purchasing decisions is something that we believe will continue to influence the industry in the years to come, especially with increasing pressure to meet emissions standards.
The Role of Technology in Truck Financing
Lastly, it’s essential to acknowledge how technology is shaping the truck finance landscape. At Equifund Financial Group, we have embraced digital tools to help our customers make smarter decisions when it comes to their finances. Whether it’s our Truck Finance Repayment Calculator that gives customers a clearer picture of their monthly repayments or our streamlined online application process, technology is making it easier than ever for business owners to access the financing they need.
The integration of AI and data-driven insights has also made it easier for brokers to tailor financing solutions that suit the individual needs of each customer. With access to a broader range of lenders and better technology, businesses can secure financing faster and with more competitive terms.
Navigating the Future of Truck Finance with Equifund
As we continue to witness changes in the truck and transport industry, the role of financing has never been more important. Whether businesses are looking to expand their fleets, replace outdated equipment, or manage cash flow effectively, financing provides the flexibility needed to navigate these challenges.
At Equifund Financial Group, we’re committed to helping businesses make informed decisions. We offer more than just loans—we provide a range of solutions that help businesses grow, thrive, and secure the best deals in the market. With our extensive lender network, repayment calculators, and expert finance specialists, we’re here to ensure your truck finance experience is seamless and beneficial for your business.
If you want to explore the latest financing options or need assistance navigating the complexities of truck and equipment finance, don’t hesitate to reach out. We’re here to help you move forward.
If you’re ready to explore your options for truck finance, get in touch with one of our experts. We’ll help you check your eligibility, find the best rates, and ensure the process is smooth and hassle-free. Don’t let financing concerns slow down your business—contact us today and make your truck finance journey easier.
Call us at 1300 464 805 or email info@equifund.com.au to get started!
For more information on the Brisbane Truck Show, check out their official website here.
