.png?width=960&height=540&name=Truck%20finance%20%20(14).png)
"From Sole Traders to Compnay Owners– We’ve Got You Covered."
The Australian trucking industry is experiencing significant growth in 2025, with record-breaking sales and a diverse range of financing options available. Whether you're a seasoned fleet owner or a new business owner looking to expand your operations, understanding the top-selling trucks and the various financing avenues—such as private sales and dealer purchases—is crucial. This guide delves into the best-selling trucks of 2025 and provides an in-depth look at truck finance options tailored to Australian businesses.
Use our Truck Loan Calculator to estimate your repayments today and discover how simple it is to finance your next purchase!
Truck Finance Calculator
🚚 Top-Selling Trucks in Australia for 2025
1. The Top-Selling Trucks of 2025 in Australia
2025 has proven to be a year of high demand for trucks in Australia, with a variety of brands leading the charge. Here are the top-performing trucks across different categories in the Australian market:
1.1 Isuzu: Dominating the Truck Market
For the 36th consecutive year, Isuzu has taken the top spot in Australian truck sales, selling over 13,000 units in 2024, capturing a dominant 26.1% market share. The brand’s success is due to its diverse range of vehicles, from light-duty trucks to heavy-duty models, making Isuzu the go-to choice for businesses of all sizes. Their trucks are well-regarded for their reliability, low operating costs, and extensive after-sales support.
Popular Models:
-
Isuzu N-Series (Light Duty)
-
Isuzu F-Series (Medium Duty)
-
Isuzu Giga Series (Heavy Duty)
1.2 Kenworth: Heavy-Duty Powerhouses
Kenworth has been a consistent favourite in the heavy-duty truck segment. In January 2025, Kenworth sold 216 units, maintaining its dominance in the high-performance truck category. Renowned for their powerful engines, durability, and comfort, Kenworth trucks are ideal for businesses that require a robust and reliable vehicle for long-haul operations.
Popular Models:
-
Kenworth K200 (Heavy Duty)
-
Kenworth T410 (Medium Duty)
-
Kenworth T909 (Heavy Duty)
1.3 Scania: A Strong Performer in the Australian Market
Scania continues to rise in popularity with Australian trucking businesses, selling 74 units in January 2025. The brand is known for its focus on fuel efficiency, sustainability, and driver comfort, making it an excellent option for fleets aiming to reduce operating costs and increase productivity.
Popular Models:
-
Scania R-Series (Heavy Duty)
-
Scania P-Series (Medium Duty)
-
Scania G-Series (Heavy Duty)
1.4 Volvo: A Reliable Choice for Fleet Owners
Volvo is another brand that consistently performs well in the Australian truck market. Known for its focus on safety, driver comfort, and environmental sustainability, Volvo trucks offer businesses a reliable and efficient choice. In January 2025, Volvo sold 129 units.
Popular Models:
-
Volvo FH16 (Heavy Duty)
-
Volvo FMX (Construction)
-
Volvo FE (Medium Duty)
1.5 Mercedes-Benz: Premium Performance
Mercedes-Benz offers premium trucks designed for businesses that need a balance of performance, luxury, and technology. In January 2025, Mercedes-Benz sold 102 units. The brand’s vehicles are known for their high-quality finish, advanced technology, and strong safety features, making them a top choice for companies with high standards.
Popular Models:
-
Mercedes-Benz Actros (Heavy Duty)
-
Mercedes-Benz Arocs (Construction)
-
Mercedes-Benz Atego (Light Duty)
💰 Understanding Truck Finance in Australia
Acquiring a truck is a significant financial commitment for any business, which is why understanding the different financing options is essential. In Australia, several financing methods are available, each with its benefits and specific conditions. Here are some of the most common truck finance options for businesses.
2.1 Chattel Mortgage: Owning Your Truck from Day One
A Chattel Mortgage is one of the most popular truck finance options in Australia. Under this arrangement, the business takes full ownership of the truck from the outset, but the lender retains a mortgage over the vehicle until the loan is paid off. Chattel Mortgages offer flexibility and significant tax benefits, particularly for businesses that want to claim depreciation on the vehicle as part of their tax strategy.
Benefits:
-
Immediate ownership of the truck.
-
Potential for tax deductions through depreciation.
-
Flexibility in structuring loan repayments.
For more information on Chattel Mortgages and their tax advantages, visit Equifund's Truck Finance Guide.
2.2 Finance Lease: Leasing with Flexibility
A finance lease is another popular option for businesses that want to use a truck without committing to ownership. The lender buys the truck and leases it to the business for a specified term. At the end of the lease, the business has the option to purchase the truck for a predetermined residual value (balloon payment). This option is ideal for businesses that want to upgrade their equipment regularly or need a vehicle for a limited period.
Benefits:
-
Lower monthly payments compared to a Chattel Mortgage.
-
Option to purchase the truck at the end of the lease term.
-
Flexible repayment terms.
2.3 Operating Lease: Renting Without Ownership
Operating leases are ideal for businesses that need a truck for a short-term or long-term rental period but do not want to assume ownership. With this option, the business makes regular rental payments to the lender, and at the end of the lease term, the truck is returned. Maintenance and repair costs are often covered by the lender, making this a hands-off option for business owners.
Benefits:
-
Lower monthly payments than other finance options.
-
No responsibility for maintenance and repair costs.
-
Ability to upgrade to a new truck when the lease expires.
2.4 Commercial Hire Purchase (CHP): A Lease-to-Own Option
A Commercial Hire Purchase agreement is similar to a finance lease but with an intention to purchase. The business hires the truck over a specified term, and at the end of the term, the business has the option to buy the truck for a nominal final payment. This is a great option for businesses that want to own the truck outright but do not have the capital for an upfront purchase.
Benefits:
-
Regular fixed repayments.
-
Ownership at the end of the contract.
-
Potential for tax deductions through depreciation.
🏠 Private Sale vs. Dealer Purchase: Which is Better?
When acquiring a truck, businesses can choose between purchasing from a private seller or a dealership. Each option has its advantages and considerations:
Private Sale
-
Pros: Potential for lower purchase price, direct negotiation with the seller.
-
Cons: Limited warranty, potential for hidden issues, more challenging financing options.
Dealer Purchase
-
Pros: Access to warranties, certified pre-owned options, easier financing options.
-
Cons: Higher purchase price due to dealer mark-up.
For businesses considering private sales, financing options are available. For instance, Truck Loans Finance offers truck and trailer loans for private sales, including both secured and unsecured options.
📊 Financing Trends: What Do Most People Choose?
In Australia, businesses often opt for financing solutions that align with their cash flow and long-term goals. The most popular choices include:
-
Chattel Mortgage: Preferred for its flexibility and potential tax benefits.
-
Finance Lease: Chosen by businesses that prefer to upgrade equipment regularly without the commitment of ownership.
-
Commercial Hire Purchase: Selected by businesses aiming for eventual ownership without upfront capital expenditure.
Understanding these options helps businesses select the most suitable financing method for their needs.
🔗 Additional Resources
For more information on truck finance options and to explore various lenders, consider visiting the following resources:
📝 Conclusion
The Australian truck market in 2025 is vibrant, with top-selling models like Isuzu, Kenworth, and Scania leading the way. Understanding the various truck finance options and the differences between private sales and dealer purchases is crucial for businesses looking to expand their fleets. By leveraging the right financing solutions, businesses can make informed decisions that align with their operational needs and financial goals.
