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Australia's fastest-growing truck and equipment finance provider

Finance For Truck

FASTEST GROWING TRUCK FINANCE PROVIDER

If you are looking to start or expand your trucking business with minimal upfront investment, we provide financing for trucking with low or no deposit options, helping you get on the road sooner.

Get Financed

Request a call back from a Lending Specialist

REQUEST A CALL BACK FROM A LENDING SPECIALIST

Truck Finance Options for Your Business

Equifund provides a variety of truck financing options designed to suit different business models and financial situations. Our financing for trucking solutions include:

Chattel Mortgage

A chattel mortgage is a popular option for businesses looking for financing for trucking with full ownership of the vehicle. This financing structure allows businesses to claim tax deductions on the interest and depreciation of the truck, making it a cost-effective choice.

Hire Purchase

A hire purchase agreement is ideal for businesses that prefer to spread the cost of their truck over time. With this financing for trucking option, you make fixed repayments over the loan term, and once the final payment is made, ownership of the truck is transferred to you.

Finance Lease

A finance lease allows businesses to use the truck without immediate ownership obligations. With this financing for trucking solution, you make fixed lease payments over an agreed period, with the option to purchase the truck at the end of the lease term.

Operating Lease

An operating lease is an excellent choice for businesses that need financing for trucking on a short-term basis without the commitment of ownership. This option allows you to use the truck for a fixed period while making manageable lease payments.

Why Choose Us?

One of our trusted representatives can assist with endless options for you including:

NO DEPOSIT OPTIONS

NO DEPOSIT OPTIONS

NON PROPERTY OWNERS

NON PROPERTY OWNERS

NO AGE RESTRICTIONS ON ANY ASSET

NO AGE RESTRICTIONS ON ANY ASSET

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

ASSET PORTFOLIO DIVERSIFICATION SOLUTIONS

SAME DAY APPROVALS

SAME DAY APPROVALS

IDENTIFICATION BASED APPROVALS

IDENTIFICATION BASED APPROVALS

Who Can Apply for Truck Financing?

Our financing for trucking solutions are available for a wide range of businesses, including:

  • Owner-operators who are starting or expanding their trucking business.

  • Transport companies that require multiple trucks to manage logistics efficiently.

  • Businesses needing specialised vehicles, such as refrigerated trucks, tipper trucks, prime movers, or heavy-duty trucks.

  • New and established businesses with varying financial backgrounds looking for reliable financing for trucking solutions.

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Apply Online Anywhere, Anytime!

Less paperwork & waiting time

Less paperwork & waiting time

Complete the form in 1 minute

Complete the form in 1 minute

Get Pre approved over the phone

Get Pre approved over the phone

Get Financed
apply-online-anywhere-anytime

What We Finance

Testimonials

Here is what people had to say about us

Our Lending Panel

500+

assets financed

500+

businesses helped

10+

years of experience

Our Partners

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The Equifund Team is

Experienced

Experienced

Responsive

Responsive

Transparent

Transparent

Creative

Creative

Commonly Asked Questions About Truck Finance

What is the best type of truck finance for my business?

The best finance option depends on your business structure, cash flow, and whether you want ownership upfront or prefer lower commitments with leasing. Our team will help you choose the right option.

How long does truck finance approval take?

Our approval process is fast and efficient, often completed within 24-48 hours, depending on your documentation and financial standing.

Can I finance a used truck?

Absolutely! We provide financing for both new and pre-owned trucks, ensuring you have access to quality vehicles within your budget.

Are there tax benefits to financing a truck?

Yes, depending on the finance type, you may be eligible for GST refunds, depreciation claims, and interest expense deductions. Speak with your accountant to understand the benefits available to your business.

Get Started with Equifund Today!

Whether you need a single truck or an entire fleet, Equifund is here to help with all your financing for trucking needs. We are committed to providing trucking businesses with the best financing options available, ensuring that you can acquire the right trucks to drive your business forward. Contact us today to discuss your financing for trucking requirements and get a tailored quote that suits your business goals.